Jump to content

Welcome to CreditBoards!

Sign In 

Create Account
Welcome to CreditBoards! Like most online communities, you must register to post in our community, but don't worry - this is a simple process requiring minimal information for you to sign up. Be a part of CreditBoards by signing in or creating an account.
  • Start new topics and reply to others
  • Subscribe to topics to get email updates
  • Get your own profile page and make new friends
  • Send personal messages to other members.
Guest Message by DevFuse

Read These Items!

  • Please note changes to the Terms of Service for Creditboards.com.  A "plain language" summary has been added to the TOS and to the registration agreement.  No other changes were made.  If you post after you read this, we consider that acceptance of the new terms.  If you have any questions concerning the new terms, please feel free to PM an admin or email admin@creditboards.com
  • If you're getting an Authentication mismatch error: Clear your cache. Log out of CB. Delete your cookie. Close your browser. Open your browser and log back in.
  • Yo!  AOL email is bouncing and they aren't giving us a way to get off their blacklist.  If you're registered with an AOL email address and you have another one you can use in your settings, please change your email on record, so you can get the notifications you're expecting.

Toggle Intro & News Intro & News

  Forum Stats Last Post Info

Please Read Before Posting - NEWBIES START HERE

  2. Board tips and tricks ,
  3. Beginner's Credit Information ,
  4. Frequently Requested Topics

Stickies, Announcements, Newbie Guides, Basic Introductions, Posting Tips

  • 41 topics
  • 2,235 replies
How you found creditboards - last post by MarvBear

CB gets Press!

We're mentioned in the news-

  • 14 topics
  • 47 replies
Get a debt letter from USB... - last post by breeze

CreditBoards Success Stories

Share your success stories ! **read only** New threads must be added by admin

  • 61 topics
  • 1,583 replies
From 400s to 800s. From... - last post by milacred

Newbies Section

Beginners info and frequently requested topics

  • 306,045 Hits

News & Announcements

Credit-related news and articles; CB Announcements

  • 0 topics
  • 0 replies
  • No posts to view

Toggle Creditboards Main Forums Creditboards Main Forums

  Forum Stats Last Post Info

Credit Forum

Credit Reports, Collections, Credit Cards and related discussion

  • 335,875 topics
  • 3,104,756 replies
trans union - last post by Kat58

Medical Billing & Medical Collections

NOT PAY FOR DELETE! Why Chat's HIPAA dispute method. May require repayment.

  • 10,045 topics
  • 58,246 replies
New medical collection but... - last post by LadyLuck16


Bankruptcy discussion

  • 17,129 topics
  • 103,565 replies
  • Protected Forum
  • By hegemony

Foreclosures/Loan Modifications

You're trying to get a modification, or you're being foreclosed?
While every lender, foreclosure and modification situation is different, this is a place to discuss and share your experiences.

  • 1,793 topics
  • 7,923 replies
Denied Mod after 1 year of... - last post by IndyPoolPlayer

Chexsystems Help

Discussion and help for consumers who have trouble getting a bank account.

  • 1,358 topics
  • 6,955 replies
Froze Chex and was approved... - last post by daddym19833

Debt Consolidation, Counseling and Management

You're in debt and don't think you'll ever get out, maybe got some late payments, but are trying to work something out so you don't completely trash your credit. Discussion of Debt Management Programs, debt consolidation, settlement and consumer credit counseling programs.

  • 599 topics
  • 2,084 replies
Balance Transfers - last post by CommCabinets

Military Credit

For the credit issues that are unique to our military members

  • 259 topics
  • 1,361 replies
Financial CHOICE Act Would... - last post by hegemony

Canadian Credit

The unique challenges for our neighbors to the north.

  • 172 topics
  • 689 replies
Credit Card Surcharges Comi... - last post by hegemony

Toggle Financing Financing

  Forum Stats Last Post Info


Discussion of mortgages, buying and selling a home, real estate investing

  • 35,406 topics
  • 202,943 replies
MERS showing wrong servicer? - last post by tiggerlgh

Automotive Financing

  1. Reading and Resources

Discussion of Automotive Financing

  • 15,596 topics
  • 91,853 replies
cap 1, is it really this go... - last post by MarvBear

Student Loans

Student loan resources and discussion

  • 7,092 topics
  • 30,687 replies
Filling out Rehab paperwork - last post by butterflyksses

Business Credit

Information on establishing business credit and creating a business credit score.

  • 21,959 topics
  • 157,183 replies
Hmmm an Exotic Car Lease as... - last post by sk8erchick

Toggle Money Management Money Management

  Forum Stats Last Post Info

Money Management

Discussion and tips on sound money management.

  • 4,046 topics
  • 48,728 replies
57 million Americans have n... - last post by Daddy

Toggle Special Topics Special Topics

  Forum Stats Last Post Info

VISA MC policies

Complaints, discussions and rants regarding perceived merchant violations of CCC policy

  • 973 topics
  • 22,805 replies
REPORTING MERCHANT VIOLATIONS - last post by webmaster4400

Toggle Resources Resources

  Forum Stats Last Post Info

Laws Laws Laws

FCRA, FDCPA and other credit-related laws

  • 283 topics
  • 786 replies
  • Protected Forum

Where can I Find?

Contact Info, Search sites, lists, locators, etc

  • 175 topics
  • 471 replies
  • Protected Forum
  • By christinethomas


  • 224 topics
  • 372 replies
  • Protected Forum
  • By breeze

State Laws

  1. Misc State Info

  • 172 topics
  • 1,040 replies
  • Protected Forum

Debt Collector Hall of Shame

Collectors Caught in the Act

  • 92 topics
  • 237 replies
  • Protected Forum

Identity Theft

  • 151 topics
  • 673 replies
  • Protected Forum

CreditPulls Database

Want to know which CRA a creditor will pull? Check here! Don't forget to add your experiences as well!

  • 470,490 Hits

Databases and Reference

Reference Materials, contact information, CRA usage info, Misc Information

  • 57 topics
  • 279 replies
  • Protected Forum
  • By MarvBear

Sample Letters

Examples for you to use and modify. Read-Only Forum.

  • 50 topics
  • 217 replies
  • Protected Forum
  • By breeze

Toggle Misc. Misc.

  Forum Stats Last Post Info

General Discussion

  1. The Contests ,
  2. Tech Talk

General non-credit related discussions

  • 60,888 topics
  • 959,913 replies
New game for GF - last post by isaacz

Today's Birthdays ( 28-June 17 )

  • Quietman%s's Photo

    Age: 53

  • natesession%s's Photo

    Age: 46

Recent Topics

  • 5,633,213 Total Posts
  • 165,856 Total Members
  • Meubanks Newest Member
  • 1,528 Most Online

77 users are online (in the past 5 minutes)

11 members, 64 guests, 2 anonymous users   (See full list)

IndyPoolPlayer, HopefullyDebtFree, 1c3M4n, bojingles, get.randy, Google, goonerm3, pistolp44, MichaelGfarb, cashnocredit, brainchasm, Meubanks

© Copyright 2003 - 2015 Creditboards.com. All rights reserved. No portion of this site may be reproduced without explicit permission from the owners. The content of creditboards.com is subject solely to the personal whim of its admins. We reserve the right, at our sole discretion, to remove any and all posts or comments, at any time, for any reason which takes our entirely capricious fancy, or for no particular reason whatsoever, without restriction. Comments or questions regarding the site may be addressed to admin@creditboards.com.