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  1. Past hour
  2.    Kat58 reacted to a post in a topic: credit card spreadsheet
  3. Glacier
    I have one of those, and just love it!!
  4.    hegemony reacted to a post in a topic: Robinhood
  5.    Kat58 reacted to a post in a topic: Howdy!
  6.    hegemony reacted to a post in a topic: Howdy!
  7. hegemony
    Leaked Document Shows How Big Companies Buy Credit Card Data on Millions of Americans
  8. Today
  9. Trapped by Fico
    Thats a good idea.. Never heard of that type of title transfer. I do have an attorney so I'll shoot him an email and see what his thoughts are on that, thanks.
  10. Anders07 started following M$ speed bumps
  11. MarvBear started following credit card spreadsheet
  12. MarvBear
    I think you have to reach member status before you can download.
  13. Anders07 started following How to remove old paid charge-offs?, PsychDoc's Credit Repair for Beginners, credit card spreadsheet and and 2 others
  14. shifter
    Who is reporting these accounts? The Local Company or a CA? If a CA is reporting, than a PFD has potential. If the company itself is reporting negatively, PFD is unlikely to be accepted. Some people say to DV even inside SOL, but my experience says that's more likely to get you sued than do any good.
  15. Anders07
    Can’t open the spreadsheet. Says no permission:/ Sent from my iPhone using Tapatalk
  16. Why Chat
    Try contacting an Independent insurance agent in your area who belongs to either or both of the Independent Insurance Agents & Brokers of America and the National Association of Professional Insurance Agents. They can best analyze your existing coverage and recommend IF you should change to another qualified carrier. Also check with your local property tax office to see if there has been any notice of increase in your property taxes.
  17. MarvBear
    If you take advantage of the offer the collection agency is making to you, I highly doubt they will report the account just as a paid collection account. My experience in reading credit reports is that a collection agency will normally mark the account with a 0 balance with the annotation that "account was settled for less than the full amount". Personally I have never tried for a pay for delete. I've always had my doubt about the efficacy of this tactic. I'd rather dispute the tradeline bit by bit and tear it apart. Others may have different views than me.
  18. cv91915
    Good lord.
  19. cv91915
    🤮
  20. cv91915

    Howdy!

    cv91915 replied to nolanryan's topic in Credit Forum

    Congratulations on finding your new direction, and welcome home. Maybe you can help is find Cappy back.
  21. Anders07 Anders07 joined the community
  22. Pam
    Thank you!
  23. Shaletha Shaletha joined the community
  24. hdporter
    Thrilled to be included
  25. Kat58
    Make sure you get 2-ply! *runs away*
  26. Pam

    Howdy!

    Pam replied to nolanryan's topic in Credit Forum

  27. Why Chat
    Get your EOMBs. Send the dispute letter to TU. If the account is deleted then you need not do anything further UNLESS you want to pay the OC with the HIPAA letter because you feel it is the right thing to do. If the account is NOT deleted then, of course pay the OC with the HIPAA letter and be prepared to follow up if the account changes to a paid collection.
  28. IndyPoolPlayer
    Only things that have changed is B* died a couple years ago, and more creditors are blacklisting when a debtor causes financial losses due to settlement or BK
  29. IndyPoolPlayer
    People at the top make millions and accused of stiffing vendors, those at the bottom are saddled with debt after empty promises
  30. nolanryan

    Howdy!

    nolanryan posted a topic in Credit Forum

    I am sure there are many new faces and some old as well. A few years ago, I was a relatively active member as I rebuilt my credit and chased larger limits, sign up bonuses, etc. I've been busy the past few years thus haven't contributed as much as I would like. I went back to school and grabbed a degree, I quit a good paying job that I loathed and switch industries, started a small business to help in the interim, and plotted out a path to a dream job in aviation that I landed this past October. With things settling down, I finally found myself with more time to do the things I love. In my hiatus, I have become rusty and will have to learn this hobby again as I have forgotten much and what hasn't been forgotten has probably changed. I look forward to becoming familiar with this place again and connecting where I can. Chris
  31. IndyPoolPlayer
    https://www.marketwatch.com/story/intuit-eyes-credit-karma-in-what-would-be-its-biggest-ever-acquisition-2020-02-23?mod=home-page
  32. PotO
    Better than that. Canoe U.
  33. IndyPoolPlayer
    GI Bill?
  34. PotO
    I graduated with $48k in my savings and $0 debt. Most of the money was from what Marv paid in taxes.
  35. tiggerlgh
    Figure out the cause. It may be out if your hands if it’s due to local taxes. And as for insurance it’s coverage and the companies willingness to pay that matters.
  36. jodyangel
    I have no idea. I cleaned up my credit several years ago thanks to Creditboards.com!
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