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  2. https://www.marketwatch.com/story/your-partners-credit-score-reveals-red-flags-that-have-nothing-to-do-with-money-2019-04-27?mod=mw_theo_homepage
  3. https://www.bloomberg.com/news/articles/2019-07-23/cash-is-king-when-it-comes-to-credit-card-rewards?srnd=premium
  4. Today
  5. We are definitely two... unique individuals. I'm not much of a sweet tooth, so I think this was a decent compromise.
  6. ✔️ I would have also accepted "rent-to-own furniture" or "opiate spree."
  7. Example 17: Theoretical math: It doesn't make sense to pay off a low-interest mortgage early because you can get better returns by investing the money instead. Reality: Unless your investment comes with a better, guaranteed, post-tax rate of return with virtually no risk (like a CD at an FDIC-insured bank, after income taxes on the interest), your investments may not perform better, even in a strong market. I recently sold a chunk of underperforming stocks and ETFs, and dumped the proceeds onto our mortgage principal. In the ~3 years this money was invested in the market, our gains totaled less than $41... and we'll have to pay capital gains taxes on the $41. We would have been significantly ahead if I had just paid this money on our mortgage 3 years ago, even at a mortgage interest rate of just 1.74%.
  8. Probably spend their newfound wealth from not paying outrageous fees on Marlboros, scratch off tickets and Budweiser.
  9. I am convinced that they can make a sit-com out of yours and TADs lives together...I'd pay to watch those interactions. Again, I wonder why you just don't remove the cake from the pan, thus eliminating the chance for a mauled cake?
  10. These agreements should contain provisions for transactions which go untracked. As an affiliate I would expect to be paid for approved referrals that the other party was unable to track, based on a reasonable "assumed" approval ratio. The number could be based on the historical approval ratio with me specifically, the approval ratio of all similar affiliates, or some industry average. Both parties should also have the right to audit the relevant records of the other party.
  11. Apparently the same demographic as garbage food, meat-flavored water, garbage mobile phone service, and garbage insurance.
  12. To file a dispute under the FCRA you need evidence to back up your claim. No records=no claim. If it was sold the OC should report zero.
  13. Cap One removed arbitration in 2010. You'll have to read the agreement for the credit union, some have it while others do not. The rest all have arbitration. It probably won't work for credit reporting. As long as they are reporting correctly, there isn't any legal strategy that can remove it.
  14. In other news, who puts THIS back into the refrigerator? When I went to bed last night I'd only used one dollop on a piece of angel food cake.
  15. I just took Exhibit C out of the oven. He's agreed to cut it in half and only assault his half. We were out of raspberry preserves, so this one is all lemon. Maybe that will make a difference. 😛
  16. Perhaps I could ask a member of their team.
  17. Maybe they are finally paying you for some of the rewards they have screwed you out of over the last 6 years?
  18. This is why I never rely on one source of information for any type of reviews, etc. Too many people nowadays have a stake in the game and can be paid for their "expert" opinions.
  19. Acquired taste? He's been a fixture in San Diego for as long as I can remember...
  20. Theories? Previous two statements had ~$2 each in non-category purchases.
  21. BB&T is strange , I have everything frozen including ARS/LN except EQ and was denied a checking account online but got the travel card with a 15k limit with no hard pull but as Hege stated nothing really special.
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