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ANNOUNCEMENT

 


cv91915 has set up a Go Fund Me page to take donations that will be used for flowers for breeze's memorial, and excess will be donated to a cancer charity in breeze's name.  If you'd like to participate, please go here:  https://www.gofundme.com/breeze-memorial .  If you have any questions about donating or the GFM, please reach out to cv91915.  
 
 
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Sunday, unexpectedly, we lost one of our own.  After a sudden diagnosis of liver cancer just two days before, our very own mama Breeze lost her battle with this disease and passed away on Sunday afternoon.   She passed peacefully surrounded by her family.
 
We know that many of you will be as devastated as we are to learn of this, and we know that you will share in our grief.  We will be in the Feedback forum with you, sharing our memories and our tears.  We encourage you to join us there.
 
We started on this journey fifteen years ago - breeze, Pam, LKH, and radi8.  Through everything that has transpired over the past fifteen years, we have always remained family - and Mama breeze was an integral part of that family.  We will be posting additional information here, as much as we can while still respecting her desire for privacy and anonymity.  For now, while we process our grief, we will close this notice with Godspeed, Mama.  We miss you so much already.

 

- Pam, LKH, radi8, Marv

- the mods and forum leads


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  2. shifter

    EQ Deleted my home address a few days ago

    Then it's meaningless that they originally started with the same address. Only what they are currently reporting matters.
  3. FYI, I spoke to Navy and they said they usually use one hard pull if you apply within 30 days for a CLOC and CC but sometimes they may do 2 hard pulls if they feel it's necessary or if your circumstances have changed. So I guess that's why there's contradicting experiences on that. He kind of gave me the impression that it's good to wait and establish a relationship before applying for anything. I told him I was planning on not applying for a year and he thought it sounded like a good plan. I read some old topics in here about Navy. Seems most people here applied for a CLOC and CC right away, even people with BK and other issues. So that's why I was getting itchy to apply for something now.
  4. shifter

    HOW I GOT MY BANKRUPTCY DELETED

    They didn't do that, it's because you still have accounts that are continuing to report that address. It will continue to pop back up the next month every time. You have to get any creditors updating each month to update your address before you try to dispute it off.
  5. I suspect your overall median scores are a bit low for AMEX, but what specifically do you want from a charge card as opposed to a credit card? Do you have business / travel expenses or significant recurring cash flows?
  6. Today
  7. https://www.lmtonline.com/business/moneytips/article/Don-t-Catch-Sexually-Transmitted-Debt-13249580.php
  8. hegemony

    Discover in Germany and Austria

    confirmation bias detected
  9. kaylord

    HOW I GOT MY BANKRUPTCY DELETED

    Equifax deleted my previous address then reinstered smh
  10. I like the card a lot too. I asked them for a product change from their Visa Signature, and they gave me the SUB anyway. Wells Fargo did a nice job with this card.
  11. Sandscrit

    Master Perpetuating Myths

    True
  12. Konrad2012

    US Skank - WTF kind of survey questions are these???

    It's US Bank's survey, not Steelers1's survey. If 5% of the population is LGBT and only 2% of their survey respondents are LGBT, then they'll understand that through their marketing and/or operations they are somehow marginalizing that socioeconomic group. Your local community college probably has a basic marketing or business course you can take.
  13. steelers1

    US Skank - WTF kind of survey questions are these???

    It's a FINANCIAL / BANKING survey not a sexual orientation survey. Their supposed to be questions from a financial institution about finances. That's why I found it offensive.
  14. Konrad2012

    US Skank - WTF kind of survey questions are these???

    It's a survey. Who gives a damn? If you don't want to fill it out, then don't. If you don't want to answer the question, then don't. I'm not sure why anyone would find it offensive.
  15. Inquiries were invented so you can get more credit. Yes, if you pay the balance in full every month and the bills don't charge an additional fee to pay with a credit card. The best credit card for you depends on what you spend the most money on.
  16. Wonder why they didn't include Heterosexual?
  17. mendelssohn

    Discover in Germany and Austria

    Most of my trip will be in Munich BECAUSE of Oktoberfest!
  18. nlocker

    Does A Frozen Credit File Prohibit Collections?

    Ah, good to know. I don't recall opting back in, but then again I'm not a spring chicken anymore. There's no telling how much stuff I have forgotten. 😛
  19. cv91915

    Does A Frozen Credit File Prohibit Collections?

    You can opt back in and leave the freezes intact. I've done this.
  20. cv91915

    Citibank holding my cash back hostage

    The Macy's credit card call center people are the worst. Every response is scripted, whether it applies to your question/situation or not.
  21. nlocker

    Citibank holding my cash back hostage

    Pretty much every call I have made to a credit card company has been an exercise in futility. Including the calls that were elevated to a supervisor. I do not recommend going that route.
  22. nlocker

    Citibank holding my cash back hostage

    I don't recommend getting a statement credit. It will not count as a "cash back" payment on the Double Cash card. It is better to request direct deposit or a check . That way you can still use the money to pay your statement, but you get the 1% cash back on the payment.
  23. nlocker

    Does A Frozen Credit File Prohibit Collections?

    My son bought a car a few years ago, and someone at the dealership helped themselves to his credit info (lesson learned, he now uses only pre-approved car loans). Within a week of the car purchase he began to receive multiple letters from credit card companies advising him he would need to lift the freeze on his credit for them to consider the applications. He had not applied for any cards. His credit freezes protected him from having some unknown bozo open credit in his name. The a$$wipe(s) also attempted to get copies of his credit reports. This experience left our extended family and friends in appreciation of credit freezes. We like them even better now that they are free.
  24. nlocker

    Does A Frozen Credit File Prohibit Collections?

    My credit has been frozen for years with all three bureaus. I still receive a considerable amount of pre-screened offers for credit. I got one as recently as yesterday. I know they're pre-screend offers because they always include the info at the bottom about opting out of the offers should I choose to do so.
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