Jump to content

Kat58

Members
  • Content Count

    11,033
  • Joined

About Kat58

  • Rank
    CB Detective
  • Birthday 02/21/1920

Recent Profile Visitors

The recent visitors block is disabled and is not being shown to other users.

  1. +1 and congrats on the increase! I think the only way to NOT get a CLI with Discover is to request one every week
  2. I never go over 50% either. But, if I were in your shoes (with the specs listed above) I would definitely move all of it to the BT card. Utilization will be ~79%, but not near maxed out (90%). The util will go down pretty quickly and you'll save bookoo bucks. I say, "Go for it!'. Note - Obviously, start PIF in the future ETA - I just noticed 3 of the 4 CC's are already over 50%. Your score could actually increase after everything is transferred and reported. This could take a couple of months because of residual interest.
  3. Same as last time.
  4. I requested through online chat every 6 months. It took a while. Did not happen all at once. I only did it because I could and to see how low it would go. It's still too high. Anyway, anything higher than 0% is too much. Note - A lower rate will not lower your existing balance rate. Congrats on the increase!
  5. Discover - 22.99% -> 13.49% You heard me

About Us

Since 2003, creditboards.com has helped thousands of people repair their credit, force abusive collection agents to follow the law, ensure proper reporting by credit reporting agencies, and provided financial education to help avoid the pitfalls that can lead to negative tradelines.
×
×
  • Create New...

Important Information

Guidelines