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About Kat58

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    CB Detective
  • Birthday 02/21/1920

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  1. Welcome to Creditboards! We hope that you find what you're looking for here. Some helpful tips: Your post may not get a reply right away. Don't be discouraged, this is a very busy board. If it falls off of the first page, feel free to reply to your post yourself, with the word *bump* in the text. This will *bump* your post back up to the top of the board. If you haven't yet, take a peek at out Newbies Section. Everything that you need to know is in that forum, for the most part. It's a lot of reading, we know, but this credit stuff can have a steep learning curve. In no time, you'll be posting like the pros! If you find that someone is discourteous to you, use the REPORT button at the top right of every post - that will ensure that a moderator or admin looks at the post and decides if it is against the TOS. Off -topic posts should go in the General Forum. Again, welcome to the CreditBoards family! CB Admin: LKH, Pam, radi8, breeze & MarvBear
  2. Dow jumps more than 200 points to 28,000, posts 4-week WINNING streak
  3. Individual card utilization should be below 50%. Doing this should give you a substantial score increase, in your case.
  4. JPMorgan's top strategist called out Icahn, Soros and other 'Armageddonists' who fuel recession fears
  5. Fed approves quarter-point rate cut but is divided on further action this year
  6. +1 and congrats on the increase! I think the only way to NOT get a CLI with Discover is to request one every week
  7. I never go over 50% either. But, if I were in your shoes (with the specs listed above) I would definitely move all of it to the BT card. Utilization will be ~79%, but not near maxed out (90%). The util will go down pretty quickly and you'll save bookoo bucks. I say, "Go for it!'. Note - Obviously, start PIF in the future ETA - I just noticed 3 of the 4 CC's are already over 50%. Your score could actually increase after everything is transferred and reported. This could take a couple of months because of residual interest.

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