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Kat58

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About Kat58

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    CB Detective
  • Birthday 02/21/1920

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  1. Kat58
    +1 and congrats on the increase! I think the only way to NOT get a CLI with Discover is to request one every week
  2.    Kat58 reacted to a post in a topic: So what did you get in the mail today?
  3.    Kat58 reacted to a post in a topic: So what did you get in the mail today?
  4.    Kat58 reacted to a post in a topic: Americans are piling on credit card debt, despite recession warnings
  5.    Kat58 reacted to a post in a topic: Predatory lenders prey on military members. Here’s how to avoid being victimized
  6.    peghede reacted to a post in a topic: Master 2019 Approvals and CLIs Thread
  7.    Kat58 reacted to a post in a topic: Master List of Deer Pee Credit Cards
  8.    Kat58 reacted to a post in a topic: It's Friday the 13th and a Full Moon
  9.    Kat58 reacted to a post in a topic: It's Friday! Lurkers check in!
  10.    Kat58 reacted to a post in a topic: Americans are piling on credit card debt, despite recession warnings
  11.    PotO reacted to a post in a topic: What does "HSBC" stand for?
  12. Kat58
    😽 xxoo
  13.    Kat58 reacted to a post in a topic: Disputed debt confusion
  14. Kat58 started following Who has the title if the loan has been charged off but you still have the vehicle and the debt was sold? and Raising score with high balance CC's - Use HELOC?
  15.    IamLove reacted to a post in a topic: Net 30 Vendor Account Updates
  16. Kat58
    THIS!!!!!!! ^^^
  17.    deanmartini reacted to a post in a topic: Master 2019 Approvals and CLIs Thread
  18. Kat58
    Sorry to hear about their ID theft
  19. Kat58
    I never go over 50% either. But, if I were in your shoes (with the specs listed above) I would definitely move all of it to the BT card. Utilization will be ~79%, but not near maxed out (90%). The util will go down pretty quickly and you'll save bookoo bucks. I say, "Go for it!'. Note - Obviously, start PIF in the future ETA - I just noticed 3 of the 4 CC's are already over 50%. Your score could actually increase after everything is transferred and reported. This could take a couple of months because of residual interest.
  20. Kat58
  21. Kat58
  22.    frokey reacted to a post in a topic: Master 2019 Approvals and CLIs Thread
  23. Kat58
    Congrats!!! 😬
  24. Kat58
  25. Kat58

    August DCU FICO

    Kat58 replied to shifter's topic in Credit Forum

    Same as last time.
  26. Kat58
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  29. Kat58
    I requested through online chat every 6 months. It took a while. Did not happen all at once. I only did it because I could and to see how low it would go. It's still too high. Anyway, anything higher than 0% is too much. Note - A lower rate will not lower your existing balance rate. Congrats on the increase!
  30. Kat58
    Discover - 22.99% -> 13.49% You heard me

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