Kat58

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Dow jumps more than 200 points to 28,000, posts 4-week WINNING streak

NM - OP already tried this^^^

Individual card utilization should be below 50%. Doing this should give you a substantial score increase, in your case.

JPMorgan's top strategist called out Icahn, Soros and other 'Armageddonists' who fuel recession fears

Fed approves quarter-point rate cut but is divided on further action this year

+1 and congrats on the increase! I think the only way to NOT get a CLI with Discover is to request one every week

😽 xxoo

THIS!!!!!!! ^^^

Sorry to hear about their ID theft

I never go over 50% either. But, if I were in your shoes (with the specs listed above) I would definitely move all of it to the BT card. Utilization will be ~79%, but not near maxed out (90%). The util will go down pretty quickly and you'll save bookoo bucks. I say, "Go for it!'. Note - Obviously, start PIF in the future ETA - I just noticed 3 of the 4 CC's are already over 50%. Your score could actually increase after everything is transferred and reported. This could take a couple of months because of residual interest.