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Please Read Before Posting - NEWBIES START HERE

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Stickies, Announcements, Newbie Guides, Basic Introductions, Posting Tips

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How you found creditboards - last post by breeze

CB gets Press!

We're mentioned in the news-

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CreditBoards Success Stories

Share your success stories ! **read only** New threads must be added by admin

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Success is soooo sweet!!  M... - last post by VintageWillow

Newbies Section

Beginners info and frequently requested topics

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News & Announcements

Credit-related news and articles; CB Announcements

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Credit Forum

Credit Reports, Collections, Credit Cards and related discussion

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Target CO - last post by Binggg

Medical Billing & Medical Collections

Discussion of medical billing issues and collections centering around Why Chat's HIPAA method of dispute. This includes repaying the amount owed.

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Trying to understand CRAs r... - last post by iwhiteout


Bankruptcy discussion

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Foreclosures/Loan Modifications

You're trying to get a modification, or you're being foreclosed?
While every lender, foreclosure and modification situation is different, this is a place to discuss and share your experiences.

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stop paying mortgage question - last post by Kuuner

Chexsystems Help

Discussion and help for consumers who have trouble getting a bank account.

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New Account opened may be p... - last post by tmcgill

Debt Consolidation, Counseling and Management

You're in debt and don't think you'll ever get out, maybe got some late payments, but are trying to work something out so you don't completely trash your credit. Discussion of Debt Management Programs, debt consolidation, settlement and consumer credit counseling programs.

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HELP! 50k in cc debt where... - last post by mommy55

Military Credit

For the credit issues that are unique to our military members

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SCRA Question - last post by tiggerlgh

Canadian Credit

The unique challenges for our neighbors to the north.

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Bad run with credit cards - last post by Sasprilla

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Discussion of mortgages, buying and selling a home, real estate investing

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I just closed today..i want... - last post by shawn1911

Automotive Financing

  1. Reading and Resources

Discussion of Automotive Financing

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"Certified Used" vs... - last post by JeffeVerde

Student Loans

Student loan resources and discussion

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ACS Late Payment Removal - last post by Poohdaddy

Business Credit

Information on establishing business credit and creating a business credit score.

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From Sole Proprietor to S C... - last post by Mo Munny Mo Problems

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Money Management

Discussion and tips on sound money management.

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continue term insurance, co... - last post by DollarDog

Shop Via our Links

Shop via the CB links

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VISA MC policies

Complaints, discussions and rants regarding perceived merchant violations of CCC policy

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Gas station won't accep... - last post by david_weaver

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Laws Laws Laws

FCRA, FDCPA and other credit-related laws

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Where can I Find?

Contact Info, Search sites, lists, locators, etc

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State Laws

  1. Misc State Info

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Debt Collector Hall of Shame

Collectors Caught in the Act

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Identity Theft

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CreditPulls Database

Want to know which CRA a creditor will pull? Check here! Don't forget to add your experiences as well!

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Databases and Reference

Reference Materials, contact information, CRA usage info, Misc Information

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Sample Letters

Examples for you to use and modify

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General Discussion

  1. The Contests

General non-credit related discussions

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