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Please Read Before Posting - NEWBIES START HERE

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Stickies, Announcements, Newbie Guides, Basic Introductions, Posting Tips

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CB gets Press!

We're mentioned in the news-

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CreditBoards Success Stories

Share your success stories ! **read only** New threads must be added by admin

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My reports are all CLEAN!!! - last post by mm6oc

Newbies Section

Beginners info and frequently requested topics

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News & Announcements

Credit-related news and articles; CB Announcements

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Credit Forum

Credit Reports, Collections, Credit Cards and related discussion

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Amazon store card...really - last post by takeshi

Medical Billing & Medical Collections

Discussion of medical billing issues and collections centering around Why Chat's HIPAA method of dispute. This includes repaying the amount owed.

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Dipsuted with OC -No Respon... - last post by LohaLonnie


Bankruptcy discussion

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Foreclosures/Loan Modifications

You're trying to get a modification, or you're being foreclosed?
While every lender, foreclosure and modification situation is different, this is a place to discuss and share your experiences.

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Possible to Modify Terms on... - last post by doodlebugger

Chexsystems Help

Discussion and help for consumers who have trouble getting a bank account.

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Checking Account Alternative - last post by tmcgill

Debt Consolidation, Counseling and Management

You're in debt and don't think you'll ever get out, maybe got some late payments, but are trying to work something out so you don't completely trash your credit. Discussion of Debt Management Programs, debt consolidation, settlement and consumer credit counseling programs.

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recovery time after debt se... - last post by PhilipT

Military Credit

For the credit issues that are unique to our military members

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TKS Kiaserslautern - last post by credithunting

Canadian Credit

The unique challenges for our neighbors to the north.

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Bad run with credit cards - last post by Sasprilla

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Discussion of mortgages, buying and selling a home, real estate investing

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rapid rescore? - last post by tiggerlgh

Automotive Financing

  1. Reading and Resources

Discussion of Automotive Financing

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Kia Lease - last post by BRBiz

Student Loans

Student loan resources and discussion

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over 150k in SL due to inte... - last post by dansamy

Business Credit

Information on establishing business credit and creating a business credit score.

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Credit lines available with... - last post by BRBiz

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Money Management

Discussion and tips on sound money management.

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Idea: Should I simply walk... - last post by rslifkin

Shop Via our Links

Shop via the CB links

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Special Offers - last post by TaraD

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VISA MC policies

Complaints, discussions and rants regarding perceived merchant violations of CCC policy

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What do you do when store p... - last post by thelowpriceleader

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Laws Laws Laws

FCRA, FDCPA and other credit-related laws

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Where can I Find?

Contact Info, Search sites, lists, locators, etc

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State Laws

  1. Misc State Info

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Debt Collector Hall of Shame

Collectors Caught in the Act

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Identity Theft

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CreditPulls Database

Want to know which CRA a creditor will pull? Check here! Don't forget to add your experiences as well!

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Databases and Reference

Reference Materials, contact information, CRA usage info, Misc Information

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Sample Letters

Examples for you to use and modify

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General Discussion

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General non-credit related discussions

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