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Please Read Before Posting - NEWBIES START HERE

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Stickies, Announcements, Newbie Guides, Basic Introductions, Posting Tips

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CB gets Press!

We're mentioned in the news-

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CreditBoards Success Stories

Share your success stories ! **read only** New threads must be added by admin

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I did it, 6 years but zero... - last post by hollabolla

Newbies Section

Beginners info and frequently requested topics

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News & Announcements

Credit-related news and articles; CB Announcements

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Credit Forum

Credit Reports, Collections, Credit Cards and related discussion

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Apartment App Declined. Hav... - last post by Zobelle

Medical Billing & Medical Collections

Discussion of medical billing issues and collections centering around Why Chat's HIPAA method of dispute. This may include repaying the amount owed.

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Can I use HIPPA method still? - last post by FirstTimeForEverything


Bankruptcy discussion

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Foreclosures/Loan Modifications

You're trying to get a modification, or you're being foreclosed?
While every lender, foreclosure and modification situation is different, this is a place to discuss and share your experiences.

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HSBC Foreclosure settlement... - last post by ICANHASMUNY?

Chexsystems Help

Discussion and help for consumers who have trouble getting a bank account.

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More about the CFPB and Che... - last post by tmcgill

Debt Consolidation, Counseling and Management

You're in debt and don't think you'll ever get out, maybe got some late payments, but are trying to work something out so you don't completely trash your credit. Discussion of Debt Management Programs, debt consolidation, settlement and consumer credit counseling programs.

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Debt settlement offer - last post by 4ppz

Military Credit

For the credit issues that are unique to our military members

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Canadian Credit

The unique challenges for our neighbors to the north.

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Discussion of mortgages, buying and selling a home, real estate investing

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Automotive Financing

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Discussion of Automotive Financing

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I WAS SHOCKED NMAC - last post by bigpoppa09

Student Loans

Student loan resources and discussion

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Business Credit

Information on establishing business credit and creating a business credit score.

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Money Management

Discussion and tips on sound money management.

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VISA MC policies

Complaints, discussions and rants regarding perceived merchant violations of CCC policy

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Laws Laws Laws

FCRA, FDCPA and other credit-related laws

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Where can I Find?

Contact Info, Search sites, lists, locators, etc

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State Laws

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Debt Collector Hall of Shame

Collectors Caught in the Act

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Identity Theft

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CreditPulls Database

Want to know which CRA a creditor will pull? Check here! Don't forget to add your experiences as well!

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Databases and Reference

Reference Materials, contact information, CRA usage info, Misc Information

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Sample Letters

Examples for you to use and modify. Read-Only Forum.

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General Discussion

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General non-credit related discussions

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