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Please Read Before Posting - NEWBIES START HERE


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Stickies, Announcements, Newbie Guides, Basic Introductions, Posting Tips
THESE FORUMS ARE READ-ONLY.

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CB gets Press!

We're mentioned in the news-

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CreditBoards Success Stories

Share your success stories ! **read only** New threads must be added by admin

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Newbies Section

Beginners info and frequently requested topics

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News & Announcements

Credit-related news and articles; CB Announcements

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Credit Forum

Credit Reports, Collections, Credit Cards and related discussion

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Only 4 left.  My credit jou... - last post by pwd847

Medical Billing & Medical Collections

Discussion of medical billing issues and collections centering around Why Chat's HIPAA method of dispute. This may include repaying the amount owed.

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2 Medical Bills - Need litt... - last post by woowoo

Bankruptcy

Bankruptcy discussion

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Foreclosures/Loan Modifications

You're trying to get a modification, or you're being foreclosed?
While every lender, foreclosure and modification situation is different, this is a place to discuss and share your experiences.

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Short Sale after BK? - last post by amy83181

Chexsystems Help

Discussion and help for consumers who have trouble getting a bank account.

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Too Many Inquiries... - last post by dredee0

Debt Consolidation, Counseling and Management

You're in debt and don't think you'll ever get out, maybe got some late payments, but are trying to work something out so you don't completely trash your credit. Discussion of Debt Management Programs, debt consolidation, settlement and consumer credit counseling programs.

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Crazy debt - overwhelmed - last post by breeze

Military Credit

For the credit issues that are unique to our military members

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Chase military contacts help - last post by PotO

Canadian Credit

The unique challenges for our neighbors to the north.

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best way to establish new c... - last post by domainstar

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Mortgages

Discussion of mortgages, buying and selling a home, real estate investing

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Income questions - last post by Nriley1

Automotive Financing


  1. Reading and Resources

Discussion of Automotive Financing

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Cap1 Auto Finance- What... - last post by whipped

Student Loans

Student loan resources and discussion

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31 Installment Loans.... 31!!! - last post by dk92886

Business Credit

Information on establishing business credit and creating a business credit score.

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Money Management

Discussion and tips on sound money management.

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VISA MC policies

Complaints, discussions and rants regarding perceived merchant violations of CCC policy

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Chase freedom got declined - last post by puppies44

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Laws Laws Laws

FCRA, FDCPA and other credit-related laws

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Where can I Find?

Contact Info, Search sites, lists, locators, etc

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CaseLaw

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State Laws


  1. Misc State Info

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Debt Collector Hall of Shame

Collectors Caught in the Act

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Identity Theft

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CreditPulls Database

Want to know which CRA a creditor will pull? Check here! Don't forget to add your experiences as well!

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Databases and Reference

Reference Materials, contact information, CRA usage info, Misc Information

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Sample Letters

Examples for you to use and modify. Read-Only Forum.

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General Discussion


  1. The Contests

General non-credit related discussions

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