Jump to content

Please consider disabling your adblocker for CreditBoards if you have not already done so.  This site depends on advertising revenue to stay online.


Foreclosures/Loan Modifications

You're trying to get a modification, or you're being foreclosed?
While every lender, foreclosure and modification situation is different, this is a place to discuss and share your experiences.

1,856 topics in this forum

  1. Pinned topics
  2. IndyMac Modifications

    • 5 replies
    • 12,548 views

  3. Chase/WaMu Modifications

    • 4 replies
    • 15,539 views
    • 1 reply
    • 13,599 views
    • 6 replies
    • 15,574 views
  4. Contact Info for Lenders

    • 0 replies
    • 11,273 views
    • 0 replies
    • 15,539 views
  5. Other topics
    • 2 replies
    • 94 views
    • 13 replies
    • 246 views
    • 4 replies
    • 554 views
    • 9 replies
    • 577 views
    • 2 replies
    • 339 views
    • 4 replies
    • 288 views
    • 17 replies
    • 458 views
    • 0 replies
    • 349 views
    • 7 replies
    • 531 views
    • 4 replies
    • 401 views
    • 7 replies
    • 449 views
    • 3 replies
    • 1,293 views
    • 6 replies
    • 566 views
  6. Are they compliant

    • 2 replies
    • 749 views
    • 17 replies
    • 1,560 views
    • 10 replies
    • 1,628 views
    • 3 replies
    • 1,162 views
    • 1 reply
    • 1,162 views
    • 1 reply
    • 1,137 views
    • 5 replies
    • 1,339 views
    • 6 replies
    • 1,235 views
    • 1 reply
    • 996 views
    • 2 replies
    • 1,329 views
    • 7 replies
    • 1,922 views
    • 27 replies
    • 2,516 views
    • 5 replies
    • 1,197 views
  7. TD 2nd

    • 3 replies
    • 1,307 views
    • 1 reply
    • 1,105 views
    • 3 replies
    • 1,113 views
    • 0 replies
    • 1,197 views
    • 9 replies
    • 1,731 views
    • 0 replies
    • 1,047 views
    • 3 replies
    • 1,054 views
    • 3 replies
    • 1,142 views
    • 6 replies
    • 1,310 views
    • 2 replies
    • 1,275 views
    • 0 replies
    • 1,231 views
    • 1 reply
    • 1,131 views
    • 10 replies
    • 1,328 views
  8. Foreclosure Deemed

    • 9 replies
    • 1,434 views
    • 2 replies
    • 1,190 views
    • 1 reply
    • 1,161 views
    • 23 replies
    • 1,656 views
    • 2 replies
    • 1,276 views
  • Recently Browsing   0 members

    No registered users viewing this page.




  • Our picks

    • I want to stop and say thanks. Thanks to each and everyone of you who helped me, I thank you. 
       
      So TU just deleted my last chapter 13 (filed in 2013, 2014 due to errors.).
       
      Equifax, I’m have to call them to delete address tied to it. 
       
      Experian is in the process disputing it as well.
       
      My Lexis Nexis frozen.
       
      Again thanks creditboards, you all do make a difference with your knowledge.
       
      I am really humbled and learn my lesson about credit in general. Before I mess up I’ll be sure to ask here.  I hope everyone stays safe and I can’t thank you enough. You all the best people. 
      • 11 replies
    • I received a collection letter from a law firm called "Linebarger Goggan Blair & Sampson LLC". It says they are attempting to collect a debt for the PA Office of Inspector General, and it says "Welfare Overpayment". I'm unsure of what this is about, nor do I know any details other than the amount due which is over $2k. 
       
      The letter also mentions "this is not a threat to file a lawsuit. At this time, no attorney has personally reviewed the particular circumstances of your account," and it asks for me to call a certain person at the company and gives a phone number.
       
      1. Since this doesn't mention a 30 day notice, should I still send a DV letter? If not, what is my next step?
      2. Does anyone know what the SOL (if any) would be in PA for a collections concerning "welfare overpayments"? 
       
      Thank you much!
       
      • 16 replies
    • I called Amex today to cancel my platinum card.
       
      I've decided to keep it for one more year. Retentions department gave me this offer. AF credit of $300 and 50,000 MR points. No spend threshold required. So my AF this year is $250.
      • 15 replies
    • I opened a Wayfair credit card through Comenity Bank back in July to add in a retail card to my mix of credit.  Of course, they closed their credit card program in September.
      Prior to closing, I made a purchase in an effort to keep my tradeline open and reporting on-time payments until it was paid off. However, the last payment reported was in August. For October's and November's payments it states No Applicable Payment History. 
       
      Will they no longer report my monthly payments?
       
       
      • 6 replies
    • I sent Experian and Equifax the same exact letter.
       
      The letter provided here about deleting old address.
       
      Experian obeyed and deleted address tied to BK.
       
      Equifax sent me a letter saying they can’t locate me a file and they want 2 copies of ID to help find my file.
       
      What should I do, send them a copy of SS, and utilities bill.
       
      • 7 replies
  • Posts

About Us

Since 2003, creditboards.com has helped thousands of people repair their credit, force abusive collection agents to follow the law, ensure proper reporting by credit reporting agencies, and provided financial education to help avoid the pitfalls that can lead to negative tradelines.
×
×
  • Create New...

Important Information

Guidelines