.jpg.1fe0abc3f8172dff881e9ae70e0eb731.jpg.2c9ac666283b65ec29d9af905b928402.jpg)
Foreclosures/Loan Modifications
You're trying to get a modification, or you're being foreclosed?
While every lender, foreclosure and modification situation is different, this is a place to discuss and share your experiences.
1,843 topics in this forum
-
Pinned topics
-
- 5 replies
- 11,802 views
-
-
- 4 replies
- 14,799 views
-
- 1 reply
- 12,842 views
-
- 6 replies
- 14,834 views
-
- 0 replies
- 10,570 views
-
- 0 replies
- 14,817 views
-
Other topics
-
- 16 replies
- 521 views
-
- 10 replies
- 754 views
-
- 3 replies
- 434 views
-
- 1 reply
- 376 views
-
- 2 replies
- 407 views
-
- 1 reply
- 361 views
-
- 5 replies
- 517 views
-
- 6 replies
- 451 views
-
- 1 reply
- 290 views
-
- 2 replies
- 550 views
-
- 7 replies
- 1,062 views
-
- 27 replies
- 1,602 views
-
- 5 replies
- 424 views
-
- 3 replies
- 539 views
-
- 1 reply
- 364 views
-
- 3 replies
- 386 views
-
- 0 replies
- 464 views
-
- 9 replies
- 979 views
-
- 0 replies
- 384 views
-
- 3 replies
- 387 views
-
- 3 replies
- 423 views
-
- 6 replies
- 574 views
-
- 2 replies
- 559 views
-
- 0 replies
- 532 views
-
- 1 reply
- 464 views
-
- 10 replies
- 622 views
-
- 9 replies
- 714 views
-
- 2 replies
- 519 views
-
- 1 reply
- 485 views
-
- 23 replies
- 893 views
-
- 2 replies
- 579 views
-
- 14 replies
- 1,126 views
-
- 2 replies
- 705 views
-
- 19 replies
- 907 views
-
- 11 replies
- 701 views
-
- 2 replies
- 696 views
-
- 11 replies
- 1,625 views
-
- 1 reply
- 604 views
-
- 6 replies
- 794 views
-
- 1 reply
- 481 views
-
- 9 replies
- 876 views
-
- 13 replies
- 704 views
-
- 1 reply
- 602 views
-
- 7 replies
- 751 views
-
Recently Browsing 0 members
No registered users viewing this page.
-
Our picks
-
I need advice about drowning in credit card debt and tight budgeting!
Lwhit1231 posted a topic in Credit Forum,
Hello all!!
I will try to make this as short and sweet as possible. I used to make much more money than what I am currently making. Never paid late on my cards until recently and I’m still never more than a few days late. My cards are all maxed out and it’s costing so much to keep up with everything. I thought about going on the hardship program with my cards but I think that might have a negative affect on my credit. My utilization is at 99%. I just don’t even know where to start. I would love to just work on getting the balances down because I feel like the hard work will stop me from charging the cards up again. I have 9 cards. And I have no lates reported as I’m never more than a few days late.
GAP-200
JCP-500
CapOne-600
Citi-900
Walmart-1780
Macys-2700
Chase-3000
BCU-5000
Amex-5000
Any advice would be appreciated!!-
- 14 replies
-
-
Upcoming Amex Green revamp
xdfgf posted a topic in Credit Forum,
With an upcoming refresh of the American Express Green card there are several rumors swirling about potential improvements. Right now the Green offers 2x points on purchases through the amextravel portal and 1x on everything else for a $95 AF. Yawn.
The current rumors are suggesting a June/July/August launch bringing with it 4x on "gas" and 3x on "streaming services" with a wild card of free Amazon Prime with membership. Not awful at all if true. I'd be curious to see the caveats that will certainly come with the gas category, and the streaming services seem a little petty since I'm sure even the most die hard cord cutter only spends around 50-75 a month in service fees. As with all the other charge card refreshes I expect to see a bump in the AF to around $149 which leaves this a little underwhelming to me. If it's meant to be an intro to AmEx charge cards then it would seem to entice the everyday folks you need to include everyday expenses for instance, cellular service. Maybe free phone insurance for any service paid with the card, similar to the propel from WF. Just throwing daydreams out here.
Anything you would want to see with a potential refresh?
Original link: https://www.doctorofcredit.com/rumor-american-express-to-refresh-green-card-4x-on-gas-3x-on-streaming-more/-
- 42 replies
-
-
Probability of civil judgment getting renewed?
this1chick posted a topic in Credit Forum,
Hi all,
Wondering if anyone has personal experience with having a civil judgment made against them that then lapsed / expired. A family member is wishing to transfer property to me, but I am concerned due to a couple of judgments from the most recent recession. I know it's not the wisest route, but due to my circumstances at the time and several years following, I essentially did nothing (didn't respond to letters, people trying to serve me, etc., definitely didn't make any payments). I didn't realize until recently that judgments could be revived. At this point, I don't want to declare bankruptcy when it's almost been 10 years... I should have just declared BK at the time of the judgments but obviously wasn't educated.
Any help / thoughts appreciated!-
- 14 replies
-
-
Amex plan it feature and how it affects credit utilization rate
Mithrandir posted a topic in Credit Forum,
I have an Amex blue cash credit card with zero introductory plan it feature that helps you finance anything over 100$.
What happens to credit utilization rate if I have 1000$ credit limit and I finance a 1000$ purchase for 10 months? Is it gonna be %100-%90-%80 or %10-%10-%10?-
- 9 replies
-
-
Doctor bill from college, baseball injury, put on my sons credit report
dolphindan1 posted a topic in Medical Billing & Medical Collections,
My son in college, playing baseball was injured and sent for an MRI. They used my insurance information. I never received a bill. I was expecting the school to cover the bill since the baseball coach and AD sent him for the MRI. Anyway, we recently pulled his credit file and its showing as a collection on his reports. I disputed as "not mine" but it came back as confirmed.
How do I proceed???? contact the school 1st? Why Chat do I just follow your procedure?-
- 9 replies
-
-
-
Posts
-
-
-
Almost every month, yes. Still doesn't explain how $35 in rewards I earned on the August statement ended up to be $11, or why their spreadsheets aren't compatible with any operating system invented since the personal computer achieved ubiquity.
-
Borscht, potatoes, cabbage, shyty cuts of beef and pork, pierogi, and some assorted sausages. -
-