Please consider disabling your adblocker for CreditBoards if you have not already done so. This site depends on advertising revenue to stay online.
Money Management
Discussion and tips on sound money management.
4,410 topics in this forum
-
Pinned topics
-
- 222 replies
- 78,321 views
-
-
- 53 replies
- 37,908 views
-
- 14 replies
- 12,470 views
-
- 8 replies
- 9,504 views
-
- 4 replies
- 10,491 views
-
- 28 replies
- 25,095 views
-
- 25 replies
- 33,347 views
-
- 53 replies
- 33,180 views
-
- 30 replies
- 37,952 views
-
- 2 replies
- 11,844 views
-
- 0 replies
- 10,254 views
-
Other topics
-
- 1 reply
- 74 views
-
- 2 replies
- 73 views
-
- 2 replies
- 63 views
-
- 2 replies
- 64 views
-
- 2 replies
- 65 views
-
- 0 replies
- 50 views
-
- 12 replies
- 217 views
-
- 0 replies
- 41 views
-
- 2 replies
- 105 views
-
- 4 replies
- 160 views
-
- 0 replies
- 25 views
-
- 1 reply
- 51 views
-
- 0 replies
- 33 views
-
- 0 replies
- 90 views
-
- 0 replies
- 46 views
-
- 8 replies
- 142 views
-
- 1 reply
- 123 views
-
- 0 replies
- 55 views
-
- 4 replies
- 163 views
-
- 3 replies
- 116 views
-
- 0 replies
- 48 views
-
- 2 replies
- 151 views
-
- 0 replies
- 80 views
-
- 10 replies
- 154 views
-
- 0 replies
- 59 views
-
- 6 replies
- 164 views
-
- 3 replies
- 87 views
-
- 11 replies
- 280 views
-
- 1 reply
- 98 views
-
- 1 reply
- 86 views
-
- 1 reply
- 70 views
-
- 59 replies
- 1,542 views
-
- 4 replies
- 117 views
-
- 3 replies
- 132 views
-
- 5 replies
- 167 views
-
- 4 replies
- 475 views
-
- 1 reply
- 85 views
-
- 0 replies
- 59 views
-
- 3 replies
- 130 views
-
Recently Browsing 0 members
No registered users viewing this page.
-
Our picks
-
Thanks creditboards, TU just deleted my last chapter 13 bankruptcy.
Killbadcredit posted a topic in Credit Forum,
I want to stop and say thanks. Thanks to each and everyone of you who helped me, I thank you.
So TU just deleted my last chapter 13 (filed in 2013, 2014 due to errors.).
Equifax, I’m have to call them to delete address tied to it.
Experian is in the process disputing it as well.
My Lexis Nexis frozen.
Again thanks creditboards, you all do make a difference with your knowledge.
I am really humbled and learn my lesson about credit in general. Before I mess up I’ll be sure to ask here. I hope everyone stays safe and I can’t thank you enough. You all the best people.-
-
- 11 replies
-
-
Collection from PA State
Ynocaus posted a topic in Credit Forum,
I received a collection letter from a law firm called "Linebarger Goggan Blair & Sampson LLC". It says they are attempting to collect a debt for the PA Office of Inspector General, and it says "Welfare Overpayment". I'm unsure of what this is about, nor do I know any details other than the amount due which is over $2k.
The letter also mentions "this is not a threat to file a lawsuit. At this time, no attorney has personally reviewed the particular circumstances of your account," and it asks for me to call a certain person at the company and gives a phone number.
1. Since this doesn't mention a 30 day notice, should I still send a DV letter? If not, what is my next step?
2. Does anyone know what the SOL (if any) would be in PA for a collections concerning "welfare overpayments"?
Thank you much!
-
- 16 replies
-
-
Credit Card Retention Offers List Yours
TheVig posted a topic in Credit Forum,
I called Amex today to cancel my platinum card.
I've decided to keep it for one more year. Retentions department gave me this offer. AF credit of $300 and 50,000 MR points. No spend threshold required. So my AF this year is $250.-
- 15 replies
-
-
Are closed accounts still reported?
treman posted a topic in Credit Forum,
I opened a Wayfair credit card through Comenity Bank back in July to add in a retail card to my mix of credit. Of course, they closed their credit card program in September.
Prior to closing, I made a purchase in an effort to keep my tradeline open and reporting on-time payments until it was paid off. However, the last payment reported was in August. For October's and November's payments it states No Applicable Payment History.
Will they no longer report my monthly payments?
-
-
- 6 replies
-
-
Equifax says they need documents to locate my file?
Killbadcredit posted a topic in Credit Forum,
I sent Experian and Equifax the same exact letter.
The letter provided here about deleting old address.
Experian obeyed and deleted address tied to BK.
Equifax sent me a letter saying they can’t locate me a file and they want 2 copies of ID to help find my file.
What should I do, send them a copy of SS, and utilities bill.
-
- 7 replies
-
-
-
Posts
-
By Allkindabroke · Posted
The eviction and CDC prohibitions are not in dispute. My posts and the responses to them were about children, animals and knowledge of the laws governing those two topics. -
whether a secured card graduates or not is not a major concern when you are rebuilding. the only "no credit check products' out there are turds and will not help you improve your credit in the long run. interest rate should not matter if you use a credit card correctly. secured cards through a CU or major issuer is a way to go. A lot of people like the secured card from SDFCU. what did you do with the proceeds of the home sale? what are you doing to clean the negative items from your reports? I suggest working on your credit for a few months before applying for more. -
-
[I ended up returning the one I got from Crate & Barrel]
-
I just ordered a Proform high back with diamond stitching, in black. When purchased from a local retailer, these are usually custom-configured at the time of order, but Amazon and Wayfair each had pre-configured versions that I liked. I have an Amazon offer on my Amex Platinum for +8x MRs/$ (up to 3,000 MRs), so I ordered from there and maxed the offer. This also finished off the $2k in spending needed to get the 25,000-MR bonus for upgrading from the Greenie. These are amazing chairs (3 year warranty on the upholstery and 12 on everything else). I hope I love this one as much as the one I have in CA.
-
