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Money Management

Discussion and tips on sound money management.

4,258 topics in this forum

  1. Pinned topics

  2. Here is what I do to have $50 extra a month for c.c payments 1 2 3 4 9

    By butterflywings,
    • 221 replies
    • 76,660 views

  4. Budgeting and saving money, the mother thread... 1 2 3

    By foshizzle,
    • 53 replies
    • 37,242 views

  5. Menus and programs to feed entire family CHEAP each month

    By DragonFlyer,
    • 14 replies
    • 12,201 views

  6. Welcome!

    By radi8,
    • 8 replies
    • 9,290 views

  7. Snowball Spreadsheet

    By Bree82,
    • 4 replies
    • 10,081 views

  8. Budgeting 101 1 2

    By radi8,
    • 28 replies
    • 24,725 views

  9. Money Management Tools 1 2

    By Gingerly,
    • 25 replies
    • 32,624 views

  10. Reducing expenses 1 2 3

    By JaCC,
    • 53 replies
    • 32,627 views

  11. Debt Snowball spreadsheets 1 2

    By radi8,
    • 30 replies
    • 37,636 views

  12. Another Snowball Helper

    By Erica,
    • 2 replies
    • 11,684 views

  13. ANNOUNCEMENT: The official CB policy on "no credit" financial advice

    By CargoJon,
    • 0 replies
    • 10,117 views
  14. Other topics

  15. A 36-year-old New York lawyer who makes $270,000 says he lives off rice and beans so he can save 70% of his salary. He's part of a growing movement of pinching pennies to retire early.

    By hegemony,
    • 6 replies
    • 96 views

  16. Which are the least tax-friendly states in America?

    By hegemony,
    • 2 replies
    • 48 views

  17. Saving account u get tax on?

    By helpmeout,
    • 9 replies
    • 72 views

  18. Money's a matter of functions four:

    By Sidewinder,
    • 0 replies
    • 20 views

  19. There's a Dark Side to Zero-Cost Investing That Can't Be Ignored

    By hegemony,
    • 1 reply
    • 35 views

  20. Robinhood 1 2

    By Burgerwars,
    • 25 replies
    • 695 views

  21. Zero stock trading commissions is becoming the standard. It's a race to the bottom. 1 2

    By Burgerwars,
    • 28 replies
    • 238 views

  22. LIfe Insurance

    By thomasben2296,
    • 12 replies
    • 116 views

  23. Brokers Profit From You Even If They Don’t Charge for Trading

    By hegemony,
    • 0 replies
    • 22 views

  24. I was tricked out of $62,000 by my Russian friend who claimed to be a German heiress

    By hegemony,
    • 0 replies
    • 25 views

  25. How much an Uber/Lyft Driver Makes

    By Burgerwars,
    • 0 replies
    • 31 views

  26. Will $1 million be enough in retirement? It depends

    By hegemony,
    • 3 replies
    • 36 views

  27. The Monk Who Left the Monastery to Fix Broken Retirement Plans

    By hegemony,
    • 6 replies
    • 231 views

  28. A retiree who stopped working at 52 shares a 'major financial shock' of retirement: his kids

    By hegemony,
    • 6 replies
    • 108 views

  29. My employer is tired that many of it's employees can't do math

    By TheVig,
    • 1 reply
    • 64 views

  30. Millennials are five times more likely to put #LiesOnMyResume than boomers — and here are some of the worst

    By hegemony,
    • 4 replies
    • 132 views

  31. Our Readers Share Their Best Frugal Hacks

    By hegemony,
    • 2 replies
    • 79 views

  32. oday’s generation shocked they might have to care for their parents

    By hegemony,
    • 0 replies
    • 31 views

  33. Wealthfront to offer automated financial planning tool for free

    By hegemony,
    • 1 reply
    • 211 views

  34. Someone moved $1 billion in a single bitcoin transaction

    By hegemony,
    • 1 reply
    • 46 views

  35. Man Claims He Invented Bitcoin, Is Ordered to Pay Billions in Bitcoin

    By hegemony,
    • 0 replies
    • 39 views

  36. There’s a game-changing way for people with disabilities to save. Few are using it (ABLE)

    By hegemony,
    • 0 replies
    • 79 views

  37. How Tan France Retired At Age 33

    By hegemony,
    • 0 replies
    • 54 views

  38. Retirement account millionaires rise at Fidelity

    By hegemony,
    • 0 replies
    • 38 views

  39. Are transfer on death deeds public record?

    By Sidewinder,
    • 0 replies
    • 70 views

  40. Do you need insurance for your drone?

    By hegemony,
    • 10 replies
    • 530 views

  41. 3% APY for savings...

    By hegemony,
    • 2 replies
    • 143 views

  42. what is hegemony buying (and selling)? 1 2

    By hegemony,
    • 31 replies
    • 734 views

  43. WSJ: IRS Sending Warning Letters to More Than 10,000 Cryptocurrency Holders

    By hegemony,
    • 2 replies
    • 74 views

  44. I retired at 34 with $3 million—here are 7 benefits of early retirement I didn’t expect

    By hegemony,
    • 1 reply
    • 87 views

  45. This Millennial Adviser Says Her Generation Is Headed for a Fall

    By hegemony,
    • 0 replies
    • 81 views

  46. How going subprime cash-only helped this 23-year-old pay off $20,000 in debt in one year

    By hegemony,
    • 5 replies
    • 179 views

  47. The road to riches is this simple: Drive a crappy car 1 2

    By hegemony,
    • 29 replies
    • 539 views

  48. Ted Benna, the ‘father of the 401(k),’ has a new mission: helping small business employees save for retirement

    By hegemony,
    • 0 replies
    • 136 views

  49. Young people who enter the workforce with just their diploma face challenges, despite the low unemployment rate

    By hegemony,
    • 0 replies
    • 76 views

  50. ‘This doesn’t look like the best economy ever’: 40% of Americans say they still struggle to pay bills

    By hegemony,
    • 0 replies
    • 58 views

  51. Suze Orman is a stock picker — and this is her biggest trading regret

    By hegemony,
    • 0 replies
    • 130 views

  52. the coming price revolution...

    By hegemony,
    • 1 reply
    • 123 views

  53. people are stupid: New, confusing W-4 form is coming for 2020: What to do now to get bigger tax refund

    By hegemony,
    • 2 replies
    • 144 views

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  • Posts

    • hangloose
      Using personal loan to pay itself off to build credit

      By hangloose · Posted

      That is a good idea! Also, it shows my payment as only $106/month.. hmm..
    • PotO
      Using personal loan to pay itself off to build credit

      By PotO · Posted

      $12 a month isn't that bad.     I'd follow Hegemony's advice and use the cash to get a couple of secured cards.  Those will help you far more in the long run.  
    • hangloose
      Using personal loan to pay itself off to build credit

      By hangloose · Posted

      Hey @PotO, it’s actually an installment loan through my local credit union. They offered it with no credit check, $1,200/12 month/12% APY. I did end up getting it.    it sounds like at best it won’t hurt me to have it (save for spending a little extra in interest) I’m hoping that perhaps this will put me in good graces with my CU and might help me get a credit card with them in the future
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