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  1. I'd think it's a mistake to buy a Rolex watch at your first charge using an Amex Platinum Card. My surmise to the scenario is a possible decline charge.
  2. MP80

    Master 2019 Approvals and CLIs Thread

    Weird indeed! It's probably a glitch somewhere.
  3. MP80

    Master 2019 Approvals and CLIs Thread

    Lol. Perhaps I'm the only person seeing it.
  4. MP80

    Master 2019 Approvals and CLIs Thread

    Lol... You must be on your iPhone.
  5. MP80

    Master 2019 Approvals and CLIs Thread

    Thanks! mec Hehehe... You may ask for it every 3-4 mos.
  6. MP80

    Master 2019 Approvals and CLIs Thread

    BofA $27,100.00-->$43,400.00
  7. Thanks, Kat! I bought some electronics at Best Buy on Black Friday. Hehehe... Discover rewards me by giving me a decent CLIs. I'll be asking again and soon!!!
  8. Yeah. I missed that, thanks for the correction! lol... I called it a CU even though they're not. They sure act like one, they are the bank that requires memberships eligibility to qualified for becoming a member. The name USAA (United Services Automobile Association) sound like an army institution, look and sound like NFCU or Penfed but the legal structure is more like an insurance entity rather than a corporation.
  9. Sorry OP, for my intrusion into your past. These credit unions they never seem to forgive when they had been burned. Neither of them is bankruptcy friendly. Now a day, every bank hold a grudge, big or small. The good thing is there is plenty of them out there. Good luck to you!
  10. Do you have any previous charge-off account related to USAA in the past? Directly or indirectly? Hmmm, I see you had a mortgage but then USAA only allows a crappy limit to accommodate your needs. I see it as an insult. I agreed with cv91915, they're lying. BTW- Your score seems okay for a CLIs. Good luck! MP$80
  11. MP80

    Nationwide Bank -----> Merrick Bank

    Clearly, by all means, this has absolutely zero effects on people that have achieved excellent credit particularly people that have over $500K credit reporting. My statement was pointing at the mediocre profile.
  12. MP80

    Nationwide Bank -----> Merrick Bank

    It’s an unclean stain if you let it report as a tradeline. Not good. Not good at all but not as bad as C1 or FP. Sent from my iPhone using Tapatalk
  13. MP80

    Nationwide Bank -----> Merrick Bank

    I will be surprised if you have any interest in this bank. FWIW. If some folks have blemish credit and need credit rebuilding while other prime banks wouldn't give them a chance Merrick is a way to go. Merrick is in the middle between C1 and Cap One. But reflected more into the Cap One sub-prime level cards. Merrick card is a mirage to the ancient Orchard bank card or the antiquated HSBC card.
  14. MP80

    Master 2018 Approvals and CLIs Thread

    Nice going on your Discover Card! When all your credit reports passed over 700 FICOs, apply for a Venture Card or a Saver Card and if approved the SL will not be 2K-3K. The SL of this two cards is unpredictable. Good luck!

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