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  1. MP80

    Master 2019 Approvals and CLIs Thread

    Congrats! Sent from my iPhone using Tapatalk
  2. MP80

    Vantage 3.0 is simply BSC ("bat-shit crazy")

    Actually, my VantageScore has always higher than my FICO Score by 20-30 points in differences, VantageScore weighs heavily on credit utilization and FICO has a secret formula that no one knows how its analyze into a calculation.
  3. MP80

    Daily Puller

    You are welcome at the Wallethub website to do your daily pulls even though it's not a FICO's but it free of charge. https://wallethub.com/
  4. Congrats! Kat, you've passed milestone! Keep on onto the next threshold!
  5. I'd think it's a mistake to buy a Rolex watch at your first charge using an Amex Platinum Card. My surmise to the scenario is a possible decline charge.
  6. MP80

    Master 2019 Approvals and CLIs Thread

    Weird indeed! It's probably a glitch somewhere.
  7. MP80

    Master 2019 Approvals and CLIs Thread

    Lol. Perhaps I'm the only person seeing it.
  8. MP80

    Master 2019 Approvals and CLIs Thread

    Lol... You must be on your iPhone.
  9. MP80

    Master 2019 Approvals and CLIs Thread

    Thanks! mec Hehehe... You may ask for it every 3-4 mos.
  10. MP80

    Master 2019 Approvals and CLIs Thread

    BofA $27,100.00-->$43,400.00
  11. Thanks, Kat! I bought some electronics at Best Buy on Black Friday. Hehehe... Discover rewards me by giving me a decent CLIs. I'll be asking again and soon!!!
  12. Yeah. I missed that, thanks for the correction! lol... I called it a CU even though they're not. They sure act like one, they are the bank that requires memberships eligibility to qualified for becoming a member. The name USAA (United Services Automobile Association) sound like an army institution, look and sound like NFCU or Penfed but the legal structure is more like an insurance entity rather than a corporation.
  13. Sorry OP, for my intrusion into your past. These credit unions they never seem to forgive when they had been burned. Neither of them is bankruptcy friendly. Now a day, every bank hold a grudge, big or small. The good thing is there is plenty of them out there. Good luck to you!
  14. Do you have any previous charge-off account related to USAA in the past? Directly or indirectly? Hmmm, I see you had a mortgage but then USAA only allows a crappy limit to accommodate your needs. I see it as an insult. I agreed with cv91915, they're lying. BTW- Your score seems okay for a CLIs. Good luck! MP$80

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