Sidewinder

Projects schmojects; these guys are skeezy.

I got a robotic voice mail from a number in the 763 area code this morning with usual CA jargon (File number...) I know I don't have any delinquencies or collections out there. I called the # back from my work, the gal said "hrmphllg Solutions, this is Sarah" and I said, "Sorry; what's the name of the company?" and she hung up. Hah. I called back and a different gal said "Marathon Solutions" and I confirmed that with her, asked her her name and she gave told me it(not Sarah this time), adding "how can I help you?" I said thank you and hung up. Meh. What do any of y'all know about this company?

See, I formally rebuked Comerica for moving their headquarters out of Detroit. Now the chickens have come home to roost. (However I also rebuked Fifth Third for no longer permitting out-of-footprint (I.e. Minnesota) residents from opening savings accounts and thus becoming eligible for 53's credit card offerings, which would have expanded the List of Halfway Respectable Underwriters I Have Received Approvals from. (But at least tonight you all get to add "Poplar, Wisconsin" to your List of Dollar General Stores Sidewinder Has Patronized.)

Which, is what I said basically.

...on a single operating certificate before the end of October.

I tried paying with my BOA Cash Rewards mc (which is neither near limit nor past due) using the Google Wallet app; and it said "DECLINED." I tried paying with my Chase Freedom Flex card (which is neither near limit nor past due) using Google Wallet and it, too, came back "DECLINED." I went through this one more time with a US Bank card and the same thing happened. Then I paid with my Chase Sapphire Preferred using the Samsung yes SAMSUNG Wallet app, and it worked. That is all.

See, I was logged onto US Bank the other day to make an payment on my Platinum Visa, which I totally thought had a $19,000 limit but it showed yesterday as having a $24,000 limit. I remember getting something in the U.S. Mail a few years ago when they were pleased to notify me that the limit was being moved from its original $15K to $19K but I don't think they notified me of the jump to $24K. No complaints obviously; it's still mildly frustrating that the card has no rewards. I buy a sandwich with it from time to time just to keep them happy. Mmmmmmmmmmmm, sandwich...

Eviction schmiction; basically the owners' and manager's concerns were: A) biohazards (i.e. pest/vermin infestation). Ain't no vermin 2) damage to the building. There's normal wear y tear from living here for 10 years, but as far as something like a hole the size of three bowling balls in the wall between two bedrooms (which the building manager says he's seen elsewhere), there's nothing like that. Also there ain't no issues as far as egress/evacuation path. So I didn't even get a lease violation, let alone evicted. Still, I'd prefer a tidier place. : /

Hello as in you've used the crisis hotline or just plain hello? (Though I guess both are equally good. )

For the past several days I have pretty much been coming apart, and I've made it onto the website of the 988 line despite being sure that I'm not a critical enough case (not suicidal) to take up their time and resources... Yesterday I filled out my info on the "start chat" page but couldn't bring myself to click the "submit" arrow. Today I observed I am continuing to fall apart and this time I got as far as filling out my info and ACTUALLY WENT THROUGH with clicking the thing, in a minute or two I was connected with a counselor who gave me her name and I asked if I cared to give my name and age. I left the chat. I'm not sure if it's because she was female (see, I am male). I really don't know WHAT my problem was, but I clicked the little trash can, pushed my laptop away and said, "Great just found ONE more thing I managed to completely screw up." I looked up and told God or Moses or George Carlin that I just wished I could sob, that I wished there was someone I knew (I've lived in Minnesota for 15 years now but still don't know anyone here) whose shoulder I could literally cry on. I've been doing some frantic apartment cleaning (building is being inspected on the 21st and my "housekeeping" habits betray those of a severe depression sufferer, I am expecting a lease violation if not the start of eviction proceedings) so I got some more of that done, but now I am back in that frantic state. Posted a Facebook status that just said "say hello" but no comments yet. I don't think you're allowed to tie up the crisis hotline just because you're starved for sentient company. (AI bots will never fill that role; humans have souls.) Anyone have any experience using the crisis line? I hope not, because I'd prefer for everyone to be well; but instead here we are in the real world. : /

First of all; DEFINITELY wait for the hard pulls to fall off, especially since it's only a couple months. They "don't really matter" to the FICO algorithm after 6-12 months; but how individual issuers view their significance varies. Second of all, I wouldn't put any stock in AmEx's "recommendations" partly because I notice all of their recs are for cards with annual fees. BCE is a good card - I've had it for nearly 10 years and they will not stop pestering me to upgrade it to BCP, but I am simply that fee-averse. I also have the Cash Magnet card, 1.5% cash back on everything is nice and so is no annual fee. The only other no-fee card of theirs I can think of is the Everyday card but I'm not sure its benefits rival the cashback bennies of the other two cards. Of course, if you are not fee-adverse, then my advice is useless. With BCP's generous 6% back on groceries you can come out ahead but only by a couple hundred per year and only if you spend enough. : /

My Equinox had temporary paper plateoids when I drove it off the lot; yon dealership mailed me the real metal plates weeks later. Weren't they then supposed to fork over the paper title? (Noting that I've bought two cars previously in MN and that in both cases the titling was paper-like; ELT schmELT.

A) "based on my post??" I thought I was CB's Minnesotan of Record 2) I was given paper yes paper titles for my Corolla (bought at Luther Toyota, Golden Valley in 2015) and my Corvette (bought at Minnesota Truck Headquarters in Brainerd last August). Is ELT like a "well-qualified buyers" type thing or what...

So I paid cash for a 2025 Equinox and drove it off the lot on 31 December. I spent a lot of January in Hawaii, unconcerned with workaday things... I email the salesman at the Chevy dealership in Eden Prairie MN asking when I'm going to receive the title. (They ARE supposed to mail me the title, with "No Security Interest" showing, immediately upon the car being paid for, yes?) No response to two emails. I also (March sometime?) get a text from the dealership asking how it's all going and if there's anything they can do for me, I respond yeah; maybe tell me where the title is. No response to my text; I send another one weeks later and also no response. What's my move here? Just keep on pestering them, or do I get to "turn them in" to the state for official punitive action... (I like that idea (devil emoji))

Here is the beyond-bland post office in Prior Lake, Minnesota: Upon mailing something from here, I became concerned that maybe I wasn't allowed to mail anything else unless I did it from a place called Next Lake. : /