Jump to content



cv91915 has set up a Go Fund Me page to take donations that will be used for flowers for breeze's memorial, and excess will be donated to a cancer charity in breeze's name.  If you'd like to participate, please go here:  https://www.gofundme.com/breeze-memorial .  If you have any questions about donating or the GFM, please reach out to cv91915.  
Sunday, unexpectedly, we lost one of our own.  After a sudden diagnosis of liver cancer just two days before, our very own mama Breeze lost her battle with this disease and passed away on Sunday afternoon.   She passed peacefully surrounded by her family.
We know that many of you will be as devastated as we are to learn of this, and we know that you will share in our grief.  We will be in the Feedback forum with you, sharing our memories and our tears.  We encourage you to join us there.
We started on this journey fifteen years ago - breeze, Pam, LKH, and radi8.  Through everything that has transpired over the past fifteen years, we have always remained family - and Mama breeze was an integral part of that family.  We will be posting additional information here, as much as we can while still respecting her desire for privacy and anonymity.  For now, while we process our grief, we will close this notice with Godspeed, Mama.  We miss you so much already.


- Pam, LKH, radi8, Marv

- the mods and forum leads

Please Read Before Posting - NEWBIES START HERE

Stickies, Announcements, Newbie Guides, Basic Introductions, Posting Tips


  1. BEGIN BY CLICKING HERE!   (345,658 visits to this link)

    Let's get started!

  2. Board tips and tricks

    Getting the most out of CreditBoards

  3. Beginner's Credit Information

    Definitions, explainations, where to begin

  4. Frequently Requested Topics

    And advanced beginner topics


3 topics in this forum

    • 0 replies

    • 1,742 replies
    • 1 reply
  • Recently Browsing   0 members

    No registered users viewing this page.

  • Posts

    • I’m asking since it’s showing Pre-Approved on the Amex site. I’d honestly rather have a cc with them.    We do have a business that that I could use a card for but we normally use our chase business card for that. 
    • I had a car I needed to let go back to the bank, so I did. Long story short, this is how it is showing on my credit reports as of now:   Ally Financial $7,649 Last Updated: 8/31/2018 Date Closed: 1/20/2016 Charged Off   That, of course, is the amount I owe after the vehicle was auctioned.   This is fairly recent so I'm not sure what I can do if anything about it right now. Am I just stuck waiting until it hits the 4-year statute of limitation on collection in my state then hit them with the standard letter making them stop reporting, then dispute and try getting the CRAs to delete it?   Thanks!
    • What are you trying to accomplish?  
    • I checked in this afternoon.  My status got me an upgrade to a King Executive Suite.  This place is enormous.   I guess if you have the stones to offer a $349 room on a weekend night in South Sioux City, Nebraska, you come out with guns blazing.   Great redemption.          
    • Quick update:   Sure enough, at midnight when my 6th statement cut I got my first CLI of $300 on my CapOne Secured, which I'm pretty happy about.  So total line of $1300!  Since reading advice on this board, I've been using it quite heavily since I got the card, usually making two payments of $800 ish per month.  Some months I let it report with a balance, other months I would pay it to zero before it cuts.

About Us

Since 2003, creditboards.com has helped thousands of people repair their credit, force abusive collection agents to follow the law, ensure proper reporting by credit reporting agencies, and provided financial education to help avoid the pitfalls that can lead to negative tradelines.

Important Information