TheVig Posted December 31, 2022 Share Posted December 31, 2022 I decided to continue another year of my glorified spreadsheet. 2022 was a disappointment in the shenanigans dept. Most of the dive hotels I stay at did remodels during the pandemic. Not too many WTH moments. Disciplining myself to go under 5/24, allowed me to add a Chase CSP and CFU to the mix in 2022. The various dumpster dive apps I use paid off. To the tune of about $2000 in value. Inflation being what it is, I'm more hyper sensitive than ever on what spend goes on what card, to maximize spend multipliers. Credit Cards: Amex Gold & Every Day MR 441,390 Amex Delta SkyMiles 205,415 Citi MileUp MC American Airlines 69,345 FNBO Amtrak Guest Rewards MC 135,948 Chase CSP / CFU Signature Visa UR 101,559 Chase IHG Traveler MC 66,064 BofA Customized Cash Rewards Visa (3% Travel) $0.88 Citi Double Cash MC (2% CB / TYP Everything) 21,186 Citi Premier MC Thank You Points 34,280 Choice Privileges Visa Signature 360,660 WF Active Cash Signature Visa (2% CB Everything) $87.44 Shopping Portals and Apps / Stacking Opportunities: DOSH (CB) $18.56 Rakuten Amex MR Earning. Pays out quarterly. Points Pending: 6857 Fetch Rewards (GC) 27,439 Points Ibotta (CB or GC) $7.65 Upside (CB or GC) $14.15 CoinOut (CB or GC) $8.65 Payce (CB) $18.97 Receipt Hog (CB or GC) 3156 Coins Receipt Jar (GC) 2013 Points Receipt Pal (GC) 4725 Points Shell Fuel Rewards (Earning AA Miles 2miles/gal.) Starbucks / Delta SkyMiles (Earn 1 SkyMile for every $1 spent at Starbucks) AA Simply Miles Airline / Hotel Dining and Shopping Portals hegemony and MarvBear 2 Quote Link to comment Share on other sites More sharing options...
TheVig Posted December 31, 2022 Author Share Posted December 31, 2022 Credit Cards: Amex Gold & Every Day MR 441,390 Amex Delta SkyMiles 205,415 Citi MileUp MC American Airlines 69,345 FNBO Amtrak Guest Rewards MC 135,948 Chase CSP / CFU Signature Visa UR 101,559 Chase IHG Traveler MC 66,064 BofA Customized Cash Rewards Visa (3% Travel) $0.88 Citi Double Cash MC (2% CB / TYP Everything) 21,186 Citi Premier MC Thank You Points 34,280 Choice Privileges Visa Signature 360,660 WF Active Cash Signature Visa (2% CB Everything) $87.44 Shopping Portals and Apps / Stacking Opportunities: DOSH (CB) $18.56 Rakuten Amex MR Earning. Pays out quarterly. Points Pending: 6857 Fetch Rewards (GC) 27,749 Points Ibotta (CB or GC) $20.25 Upside (CB or GC) $14.99 CoinOut (CB or GC) $8.75 Payce (CB) $18.97 Receipt Hog (CB or GC) 3176 Coins Receipt Jar (GC) 2163 Points Receipt Pal (GC) 4825 Points Shell Fuel Rewards (Earning AA Miles 2miles/gal.) Starbucks / Delta SkyMiles (Earn 1 SkyMile for every $1 spent at Starbucks) AA Simply Miles Airline / Hotel Dining and Shopping Portals Quote Link to comment Share on other sites More sharing options...
Stryker Posted January 1, 2023 Share Posted January 1, 2023 Woah... never heard of some of the portals. TheVig 1 Quote Link to comment Share on other sites More sharing options...
TheVig Posted January 1, 2023 Author Share Posted January 1, 2023 3 hours ago, Stryker said: Woah... never heard of some of the portals. Some are nothing more than receipt scanning apps. About as easy as it gets. Quote Link to comment Share on other sites More sharing options...
TheVig Posted January 4, 2023 Author Share Posted January 4, 2023 Econo Lodge. This place has potential. Just a couple of more years of renting rooms out to the wrong people. StarkRaven$ and MarvBear 1 1 Quote Link to comment Share on other sites More sharing options...
TheVig Posted January 7, 2023 Author Share Posted January 7, 2023 Cashed out $20 from my ibotta account. Leave tomorrow again on another business trip. Next weeks hotel stay, will push me north of 400k Choice Privileges points. More than enough to cover our stays this year in NYC and Philly. Won't have to worry about transferring Amex MR and Citi TY points into Choice points. Credit Cards: Amex Gold & Every Day MR 441,390 Amex Delta SkyMiles 205,453 Citi MileUp MC American Airlines 69,369 FNBO Amtrak Guest Rewards MC 135,948 Chase CSP / CFU Signature Visa UR 101,559 Chase IHG Traveler MC 66,064 BofA Customized Cash Rewards Visa (3% Travel) $0.88 Citi Double Cash MC (2% CB / TYP Everything) 21,510 Citi Premier MC Thank You Points 34,280 Choice Privileges Visa Signature 386,475 WF Active Cash Signature Visa (2% CB Everything) $87.44 Shopping Portals and Apps / Stacking Opportunities: DOSH (CB) $18.56 Rakuten Amex MR Earning. Pays out quarterly. Points Pending: 6857 Fetch Rewards (GC) 28,554 Points Ibotta (CB or GC) $0.25 Upside (CB or GC) $15.98 CoinOut (CB or GC) $9.66 Payce (CB) $18.97 Receipt Hog (CB or GC) 3256 Coins Receipt Jar (GC) 2319 Points Receipt Pal (GC) 5480 Points Shell Fuel Rewards (Earning AA Miles 2miles/gal.) Starbucks / Delta SkyMiles (Earn 1 SkyMile for every $1 spent at Starbucks) AA Simply Miles Airline / Hotel Dining and Shopping Portals Quote Link to comment Share on other sites More sharing options...
TheVig Posted January 13, 2023 Author Share Posted January 13, 2023 Credit Cards: Amex Gold & Every Day MR 444,072 Amex Delta SkyMiles 205,505 Citi MileUp MC American Airlines 69,420 FNBO Amtrak Guest Rewards MC 135,948 Chase CSP / CFU Signature Visa UR 101,559 Chase IHG Traveler MC 66,106 BofA Customized Cash Rewards Visa (3% Travel) $0.88 Citi Double Cash MC (2% CB / TYP Everything) 21,510 Citi Premier MC Thank You Points 34,280 Choice Privileges Visa Signature 386,575 WF Active Cash Signature Visa (2% CB Everything) $87.44 Shopping Portals and Apps / Stacking Opportunities: DOSH (CB) $18.56 Rakuten Amex MR Earning. Pays out quarterly. Points Pending: 6857 Fetch Rewards (GC) 29,149 Points Ibotta (CB or GC) $0.25 Upside (CB or GC) $19.13 CoinOut (CB or GC) $10.40 Payce (CB) $19.56 Receipt Hog (CB or GC) 3308 Coins Receipt Jar (GC) 2479 Points Receipt Pal (GC) 5835 Points Shell Fuel Rewards (Earning AA Miles 2miles/gal.) Starbucks / Delta SkyMiles (Earn 1 SkyMile for every $1 spent at Starbucks) AA Simply Miles Airline / Hotel Dining and Shopping Portals Quote Link to comment Share on other sites More sharing options...
TheVig Posted January 14, 2023 Author Share Posted January 14, 2023 Credit Cards: Amex Gold & Every Day MR 444,072 Amex Delta SkyMiles 205,517 Citi MileUp MC American Airlines 69,420 FNBO Amtrak Guest Rewards MC 135,969 Chase CSP / CFU Signature Visa UR 101,559 Chase IHG Traveler MC 66,106 BofA Customized Cash Rewards Visa (3% Travel) $0.88 Citi Double Cash MC (2% CB / TYP Everything) 21,510 Citi Premier MC Thank You Points 34,280 Choice Privileges Visa Signature 418,905 WF Active Cash Signature Visa (2% CB Everything) $87.44 Shopping Portals and Apps / Stacking Opportunities: DOSH (CB) $18.56 Rakuten Amex MR Earning. Pays out quarterly. Points Pending: 6857 Fetch Rewards (GC) 29,149 Points Ibotta (CB or GC) $0.25 Upside (CB or GC) $19.13 CoinOut (CB or GC) $10.40 Payce (CB) $19.56 Receipt Hog (CB or GC) 3308 Coins Receipt Jar (GC) 2479 Points Receipt Pal (GC) 5835 Points Shell Fuel Rewards (Earning AA Miles 2miles/gal.) Starbucks / Delta SkyMiles (Earn 1 SkyMile for every $1 spent at Starbucks) AA Simply Miles Airline / Hotel Dining and Shopping Portals Quote Link to comment Share on other sites More sharing options...
TheVig Posted January 15, 2023 Author Share Posted January 15, 2023 Added the Amex Blue Business Plus to my arsenal. Will be used as a catch-all card for non-category spend. 15,000 MR, for $3000 spend. Instant approval. 2x on all spend, for the first $50,000 each year. Quote Link to comment Share on other sites More sharing options...
TheVig Posted January 16, 2023 Author Share Posted January 16, 2023 Credit Cards: Amex Gold & BBP MR 444,072 Amex Delta SkyMiles 205,522 Citi MileUp MC American Airlines 69,420 FNBO Amtrak Guest Rewards MC 135,969 Chase CSP / CFU Signature Visa UR 102,530 Chase IHG Traveler MC 66,106 BofA Customized Cash Rewards Visa (3% Travel) $0.88 Citi Double Cash MC (2% CB / TYP Everything) 21,510 Citi Premier MC Thank You Points 34,280 Choice Privileges Visa Signature 418,905 WF Active Cash Signature Visa (2% CB Everything) $87.44 Shopping Portals and Apps / Stacking Opportunities: DOSH (CB) $18.56 Rakuten Amex MR Earning. Pays out quarterly. Points Pending: 7853 Fetch Rewards (GC) 29,404 Points Ibotta (CB or GC) $0.25 Upside (CB or GC) $20.92 CoinOut (CB or GC) $10.62 Payce (CB) $19.56 Receipt Hog (CB or GC) 3353 Coins Receipt Jar (GC) 2534 Points Receipt Pal (GC) 5990 Points Shell Fuel Rewards (Earning AA Miles 2miles/gal.) Starbucks / Delta SkyMiles (Earn 1 SkyMile for every $1 spent at Starbucks) AA Simply Miles Airline / Hotel Dining and Shopping Portals Quote Link to comment Share on other sites More sharing options...
TheVig Posted January 16, 2023 Author Share Posted January 16, 2023 Routine cash out of my Upside account. For those new around here, I don't like to let large sums build up. Mainly because I don't want to risk, losing money if one of these apps goes under. With that said, the cash back apps I use have a stable track record. When I cash out, the money gets deposited in a dedicated, no fee checking account. Credit Cards: Amex Gold & BBP MR 444,072 Amex Delta SkyMiles 205,522 Citi MileUp MC American Airlines 69,420 FNBO Amtrak Guest Rewards MC 135,969 Chase CSP / CFU Signature Visa UR 102,530 Chase IHG Traveler MC 66,106 BofA Customized Cash Rewards Visa (3% Travel) $0.88 Citi Double Cash MC (2% CB / TYP Everything) 21,510 Citi Premier MC Thank You Points 34,280 Choice Privileges Visa Signature 418,905 WF Active Cash Signature Visa (2% CB Everything) $87.44 Shopping Portals and Apps / Stacking Opportunities: DOSH (CB) $18.56 Rakuten Amex MR Earning. Pays out quarterly. Points Pending: 7853 Fetch Rewards (GC) 29,404 Points Ibotta (CB or GC) $0.25 Upside (CB or GC) $0.92 CoinOut (CB or GC) $10.62 Payce (CB) $19.56 Receipt Hog (CB or GC) 3353 Coins Receipt Jar (GC) 2534 Points Receipt Pal (GC) 5990 Points Shell Fuel Rewards (Earning AA Miles 2miles/gal.) Starbucks / Delta SkyMiles (Earn 1 SkyMile for every $1 spent at Starbucks) AA Simply Miles Airline / Hotel Dining and Shopping Portals Quote Link to comment Share on other sites More sharing options...
TheVig Posted January 17, 2023 Author Share Posted January 17, 2023 I will be taking full advantage of this promo. Quote Link to comment Share on other sites More sharing options...
TheVig Posted January 17, 2023 Author Share Posted January 17, 2023 Blue Green / Choice trying to get me to sit through a timeshare pitch. Saying NO for a couple of hours during a timeshare sales pitch is easy. Quote Link to comment Share on other sites More sharing options...
TheVig Posted January 18, 2023 Author Share Posted January 18, 2023 Credit Cards: Amex Gold & BBP MR 444,072 Amex Delta SkyMiles 205,522 Citi MileUp MC American Airlines 69,420 FNBO Amtrak Guest Rewards MC 135,969 Chase CSP / CFU Signature Visa UR 102,530 Chase IHG Traveler MC 66,106 BofA Customized Cash Rewards Visa (3% Travel) $0.88 Citi Double Cash MC (2% CB / TYP Everything) 21,510 Citi Premier MC Thank You Points 34,280 Choice Privileges Visa Signature 421,090 WF Active Cash Signature Visa (2% CB Everything) $87.44 Shopping Portals and Apps / Stacking Opportunities: DOSH (CB) $18.56 Rakuten Amex MR Earning. Pays out quarterly. Points Pending: 7853 Fetch Rewards (GC) 29,604 Points Ibotta (CB or GC) $0.25 Upside (CB or GC) $0.92 CoinOut (CB or GC) $10.95 Payce (CB) $19.56 Receipt Hog (CB or GC) 3443 Coins Receipt Jar (GC) 2569 Points Receipt Pal (GC) 6090 Points Shell Fuel Rewards (Earning AA Miles 2miles/gal.) Starbucks / Delta SkyMiles (Earn 1 SkyMile for every $1 spent at Starbucks) AA Simply Miles Airline / Hotel Dining and Shopping Portals Quote Link to comment Share on other sites More sharing options...
TheVig Posted January 19, 2023 Author Share Posted January 19, 2023 I ended 2022 less than 100 points away from Amtrak's Select Plus status. Needless to say, I was shocked when I got this email last night. Quote Link to comment Share on other sites More sharing options...
TheVig Posted January 20, 2023 Author Share Posted January 20, 2023 Credit Cards: Amex Gold & BBP MR 444,072 Amex Delta SkyMiles 205,547 Citi MileUp MC American Airlines 69,453 FNBO Amtrak Guest Rewards MC 135,969 Chase CSP / CFU Signature Visa UR 102,530 Chase IHG Traveler MC 66,106 BofA Customized Cash Rewards Visa (3% Travel) $5.97 Citi Double Cash MC (2% CB / TYP Everything) 21,510 Citi Premier MC Thank You Points 36,322 Choice Privileges Visa Signature 421,090 WF Active Cash Signature Visa (2% CB Everything) $87.44 Shopping Portals and Apps / Stacking Opportunities: DOSH (CB) $18.56 Rakuten Amex MR Earning. Pays out quarterly. Points Pending: 7939 Fetch Rewards (GC) 29,790 Points Ibotta (CB or GC) $0.25 Upside (CB or GC) $0.25 CoinOut (CB or GC) $11.16 Payce (CB) $19.56 Receipt Hog (CB or GC) 3463 Coins Receipt Jar (GC) 2739 Points Receipt Pal (GC) 6190 Points Shell Fuel Rewards (Earning AA Miles 2miles/gal.) Starbucks / Delta SkyMiles (Earn 1 SkyMile for every $1 spent at Starbucks) AA Simply Miles Airline / Hotel Dining and Shopping Portals Quote Link to comment Share on other sites More sharing options...
TheVig Posted January 22, 2023 Author Share Posted January 22, 2023 Credit Cards: Amex Gold & BBP MR 444,072 Amex Delta SkyMiles 205,557 Citi MileUp MC American Airlines 69,453 FNBO Amtrak Guest Rewards MC 139,086 Chase CSP / CFU Signature Visa UR 102,530 Chase IHG Traveler MC 66,106 BofA Customized Cash Rewards Visa (3% Travel) $5.97 Citi Double Cash MC (2% CB / TYP Everything) 21,510 Citi Premier MC Thank You Points 36,322 Choice Privileges Visa Signature 421,090 WF Active Cash Signature Visa (2% CB Everything) $87.44 Shopping Portals and Apps / Stacking Opportunities: DOSH (CB) $18.56 Rakuten Amex MR Earning. Pays out quarterly. Points Pending: 7939 Fetch Rewards (GC) 30,090 Points Ibotta (CB or GC) $0.25 Upside (CB or GC) $0.25 CoinOut (CB or GC) $11.39 Payce (CB) $19.56 Receipt Hog (CB or GC) 3505 Coins Receipt Jar (GC) 2799 Points Receipt Pal (GC) 6190 Points Shell Fuel Rewards (Earning AA Miles 2miles/gal.) Starbucks / Delta SkyMiles (Earn 1 SkyMile for every $1 spent at Starbucks) AA Simply Miles Airline / Hotel Dining and Shopping Portals Quote Link to comment Share on other sites More sharing options...
TheVig Posted January 23, 2023 Author Share Posted January 23, 2023 Credit Cards: Amex Gold & BBP MR 444,072 Amex Delta SkyMiles 205,563 Citi MileUp MC American Airlines 69,453 FNBO Amtrak Guest Rewards MC 139,186 Chase CSP / CFU Signature Visa UR 102,530 Chase IHG Traveler MC 66,106 BofA Customized Cash Rewards Visa (3% Travel) $5.97 Citi Double Cash MC (2% CB / TYP Everything) 21,510 Citi Premier MC Thank You Points 36,322 Choice Privileges Visa Signature 421,090 WF Active Cash Signature Visa (2% CB Everything) $87.44 Shopping Portals and Apps / Stacking Opportunities: DOSH (CB) $18.56 Rakuten Amex MR Earning. Pays out quarterly. Points Pending: 7939 Fetch Rewards (GC) 30,245 Points Ibotta (CB or GC) $0.25 Upside (CB or GC) $0.25 CoinOut (CB or GC) $11.68 Payce (CB) $19.56 Receipt Hog (CB or GC) 3535 Coins Receipt Jar (GC) 2974 Points Receipt Pal (GC) 6445 Points Shell Fuel Rewards (Earning AA Miles 2miles/gal.) Starbucks / Delta SkyMiles (Earn 1 SkyMile for every $1 spent at Starbucks) AA Simply Miles Airline / Hotel Dining and Shopping Portals Quote Link to comment Share on other sites More sharing options...
TheVig Posted January 28, 2023 Author Share Posted January 28, 2023 I don't use PayPal much these days, so I'll pass on this offer. Quote Link to comment Share on other sites More sharing options...
A Credit Ed Posted January 28, 2023 Share Posted January 28, 2023 I received the same 5% PayPal offer from Citi. I'm connected my Citi card to PayPal, then set PayPal as my default payment method in the Walmart app. We easily spend $800-1,000 a month there on groceries, so I look at it as a $45 gift and it should be easy enough to track when we have spent the entire $1,500, then I can switch back to my preferred WF 2% cashback card. TheVig 1 Quote Link to comment Share on other sites More sharing options...
TheVig Posted January 29, 2023 Author Share Posted January 29, 2023 Credit Cards: Amex Gold & BBP MR 444,072 Amex Delta SkyMiles 205,583 Citi MileUp MC American Airlines 69,453 FNBO Amtrak Guest Rewards MC 139,186 Chase CSP / CFU Signature Visa UR 102,799 Chase IHG Traveler MC 66,106 BofA Customized Cash Rewards Visa (3% Travel) $5.97 Citi Double Cash MC (2% CB / TYP Everything) 21,510 Citi Premier MC Thank You Points 36,322 Choice Privileges Visa Signature 427,518 WF Active Cash Signature Visa (2% CB Everything) $87.44 Shopping Portals and Apps / Stacking Opportunities: DOSH (CB) $18.56 Rakuten Amex MR Earning. Pays out quarterly. Points Pending: 7939 Fetch Rewards (GC) 31,254 Points Ibotta (CB or GC) $0.25 Upside (CB or GC) $0.25 CoinOut (CB or GC) $12.46 Payce (CB) $19.56 Receipt Hog (CB or GC) 3570 Coins Receipt Jar (GC) 3049 Points Receipt Pal (GC) 6750 Points Shell Fuel Rewards (Earning AA Miles 2miles/gal.) Starbucks / Delta SkyMiles (Earn 1 SkyMile for every $1 spent at Starbucks) AA Simply Miles Airline / Hotel Dining and Shopping Portals Quote Link to comment Share on other sites More sharing options...
TheVig Posted January 29, 2023 Author Share Posted January 29, 2023 I don't think I've mentioned this before. Barclays pulled the plug for new applications last fall. Current card holders in good standing, can continue to use and earn points as usual. No word yet on which bank, may pick up the card. Quote Link to comment Share on other sites More sharing options...
TheVig Posted February 1, 2023 Author Share Posted February 1, 2023 Credit Cards: Amex Gold & BBP MR 446,856 Amex Delta SkyMiles 205,590 Citi MileUp MC American Airlines 69,453 FNBO Amtrak Guest Rewards MC 139,186 Chase CSP / CFU Signature Visa UR 102,799 Chase IHG Traveler MC 66,106 BofA Customized Cash Rewards Visa (3% Travel) $5.97 Citi Double Cash MC (2% CB / TYP Everything) 21,510 Citi Premier MC Thank You Points 36,322 Choice Privileges Visa Signature 297,518 WF Active Cash Signature Visa (2% CB Everything) $87.44 Shopping Portals and Apps / Stacking Opportunities: DOSH (CB) $18.56 Rakuten Amex MR Earning. Pays out quarterly. Points Pending: 7939 Fetch Rewards (GC) 31,630 Points Ibotta (CB or GC) $0.25 Upside (CB or GC) $0.84 CoinOut (CB or GC) $13.09 Payce (CB) $19.56 Receipt Hog (CB or GC) 3590 Coins Receipt Jar (GC) 3104 Points Receipt Pal (GC) 6950 Points Shell Fuel Rewards (Earning AA Miles 2miles/gal.) Starbucks / Delta SkyMiles (Earn 1 SkyMile for every $1 spent at Starbucks) AA Simply Miles Airline / Hotel Dining and Shopping Portals Quote Link to comment Share on other sites More sharing options...
TheVig Posted February 1, 2023 Author Share Posted February 1, 2023 Hotel Redemption Econo Lodge Times Square NYC 130k Choice Privileges Points for 6 nights Cash price for 6 nights would have been $1880 <----- Has to be the most expensive Econo Lodge property. But it's NYC so that explains it. Amtrak Redemption CLT-NYP Coach NYP-BOS-NYP day trip. Acela Business. NYP-CLT Business Class I was able to use a couple of companion passes for the legs between CLT-NYP-CLT. That dropped the train tickets for DW and me down to $500 total. Would have been north of $750 without those passes. Amtrak has been getting right proud of their prices. Especially anything that involves sleeper rooms and business class. Quote Link to comment Share on other sites More sharing options...
TheVig Posted February 3, 2023 Author Share Posted February 3, 2023 Credit Cards: Amex Gold & BBP MR 446,856 Amex Delta SkyMiles 205,590 Citi MileUp MC American Airlines 69,497 FNBO Amtrak Guest Rewards MC 139,186 Chase CSP / CFU Signature Visa UR 102,799 Chase IHG Traveler MC 66,106 BofA Customized Cash Rewards Visa (3% Travel) $5.97 Citi Double Cash MC (2% CB / TYP Everything) 21,510 Citi Premier MC Thank You Points 36,322 Choice Privileges Visa Signature 303,518 WF Active Cash Signature Visa (2% CB Everything) $87.44 Shopping Portals and Apps / Stacking Opportunities: DOSH (CB) $18.56 Rakuten Amex MR Earning. Pays out quarterly. Points Pending: 7956 Fetch Rewards (GC) 31,751 Points Ibotta (CB or GC) $0.25 Upside (CB or GC) $0.84 CoinOut (CB or GC) $13.30 Payce (CB) $19.56 Receipt Hog (CB or GC) 3600 Coins Receipt Jar (GC) 3144 Points Receipt Pal (GC) 6950 Points Shell Fuel Rewards (Earning AA Miles 2miles/gal.) Starbucks / Delta SkyMiles (Earn 1 SkyMile for every $1 spent at Starbucks) AA Simply Miles Airline / Hotel Dining and Shopping Portals Quote Link to comment Share on other sites More sharing options...
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