TheVig

Conversation I overheard last night....... "We're going to the beach tomorrow. Might as well get a vacation in before they come get the car."

BofA pre-approvals for business versions of their consumer cards. Also when I log in, I get the pop-ups for the cards as well.

Woke up to a memo this morning. Basically everyone with a company car is ordered to keep it topped off with fuel.

Amex Gold & Every Day MR 401,526 Delta SkyMiles. Amex Delta Gold and Blue 203,733 American Airlines. Citi MileUp MC 65,679 Amtrak Guest Rewards MC 111,414 IHG Traveler MC 62,940 BofA Customized Cash Rewards Visa (3% Travel) $327.91 Citi Double Cash MC (2% CB Everything) $188.39 Citi Premier MC Thank You Points 26,179 Choice Privileges Visa Signature 333,402 WF Active Cash Signature Visa (2% CB Everything) $80.71 Shopping Portals and Apps / Stacking Opportunities DOSH (CB) $3.98 Rakuten Amex MR Earning. Pays out quarterly. Points Pending: 4507 Fetch Rewards Points (GC) 4696 Ibotta (CB or GC) $3.55 Upside (CB or GC) $3.85 CoinOut (CB or GC) $1.17 Payce (CB) $10.53 Shell Fuel Rewards (Earning AA Miles 2miles/gal.) AA Simply Miles Airline Dining and Shopping Portals

Got a call this morning from the babushka that owns the euro deli down the street. Told me to come by before Saturday to stock up on sausages. Everything across the board going up 25 to 50% on the pound.

I don’t consider social security a hand out. Nor disability. I guess one could argue on what really counts as a disability though. I also don’t believe in starving (food) minor children simply because mom and dad are losers. If I knew of a full proof way of starving mom and dad, and not the kids, I’d be all for it. I was more referencing welfare queens and people who simply don’t want to work, or work a job until something better comes along.

There used to be a BofA in the not so savory part of town. 4'' bullet resistant glass on the inside separated the tellers from the riff raff. The drive up teller window was 3" thick. When you confiscate someone's monthly government hand out to cover all the NSF fees, you are sure to end up dealing with folks who are mentally unbalanced.

Filled up the company car this morning at $4.22/gal for regular.

I'll say it since no one else has.... Woke financing just ain't my thang.

Amex Gold & Every Day MR 401,526 Delta SkyMiles. Amex Delta Gold and Blue 203,733 American Airlines. Citi MileUp MC 65,642 Amtrak Guest Rewards MC 108,874 IHG Traveler MC 62,940 BofA Customized Cash Rewards Visa (3% Travel) $327.91 Citi Double Cash MC (2% CB Everything) $188.39 Citi Premier MC Thank You Points 23,800 Choice Privileges Visa Signature 332,598 WF Active Cash Signature Visa (2% CB Everything) $80.71 Shopping Portals and Apps / Stacking Opportunities DOSH (CB) $3.98 Rakuten Amex MR Earning. Pays out quarterly. Points Pending: 3060 Fetch Rewards Points (GC) 4245 Ibotta (CB or GC) $3.55 Upside (CB or GC) $3.12 CoinOut (CB or GC) $0.75 Payce (CB) $10.53 Shell Fuel Rewards (Earning AA Miles 2miles/gal.) AA Simply Miles Airline Dining and Shopping Portals

Transferred money out of some shopping portals. No particular reason, other than I don't like to have large amounts built up on some of these apps, in case they go belly up. Amex Gold & Every Day MR 399,692 Delta SkyMiles. Amex Delta Gold and Blue 203,733 American Airlines. Citi MileUp MC 65,642 Amtrak Guest Rewards MC 108,874 IHG Traveler MC 62,940 BofA Customized Cash Rewards Visa (3% Travel) $327.91 Citi Double Cash MC (2% CB Everything) $188.39 Citi Premier MC Thank You Points 23,800 Choice Privileges Visa Signature 332,598 WF Active Cash Signature Visa (2% CB Everything) $80.71 Shopping Portals and Apps / Stacking Opportunities DOSH (CB) $3.98 Rakuten Amex MR Earning. Pays out quarterly. Points Pending: 3060 Fetch Rewards Points (GC) 4109 Ibotta (CB or GC) $3.55 Upside (CB or GC) $3.12 CoinOut (CB or GC) $0.48 Payce (CB) $10.53 Shell Fuel Rewards (Earning AA Miles 2miles/gal.) AA Simply Miles Airline Dining and Shopping Portals

Sorry for your loss.

With the level of financial prowess over there, I'm thinking of offering them a group discount on my Master Class I'm teaching in a couple of weeks------ "Seven Ways to Eat a Costco Chicken" Maybe offer Klarna or AfterPay for said course. I mean after all, I'm well known for helping and giving back to the community.

If I go more than three months without making at least a pencil purchase on my FNBO card, they send me a letter threatening closure. Cap1 a little over a year ago slashed my QS from $20k to $5k for low utilization. I was able to get it reinstated to $15k. I say yes some are starting to look at dormancy a lot closer.

Honestly, I don't even know what the APR's on my cards are. Why? Because APR doesn't matter. At least not to me.