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TheVig

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    CB's Resident Nice Guy

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  1. I would reply, but I just got off a 30 day ban over there.
  2. https://www.foxbusiness.com/economy/more-people-are-delaying-paying-up-front My issue with the article is there is no specific reference to a fly by night financial institution offering BNPL for grocery. I’m not aware of any grocery stores in my area offering BNPL, outside of Harris Teeter and Kroger offering a traditional credit card. I used my Amex Gold at the grocery store yesterday, then an hour later logged into my bank and pushed a PIF payment to cover it. However my idea of BNPL later is probably not the same as the BNPL the article is talking about.
  3. Credit Cards: Amex Gold & BBP MR 476,917 Amex Delta SkyMiles 205,815 Citi MileUp World Elite MC American Airlines 70,200 FNBO Amtrak Guest Rewards World MC 142,307 Chase CSP / CFU Signature Visa UR 108,156 Chase IHG Premier World Elite MC 66,310 Chase Hyatt Visa Signature 2000 BofA Customized Cash Rewards Visa (3% Travel) $5.97 Citi Double Cash World Elite MC (2% CB / TYP) 21,679 Citi Premier World Elite MC Thank You Points 36,932 Choice Privileges Visa Signature 356,139 WF Active Cash Signature Visa (2% CB) $89.29 Shopping Portals and Apps / Stacking Opportunities: DOSH (CB) $2.34 Rakuten Amex MR Earning. Pays out quarterly. Points Pending: 2243 Fetch Rewards (GC) 35,072 Points Ibotta (CB or GC) $0.25 Upside (CB or GC) $4.99 CoinOut (CB or GC) $18.14 Payce (CB) $7.55 Receipt Hog (CB or GC) 4306 Coins Receipt Jar (GC) 4109 Points Receipt Pal (GC) 9270 Points Shell Fuel Rewards (Earning AA Miles 2miles/gal.) Starbucks / Delta SkyMiles (Earn 1 SkyMile for every $1 spent at Starbucks) AA Simply Miles Airline / Hotel Dining and Shopping Portals
  4. Credit Cards: Amex Gold & BBP MR 476,917 Amex Delta SkyMiles 205,815 Citi MileUp World Elite MC American Airlines 70,200 FNBO Amtrak Guest Rewards World MC 140,910 Chase CSP / CFU Signature Visa UR 108,156 Chase IHG Premier World Elite MC 66,310 Chase Hyatt Visa Signature 2000 BofA Customized Cash Rewards Visa (3% Travel) $5.97 Citi Double Cash World Elite MC (2% CB / TYP) 21,679 Citi Premier World Elite MC Thank You Points 36,623 Choice Privileges Visa Signature 356,139 WF Active Cash Signature Visa (2% CB) $89.29 Shopping Portals and Apps / Stacking Opportunities: DOSH (CB) $2.34 Rakuten Amex MR Earning. Pays out quarterly. Points Pending: 2243 Fetch Rewards (GC) 34,967 Points Ibotta (CB or GC) $0.25 Upside (CB or GC) $4.99 CoinOut (CB or GC) $17.95 Payce (CB) $7.55 Receipt Hog (CB or GC) 4281 Coins Receipt Jar (GC) 4059 Points Receipt Pal (GC) 9130 Points Shell Fuel Rewards (Earning AA Miles 2miles/gal.) Starbucks / Delta SkyMiles (Earn 1 SkyMile for every $1 spent at Starbucks) AA Simply Miles Airline / Hotel Dining and Shopping Portals
  5. It was inspiring as a child that people on Sesame St could afford such luxuries.
  6. Credit Cards: Amex Gold & BBP MR 476,917 Amex Delta SkyMiles 205,815 Citi MileUp World Elite MC American Airlines 70,200 FNBO Amtrak Guest Rewards World MC 140,910 Chase CSP / CFU Signature Visa UR 108,156 Chase IHG Premier World Elite MC 66,310 Chase Hyatt Visa Signature 2000 BofA Customized Cash Rewards Visa (3% Travel) $5.97 Citi Double Cash World Elite MC (2% CB / TYP) 21,679 Citi Premier World Elite MC Thank You Points 36,623 Choice Privileges Visa Signature 352,454 WF Active Cash Signature Visa (2% CB) $89.29 Shopping Portals and Apps / Stacking Opportunities: DOSH (CB) $2.34 Rakuten Amex MR Earning. Pays out quarterly. Points Pending: 2243 Fetch Rewards (GC) 34,967 Points Ibotta (CB or GC) $0.25 Upside (CB or GC) $4.99 CoinOut (CB or GC) $17.95 Payce (CB) $7.55 Receipt Hog (CB or GC) 4281 Coins Receipt Jar (GC) 4059 Points Receipt Pal (GC) 9130 Points Shell Fuel Rewards (Earning AA Miles 2miles/gal.) Starbucks / Delta SkyMiles (Earn 1 SkyMile for every $1 spent at Starbucks) AA Simply Miles Airline / Hotel Dining and Shopping Portals
  7. Ribs and a possible BT from one wholesale club to another
  8. I burned them back in 2008 without a BK. I think I left them holding the bag for around $25k give or take. I got back in with an IHG card 4 years ago. Early last fall they finally let me have a CSP and CFU with instant approval. Last weekend I app for a Hyatt card and was instantly approved. Like anything, it’s YMMV. However I think the slot machines at Chase have loosened up a bit. I’m active on different travel blogs. People getting approvals left and right. Many approvals north of 5/24. The caveat though, is I believe the people have clean or very close to clean reports. Chase also handing Ink’s like candy.
  9. The Q1 numbers for new commercial acquisitions at the traditional banks are looking good.
  10. Can’t even spell the banks name correctly. In the very early days of my rebuild, I had a card from Merrick Bank. I did not consider it a long term keeper card. This fook is 11 years into it.
  11. Credit Cards: Amex Gold & BBP MR 476,917 Amex Delta SkyMiles 205,807 Citi MileUp World Elite MC American Airlines 70,200 FNBO Amtrak Guest Rewards World MC 140,910 Chase CSP / CFU Signature Visa UR 106,963 Chase IHG Premier World Elite MC 66,310 Chase Hyatt Visa Signature 2000 BofA Customized Cash Rewards Visa (3% Travel) $5.97 Citi Double Cash World Elite MC (2% CB / TYP) 21,679 Citi Premier World Elite MC Thank You Points 36,623 Choice Privileges Visa Signature 348,814 WF Active Cash Signature Visa (2% CB) $89.29 Shopping Portals and Apps / Stacking Opportunities: DOSH (CB) $2.34 Rakuten Amex MR Earning. Pays out quarterly. Points Pending: 2243 Fetch Rewards (GC) 34,717 Points Ibotta (CB or GC) $0.25 Upside (CB or GC) $4.99 CoinOut (CB or GC) $17.55 Payce (CB) $7.55 Receipt Hog (CB or GC) 4266 Coins Receipt Jar (GC) 3914 Points Receipt Pal (GC) 9005 Points Shell Fuel Rewards (Earning AA Miles 2miles/gal.) Starbucks / Delta SkyMiles (Earn 1 SkyMile for every $1 spent at Starbucks) AA Simply Miles Airline / Hotel Dining and Shopping Portals
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