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SURFJ9009

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  • Content Count

    675
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About SURFJ9009

  • Birthday 03/17/1977

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Profile Information

  • Location
    See that big puddle at the Infiniti dealership by the G35 6MT's ?.......that's me standing by it,.....................DROOLING!!!
  • Interests
    Repair bad CR's and maintain for life. And get a G35
  1. Been a while since I was in this game. Does anybody know if the 1-2 punch is still an effective intervention?
  2. Or maybe this is it: TITLE 15 > CHAPTER 41 > SUBCHAPTER I > Part A > § 1602 § 1602. Definitions and rules of construction(I) The term open end credit plan means a plan under which the creditor reasonably contemplates repeated transactions, which prescribes the terms of such transactions, and which provides for a finance charge which may be computed from time to time on the outstanding unpaid balance. A credit plan which is an open end credit plan within the meaning of the preceding sentence is an open end credit plan even if credit information is verified from time to time. Thanks why chat!!! Your site was very helpful for me in years past, and I'll be using it again for the next short while!!! Glad to see your still maintaining the site
  3. With regard to the TILA, I'm searching for the specific wording that says credit cards are open accounts. Only thing that I can find is 15 U.S. Code § 1637 - Open end consumer credit plans. Is this the section you are referring to? I feel like I'm close but am still missing something.
  4. Called to join...was told that Merchant Marine are NOT eligible.
  5. Any idea if that would include a USCG licensed merchant marine Chief Engineer?
  6. Hey all. Quick question. What is the statute of limitations in Washington on credit cards? (HSBC Orchard and Merrick Hooters). And what works in Washington for the date of last activity, or does it go by the date of delinquency? I'm trying to research it now while I triage my reports. I knew these things many years ago when I fixed my credit the first time. Trying to buy a new home within the next year so I wanna get my CR fixed. I'll be doing as much research as I can, but I haven't been on here since maybe 2007 or 2008!!! So does anybody know? Or know what section of law or other references I should specifically read and understand when firing off my SOL/time barred letters? I don't just want to go by what I USED to know because I am sure something has changed. Thanks all for the help.
  7. REALLY? WANNA POST YOUR LINK 4 ME?
  8. THANKS FOR ALL YOUR INPUT SO FAR, BUT..... I AM LOOKING FOR THOSE IN WASHINGTON TO APPLY ONLY. THANKS THOUGH. AND YES, I LOOKED AT CREDITPULLS, BUT IT IS OUTDATED.
  9. I LIVE IN WASHINGTON STATE. I HAVE A PERFECT TU REPORT, AND WAS RECENTLY A RECIPIENT OF A $4000 HOOTERS CARD. I WOULD LIKE TO GET ANOTHER CARD THAT PULLS TU FOR SURE, WITH NO EXCEPTIONS. CAN SOMEBODY ADD INPUT HERE PLZ?
  10. I send them a copy of my DL everytime I send them a letter to dispute something. You should just send it, there is no reason not to at this point.
  11. NOW THAT IS THE QUESTION OF THE DAY. THAT IS ONE HELL OF A SCORE. I CAN JUST IMAGINE MY GARAGE ..... STACKED!!!!!!!
  12. i GOT AN E-MAIL FROM TEM OFFERING THE SERVICE I HAVE NOW FOR 14.99 INSTEAD OF 7$ FROM WALMART. i THOUGHT THEY MAY REQIURE AN INCREASE, BUT I IGNORED IT AND I AM STILL GETTING NEW REPORTS EVERYDAY. I KNOW THEY ARE NEW BECAUSE I JUST PULLED MINE AN HOTTERS JUST SHOWED UP ON MY EXP.
  13. How do you word your CLI? I'm never sure exactly what I should say to "sell" it. Is the first person you talk to the person whoa pproves it or does she transfer you? I called them yesterday and found out I'm approved, but she claimed she didn't have access to my CL or which tier card I am getting (I really don't like AF cards.) BUMPING THIS QUESTION. I AM WONDERING WHAT THE BEST WAY IS TO GET A CLI AT ACTIVATION TOO.
  14. I agree with your point, and I respect your input to this site. I just do not appreciate the way you worded your comments earlier. Nuff said.

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