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Does BofA report business default to personal credit
shifter replied to theGman's topic in Credit Forum
They start reporting at 30DL not when charged off. As I indicated, if they haven't reported yet, there's no reason to believe they will start now. -
StarkRaven$ reacted to a post in a topic: shifter's Rebuilding Thread
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StarkRaven$ reacted to a post in a topic: shifter's Rebuilding Thread
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MP80 reacted to a post in a topic: How would you sequence these 3 apps? 4 apps?
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Sounds like poor planning then.
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theGman reacted to a post in a topic: Does BofA report business default to personal credit
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Memberlicious! If you have someone on the phone you can ask them what the max available is and then ask for that. The problem with some CUs is you ask for $50k when they max out at $30k or whatever and they just decline you because they can't provide the limit you want.
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I forgot I was also eligible for a CLI request on the Costco. $27k -> $33.5k
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TheVig reacted to a post in a topic: Comenity AAA Signature Visa Card Pre-Approved
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MP80 reacted to a post in a topic: shifter's Rebuilding Thread
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CLI day with Citi DC: $28k -> $33k Wife DC: $26.5k -> $31.5k
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Fraudulent Rental Vehicle Damage transferred to Collection Agency
shifter replied to phyregold's topic in Credit Forum
They admitted they don't report to any CRAs. There are many CAs like this. It doesn't matter what the OP does, they won't ever report. Or course if the OP ignores it, that doesn't mean they won't transfer the debt to someone else who may report. -
They use EQ for CCs and TU for auto loans IME.
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Who is this? This is your quickest way to eliminate the problem. You need to escalate this to their highest office.
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Do store cards have same per card utilization hits re: FICO?
shifter replied to kayvebear's topic in Credit Forum
Under 69.5% should cause minimal FICO impact. -
Does BofA report business default to personal credit
shifter replied to theGman's topic in Credit Forum
Well, typically they report once a card goes delinquent. But if you are at 180 days it's been delinquent for months. Have they not reported yet? -
3x I believe is still the max. If you request over something like $50k they might require a 4506-T for a look at your tax transcripts.
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StarkRaven$ reacted to a post in a topic: US BANK and thier 1990's technology
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Just realized that the Cash+ 5% is limited to $2k per QUARTER. I spend way more than that on cell phone/TV/internet/streaming and I can't take advantage. That's ridiculously low. That's only $20 bonus cash back per month compared to my standard 2% card. Almost not even worth the hassle to have the extra card...
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No need to bother with that bottom feeder for 6%. Flourish and Primis have the same with $1M cap or no cap respectively.
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Bluesie58 reacted to a post in a topic: Chargeoff question for Dispute
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shifter reacted to a post in a topic: Discover CLI at <6 months?
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hdporter reacted to a post in a topic: Chargeoff question for Dispute
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They can continue to update monthly.
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shifter reacted to a post in a topic: Auto Loan Collection
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What did your insurance say about how much they paid out? How much was owed on the loan originally? Sounds like maybe a case of something like $25k coverage limit not enough to cover a $70k SUV? What state are you in?