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Debt Consolidation, Counseling and Management

You're in debt and don't think you'll ever get out, maybe got some late payments, but are trying to work something out so you don't completely trash your credit. Discussion of Debt Management Programs, debt consolidation, settlement and consumer credit counseling programs.

632 topics in this forum

  1. How to settle

    By breeze,
    • 3 replies
    • 11,455 views

  2. "Hardship Program" Contact info for major CCs

    By byronm,
    • 35 replies
    • 45,366 views

  3. Welcome!

    By radi8,
    • 2 replies
    • 8,032 views

  4. Bankruptcy, walking away or CCCS, which is better?

    By radi8,
    • 1 reply
    • 14,249 views

  5. How can I calculate my estimated DMP payments?

    By radi8,
    • 0 replies
    • 13,087 views

  6. Credit Counseling Timeline

    By radi8,
    • 0 replies
    • 9,534 views

  7. Debt Settlement/Negotiation

    By radi8,
    • 0 replies
    • 12,994 views

  8. Top Ten signs you are dealing with a bad consolidation firm

    By radi8,
    • 0 replies
    • 9,225 views

  9. Debt Mangement Plans

    By radi8,
    • 0 replies
    • 10,963 views

  10. Amex closed ALL of my cards (3).

    By chuck700,
    • 12 replies
    • 177 views

  11. Consolidation loan with poor credit...impossible?

    By chuck700,
    • 1 reply
    • 13 views

  12. Looking for debt consolidation company in Texas

    By Heatherlbj,
    • 3 replies
    • 29 views

  13. How to settle collections

    By dragonboas,
    • 30 replies
    • 244 views

  14. Wise to get a Debt Consolidation Loan to Pay off Credit Cards

    By XxRaVeNxX,
    • 1 reply
    • 88 views

  15. Credit card debt

    By kristyjoy80,
    • 8 replies
    • 61 views

  16. Consolidating CC Debt - Forced to close CC??

    By HardD99,
    • 3 replies
    • 218 views

  17. Consolidate or Wait? Windfall of Cash

    By bakermommy822,
    • 0 replies
    • 199 views

  18. Citadel Document Solutions

    By lowlight79,
    • 6 replies
    • 1,383 views

  19. My get debt free plan

    By lweingart,
    • 3 replies
    • 334 views

  20. Home Equity Loan or Debt Management Company

    By overthelimit,
    • 4 replies
    • 339 views

  21. Consolidate or not?

    By DJ123,
    • 1 reply
    • 112 views

  22. Please Help! 20000+ debt

    By allofit,
    • 13 replies
    • 623 views

  23. Help! I need advise, we have it the wall!

    By ArizonaGirl,
    • 3 replies
    • 325 views

  24. Best CC for BT?

    By AdvoMommyof1,
    • 1 reply
    • 164 views

  25. 8400 in debt and horrible credit rating help

    By WhitneyBirch,
    • 6 replies
    • 511 views

  26. Fast Track Financial - Payment Saver Personal Loan Program

    By Need2improve,
    • 1 reply
    • 462 views

  27. Debt consolidation. Is it for me?

    By Bmrm145,
    • 1 reply
    • 332 views

  28. Paying off debt- where do we start?

    By mommateacher,
    • 6 replies
    • 589 views

  29. Getting back on my feet...landed 100k/yr job.

    By SirDapperDom,
    • 4 replies
    • 428 views

  30. Debt consolidation

    By richardbaker,
    • 1 reply
    • 691 views

  31. Hi... I'm Richard from Ontario...

    By richardbaker,
    • 0 replies
    • 199 views

  32. Advice Needed / auto payments made less than unknown raised Min/Reprted non payment

    By SFV 818,
    • 4 replies
    • 270 views

  33. Debt Management Plan

    By bozzburg,
    • 20 replies
    • 1,301 views

  34. Debt Consolidation Loan Advice

    By franknitty69,
    • 0 replies
    • 609 views

  35. My 30k credit cards was pay off!!! Ask me how ?

    By Colewhite1988,
    • 3 replies
    • 1,231 views

  36. 50K of Credit Card Debts - Should I choose Debt Consolidation Companies?

    By EricD,
    • 11 replies
    • 1,351 views

  37. Understand the legal, tax and credit consequences of debt settlement

    By Kat58,
    • 0 replies
    • 433 views

  38. Debt Settlement Program or Pay on my own?

    By hopingfor700,
    • 5 replies
    • 1,237 views

  39. Debt, New Homeowner and Foreclosure

    By Lavendar625,
    • 1 reply
    • 314 views

  40. Debts out of control... Can we come back or too late???

    By indeepandneedhelp,
    • 11 replies
    • 1,024 views

  41. Consolidating with mid 600 credit score

    By acmaddox0825,
    • 2 replies
    • 727 views

  42. Balance Transfers

    By CommCabinets,
    • 1 reply
    • 599 views

  43. The Best Personal/Debt Consolidation Loan Source

    By charlieoscar,
    • 6 replies
    • 1,517 views

  44. Debt Consolidation

    By Jasso20,
    • 1 reply
    • 614 views

  45. Goodwill Letter

    By Silverline,
    • 1 reply
    • 601 views

  46. 36K In Debt Advice Needed!!!

    By choppa02,
    • 5 replies
    • 870 views

  47. Using home equity vs debt consolidation loan to pay off cc

    By Adviceseeker2017,
    • 1 reply
    • 462 views

  48. Rental judgment and CT state laws

    By Bikingwater,
    • 5 replies
    • 354 views

  49. Debt Collector Calling my Family

    By JudahGirl12,
    • 0 replies
    • 430 views

  50. Which Should I Pay Off?

    By creditworthy01,
    • 2 replies
    • 595 views

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Since 2003, creditboards.com has helped thousands of people repair their credit, force abusive collection agents to follow the law, ensure proper reporting by credit reporting agencies, and provided financial education to help avoid the pitfalls that can lead to negative tradelines.

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