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The Lexus sport utility coffin has a maintenance appointment in mid-May.     This will be the one-year anniversary of its last service, and it won't even be halfway to the 5,000-mile service interval since last time.    

I'm going to use some creative license here, and double dip on this one thanks to the comma.     As a bonus, area code nerds (is there such a thing?) will see suburban San Diego and Killeen, Texas.

Our $25.00 state tax refund just posted to checking, just in time to be queued up with $26.00 in Bank of America spending rewards (2 Lowe's offers x $13.00) that recently hit our checking account.   The rest that's ready to go with our regular 5/1 payment includes:   The fixed extra sum we add to the payment every month (other retired mortgage/auto loan payments, permanently eliminated recurring expenses, and recurring net pay increases from every raise in salary we have both received since we started this accelerated repayment process);   Maid service fee for April for the Mud Hut.  Since this place is continuously inhabited I don't like it when it goes without being cleaned for this long, but this is not my domain.  TAD's lack of organizational skills resulted in the service being skipped this month, so I'm using the current hygiene deficit for our financial benefit (though the need for cleaning service is approaching crisis status, so it needs to be done STAT).   Maid service fee for April for our place in San Diego, which I intentionally skipped since I was barely there this month;   Interest that's been accumulating in our liquid savings accounts;   Tens of dollars that pile up in our Lending Club investment account every month. There are still a few days left this month, so there may still be an opportunity to squeeze in a few more dollars.    

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Every lender I have talked to, said they 100% will include AU accounts in DTI calculation.    From my experience, the AU account will stay on the report for at least a month after being terminated, and will show as “terminated”. So they would have to exclude that from DTI calculation but for a while at least, you won’t lose the account age.