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get.randy

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  1. The date on the card is your original member since date, but they will report as new accounts. Sent from my iPhone using Tapatalk
  2. This is just stupid. Why would I pass up 10,000 Amex MRs for the $2,000 I've spent on plane tickets MTD?!?
  3. My Amex Gold and Plat no longer have raised numbers. I'm hoping that the Bonvoy card they're sending out in June to replace my SPG will follow suit. Sent from my iPhone using Tapatalk
  4. Have you reached out to them?
  5. Call them and tell them your card is damaged, not lost, and that you'd like a replacement. The number will be the same, except for the 4 digit code and the expiration date.
  6. get.randy

    Score drop

    Stop looking at fake scores for starters. Buy your real FICO scores so you know where you stand.
  7. You say you have nothing reporting on your credit file in the last paragraph, but you say that you're disputing several items and inquiries in the opening paragraph. What items are you disputing? Why dispute inquiries? If they're legit, this can only come back and cause problems for you (fraud alerts, etc). The accts you're talking about applying for are not going to help you at all. You're far better off following your brother's advice of getting a 1-2 secured cards (w/ issuers who graduate automatically in less than 12 months) and put up the biggest deposit you can. Adding a few AUs would help as well if this is an option. How long did you have the auto loan for? Had it not already reported before you paid if off. I don't know that you'll get a big score boost by having a paid installment loan report.
  8. https://creditboards.com/forums/index.php?/topic/578670-a-couple-questions-for-the-chase-experts/
  9. The rules of this game are literally different for every city. As Mec said, your best bet is to pound the pavement and find out what works and doesn't work for you in your area.
  10. You took a hard pull to go from $60k to $10k?
  11. You're only 18, so there are additional items they must consider due to the CARD Act.
  12. Unfortunately Amex no longer backdates, but I'd still keep trying to get back in with them if I were you. They're one of my favorites in terms of rewards, and their customer service is top notch. Sent from my iPhone using Tapatalk
  13. I opened one about a month ago for the SUB. I"ll eventually combine it into my Cash Rewards card.
  14. That's worth $95 Sent from my iPhone using Tapatalk

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