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get.randy

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  1. Make sure you have a plan to meet all of the minimum spend requirements so you can get the SUBs.
  2. I was thinking the same thing. Aren't you paying interest from the moment you withdraw the money?
  3. If you have a card that you're carrying a balance on a promo BT, I would not recommend also using this card to make purchases. You lose your grace period on purchases, and you may wind up paying interest. You need to read the fine print to see how they allocate payments, as most will apply your payment to the BT balance, thus causing you to be charged interest on your purchases.
  4. No, because it's not close to factual information. Two minutes of simple research show that JPMorgan doesn't even own the boat. Clients of JPMorgan Asset Management are the owners. More to the point, I don't see how this post has anything to do with CreditBoards. I'll just leave the insults that you constantly hurl at people out of it.
  5. You need to bring your lease to an attorney.
  6. Amex AUs report as a new acct.
  7. Chase Freedom Unlimited $12,300. Looks like an EX pull. This was an offer I saw when I signed into my account online. I'm over 5/24.
  8. The date on the card is your original member since date, but they will report as new accounts. Sent from my iPhone using Tapatalk
  9. This is just stupid. Why would I pass up 10,000 Amex MRs for the $2,000 I've spent on plane tickets MTD?!?
  10. My Amex Gold and Plat no longer have raised numbers. I'm hoping that the Bonvoy card they're sending out in June to replace my SPG will follow suit. Sent from my iPhone using Tapatalk
  11. Have you reached out to them?
  12. Call them and tell them your card is damaged, not lost, and that you'd like a replacement. The number will be the same, except for the 4 digit code and the expiration date.
  13. get.randy

    Score drop

    Stop looking at fake scores for starters. Buy your real FICO scores so you know where you stand.
  14. You say you have nothing reporting on your credit file in the last paragraph, but you say that you're disputing several items and inquiries in the opening paragraph. What items are you disputing? Why dispute inquiries? If they're legit, this can only come back and cause problems for you (fraud alerts, etc). The accts you're talking about applying for are not going to help you at all. You're far better off following your brother's advice of getting a 1-2 secured cards (w/ issuers who graduate automatically in less than 12 months) and put up the biggest deposit you can. Adding a few AUs would help as well if this is an option. How long did you have the auto loan for? Had it not already reported before you paid if off. I don't know that you'll get a big score boost by having a paid installment loan report.

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