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get.randy

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  1. I'm pretty sure Chase overlooks 5/24 status when they give you the preapprovals. I got both a Freedom and Freedom Unlimited through preapprovals I noticed on their website. I was well over 5/24 when I got them.
  2. You missed two payments recently for the account to be noted 60 days late. Do you remember having any late payments in the past?
  3. How long are your CCs on 0% interest? When those offers expire, will the interest rate be greater than the 16% on the personal loan?
  4. #thefting Sent from my iPhone using Tapatalk
  5. Did you know the judgment existed? They can usually be renewed for several years. Interest accrues the whole time as well. I'm sure they're going to stick w/ the garnishment as they're sure they'll get the money.
  6. Who wouldn't pay $16.22 to get a $25.00 GC?!?
  7. Does your husband have any cards that he could add you as an AU?
  8. Do you have any open, positive tradelines on your report? I'm guessing you have something as you have scores. I'd think carefully about applying for cards at this point. Don't apply for something just to get a tradeline and score boost. Only apply for cards that you want and will use. I'd skip store cards at this point. Having said that, applying for 3 cards now may not be a bad idea. After 6 months, and hoepfully a few CLIs, you can think about adding more (if you find some that you want and will use).
  9. I bought a golf shirt on sale. My net cost was just under $20 after Ebates.
  10. Can you increase the deposit (and thus the credit limit) on your current card? Who is the issuer? You should also open 2 more cards.
  11. The only way to know for sure is to apply. Amex doesn't seem to pull for most if still on the BL. Sent from my iPhone using Tapatalk
  12. I think SCM is Super Credit Man. Search for one of his old threads.
  13. Permanently glued Sent from my iPhone using Tapatalk
  14. I just got mine too. Does anyone know if they're issuing all cards non embossed with the number on the back now? If so, I'd get my others replaced. The flat cards are much more wallet friendly. Sent from my iPhone using Tapatalk

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