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get.randy

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  1. I've only used this for myself so far, but I'm curious to hear the outcome. Does FHR require the room to be paid for w/ the Plat upon check in?
  2. get.randy

    Wells fargo propel american express

    Yes, this card is issued by Wells Fargo. Sent from my iPhone using Tapatalk
  3. They can approve for less. Sent from my iPhone using Tapatalk
  4. You can't transfer the limit on your Amex until after the 13th statement cuts. They'll let you move all but $500 of the limit and then you close the card. You can do the limit move on their website and then call to close or close via chat. Sent from my iPhone using Tapatalk
  5. get.randy

    Plan to Upgrade Credit Card Quality to Premier Cards

    Don't let Discover be the card that reports $2. I believe they will credit your acct and report $0. Needs to be $3 for them.
  6. get.randy

    Rebuilding Credit HELP

    You won't get history w/ an Amex AU. It will report as a new acct.
  7. get.randy

    Single 30-day late from 3/2014- worth removal?

    Every creditor I've ever had requires you to opt in to receiving electronic statements.
  8. That's the whole point of becoming a CU member - to use their products. Sent from my iPhone using Tapatalk
  9. You don't need to write the checks to access the account. Just use your debit card, and if the amount of the charge is more than your checking balance, it will draw from the NavChek automatically. You could also do an ACH transfer from your NFCU checking to another bank and it would do the same thing.
  10. get.randy

    Plan to Upgrade Credit Card Quality to Premier Cards

    In my opinion, some issuers might be balk at the idea of approving someone recently out of BK7 that is revolving balances again. You should hold off on apps and CLI requests until your UT is down to the $3 trick. Also, why do you have a secured loan from NFCU? If you have it just to have an installment loan reporting, you don't need it as you have auto loans. If it's for another purpose, I'd wait until you pay it off due to my reasoning above. Sent from my iPhone using Tapatalk
  11. get.randy

    What to pay off first?

    Pay off the larger loan and save yourself some interest expense. Sent from my iPhone using Tapatalk
  12. get.randy

    Should I have my wife skip getting a secured card?

    I would answer the Citi card question w/ the same year that you added her as an AU. Speaking of AUs, I would remove her from any accts that you're currently revolving a balance as those aren't helping her.
  13. get.randy

    Amex retention

    I agree completely. I can easily justify the fee for this card because of the benefits included. Being a regular Uber rider and airport passenger helps. Sent from my iPhone using Tapatalk
  14. get.randy

    Sapphire Points if paid before statement date?

    So then you're carrying a balance on your CU card?
  15. get.randy

    Sapphire Points if paid before statement date?

    When are you paying the balance? Sent from my iPhone using Tapatalk

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