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hegemony

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About hegemony

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    Area Man
  • Birthday March 3

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  • Location
    terra firma

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  1. SMH APPROVING BANK: Bethpage FCU BUREAU PULLED: Experian CREDIT SCORE: 737 SOFT PULL/HARD PULL: Hard Pull CUSTOMER STATE OF RESIDENCE: Georgia NEW/USED: New YEAR OF VEHICLE: 2019 MAKE: Ford MODEL: F150 XLT Sport 4x4 MILEAGE: 181 FINANCE/LEASE: Finance PURCHASE PRICE: 46,500 AMOUNT OF LOAN: 43,500 TERM CONTRACTED: 96 APR/LEASE RATE: 4.34 MONTHLY PAYMENT: 541 ANNUAL INCOME: 60,000 DEBT TO INCOME RATIO: 22%
  2. YMMV... I haven't been approved for a new card as there are no new cards that interest me. A lot of people seem to be working on CLI instead.
  3. unless it is a matter of paying off a few very small balances, paying highest APR is the smart way to go and feelings be damned.
  4. IDK I haven't used mine in almost a year. thanks for the reminder to cloae them.
  5. https://www.marketwatch.com/story/why-its-time-to-cut-millennials-some-slack-for-being-financially-dependent-on-their-parents-2019-07-16?mod=personal-finance no comment
  6. the 4% rule is stupid and designed to line to pockets of financial services firms. It also reinforces the idea people need to leave a "legacy" for brats that should learn their own way in the world instead of waiting for mom and dad to die.
  7. FWIW, barclayscard has given the same type of choice to most of its VP and up back office folks in Vegas... move to a new state or get laid off at the end of 2019...
  8. can you offer more details on the type of debt and how old it is?
  9. https://www.usatoday.com/story/money/2019/07/17/what-wealthy-its-not-necessarily-becoming-millionaire/1744408001/
  10. today's hsbc doesn't even have records of the sold accounts... in fact most of the nut-counting numbers crunchers from back then have moved on to barclayscard and elsewhere. the only hsbc card that interests me is premier WEMC but I'm too lazy to open a premier account. congrats!
  11. good news except for the wealth effect that may encourage overspending https://www.bloomberg.com/news/articles/2019-07-17/close-to-40-of-u-s-homes-are-free-and-clear-of-a-mortgage?srnd=premium

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