Jump to content

Please consider disabling your adblocker for CreditBoards if you have not already done so.  This site depends on advertising revenue to stay online.


  • Content Count

  • Joined


About hegemony

  • Rank
    Area Man
  • Birthday March 3

Contact Methods

  • Website URL
  • ICQ

Profile Information

  • Location
    terra firma

Recent Profile Visitors

7,352 profile views
  1. I had never heard about the fastest Citroën. I always thought they were the turtle of the car world. These Cars Might Be Ugly, But They’re Still a Blast to Drive
  2. X1, the smartest credit card ever made, raises $12 million $12 million?? doesn't sound like much??
  3. Second place goes to Alliant Credit Union (1/14/2021 1:14 PM)
  4. you should ask the mods to edit your post if that is your real MD and reference codes (the BCZ...) (and even the amount). have you spoken with a mortgage broker? Some may not require small collections to be paid depending on the mortgage program you are applying for. Also, IIRC small medical collections are not scored for most versions of FICO (my memory is not 100% on this so double check). The four major CRAs won't care about a letter provided by the consumer from a CA. The CRAs will go by what the data furnisher provides them . I would not trust a line in an email. So you have two related, issues here. The collection itself and how best to get it addressed and the mortgage. For the former, see WhyChat's guide and for the mortgage, remember that paying a collections will not necessarily improve your FICO scores but you will probably have to pay it to be approved. But without feedback from a mortgage professional, you are just guessing that paying it is both needed and helpful. @cv91915can chime in with better advice than I can regarding the underwriting of a mortgage refi.
  5. I'll just add that Penfed sent an email a few days ago informing me my tax forms will be ready "soon"
  6. Siegfried Fischbacher, illusionist of Siegfried & Roy, dead at 81
  7. I'd be less worried about walmart screwing it up and more worried about robinhood THEFTING
  8. so they mailed you a check for your remaining balance? I think this is a great idea (writing a letter) to avoid the frustrations of dealing with CSRs that are paid read me a script about the wonderful 1% cashback Visa card.
  9. sounds like a smart move. On JPMR I've already gotten $60 (doordoosh) and $300 travel credit and I am getting the pusaton credit ($120 total) and my global entry needs renewing this year ($100) so I'll be at $580 before the value of UR, chase offers, and the (not very highly valued) United Club. Spouse has C$R and will max the doordoosh, travel, and pusaton credit but will need to hunt for additional bennies to offset the AF this year.
  10. I can't wait to learn DCU's process. I wonder if I'll have to fly to MA and ring my cow bell in the lobby of a branch?
  11. another one down... Christopher & Banks Corporation Voluntarily Files Chapter 11 Bankruptcy
  12. Upgrade launches checking accounts and debit cards

About Us

Since 2003, creditboards.com has helped thousands of people repair their credit, force abusive collection agents to follow the law, ensure proper reporting by credit reporting agencies, and provided financial education to help avoid the pitfalls that can lead to negative tradelines.
  • Create New...

Important Information