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MarvBear

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About MarvBear

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  • Birthday October 21

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    Sleeping in the Sun!

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  1. ^+ I just get the script from the Walmart Eye Doctor, And just sit down and order them online. They are actually a litttle less expensive than thru the store.
  2. Have you done any research on Loan to Value? Do you know your new prospective lender's way of calculating Loan To Value?
  3. Aything you can prove to the satisfaction of a credit analyst, would be to your favor if requested.
  4. Are you employed? Full Time, part time? Income on a GROSS MONTHLY basis Are you a SAHM? I'm positive your husband can be approved, the BK just needs to be discharged.
  5. Getting an installment loan The time you will have had the credit line and the manner in which you will have paid will be reflective in the credit file(s) used. I feel like I'm being asked an oblique question for which there is not proper answer, unless I am reading wrong.
  6. Welcome to Creditboards! We hope that you find what you're looking for here. Some helpful tips: Your post may not get a reply right away. Don't be discouraged, this is a very busy board. If it falls off of the first page, feel free to reply to your post yourself, with the word *bump* in the text. This will *bump* your post back up to the top of the board. If you haven't yet, take a peek at out Newbies Section. Everything that you need to know is in that forum, for the most part. It's a lot of reading, we know, but this credit stuff can have a steep learning curve. In no time, you'll be posting like the pros! If you find that someone is discourteous to you, use the REPORT button at the top right of every post - that will ensure that a moderator or admin looks at the post and decides if it is against the TOS. Off -topic posts should go in the General Forum. Again, welcome to the CreditBoards family! CB Admin: LKH, Pam, radi8, breeze & MarvBear
  7. 1st thing, you should use credit Karma to pick up dog poop in your yard. Totally Worthless. The others well, there are so many varieties of scoring algorithms . I know of more than 40+
  8. The mere acct of tendering an applicaiton for credit to a new credit grantor will not reset the SOL on your previous debt(s).
  9. Welcome to Creditboards! We hope that you find what you're looking for here. Some helpful tips: Your post may not get a reply right away. Don't be discouraged, this is a very busy board. If it falls off of the first page, feel free to reply to your post yourself, with the word *bump* in the text. This will *bump* your post back up to the top of the board. If you haven't yet, take a peek at out Newbies Section. Everything that you need to know is in that forum, for the most part. It's a lot of reading, we know, but this credit stuff can have a steep learning curve. In no time, you'll be posting like the pros! If you find that someone is discourteous to you, use the REPORT button at the top right of every post - that will ensure that a moderator or admin looks at the post and decides if it is against the TOS. Off -topic posts should go in the General Forum. Again, welcome to the CreditBoards family! CB Admin: LKH, Pam, radi8, breeze & MarvBear
  10. https://www.autodealertodaymagazine.com/358879/drivers-dont-trust-lane-centering-systems-iihs-finds?utm_source=email&utm_medium=enewsletter&utm_campaign=20191009-NL-ADT-Enews-BOBCD191003018&omdt=NL-ADT-Enews&omid=1000693576 No Paywall. ARLINGTON, Va. — Drivers remain skeptical about lane-centering systems, even though they are relatively confident in the performance of adaptive cruise control systems, according to recent research conducted by the Insurance Institute for Highway Safety.
  11. If a vehicle had a larger cash incentive than another similarly priced vehicle, then naturally the ultimate LTV should be less, and should result in a more favorable call.
  12. An Loan To Value factor is one of the biggest risk valuations, A high Loan To Value and a lower FICO score usually translate into higher APRs Oh and By the way Chrysler Capital, is now Santander Bank. They weigh every aspect of the transaction to determine their inhouse score. My rep told me Santander uses Vantage scores.
  13. Welcome to Creditboards! We hope that you find what you're looking for here. Some helpful tips: Your post may not get a reply right away. Don't be discouraged, this is a very busy board. If it falls off of the first page, feel free to reply to your post yourself, with the word *bump* in the text. This will *bump* your post back up to the top of the board. If you haven't yet, take a peek at out Newbies Section. Everything that you need to know is in that forum, for the most part. It's a lot of reading, we know, but this credit stuff can have a steep learning curve. In no time, you'll be posting like the pros! If you find that someone is discourteous to you, use the REPORT button at the top right of every post - that will ensure that a moderator or admin looks at the post and decides if it is against the TOS. Off -topic posts should go in the General Forum. Again, welcome to the CreditBoards family! CB Admin: LKH, Pam, radi8, breeze & MarvBear

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