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About MarvBear

  • Birthday October 21

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    Sleeping in the Sun!

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  1. Try this link for the Open Office file. It's being shared from my personal sources and I probably will not leave it up long. https://drive.google.com/file/d/1tB_r8fIXwykodBBGAD5eoa6Ul16YmM4y/view?usp=sharing Try this link for the Excel file, likewise shared from my personal sources and I probably will no leave it up long. https://drive.google.com/file/d/1FYEtiCa6M93kY6-TBWvlznwY83MX-rhY/view?usp=sharing Let me know if you can't download this way, please.
  2. How much was your last vehicle loan amount? And what was the payment? Why Chat can try and help you with medical problems.
  3. Do you think the APR charged should be based solely off of your auto enhanced Fico score with no other considerations?
  4. Welcome to Creditboards! We hope that you find what you're looking for here. Some helpful tips: Your post may not get a reply right away. Don't be discouraged, this is a very busy board. If it falls off of the first page, feel free to reply to your post yourself, with the word *bump* in the text. This will *bump* your post back up to the top of the board. If you haven't yet, take a peek at out Newbies Section. Everything that you need to know is in that forum, for the most part. It's a lot of reading, we know, but this credit stuff can have a steep learning curve. In no time, you'll be posting like the pros! If you find that someone is discourteous to you, use the REPORT button at the top right of every post - that will ensure that a moderator or admin looks at the post and decides if it is against the TOS. Off -topic posts should go in the General Forum. Again, welcome to the CreditBoards family! CB Admin: LKH, Pam, radi8, breeze & MarvBear
  5. Most automotive lending companies will charge a higher APR as the vehicle being purchased ages. Nothing more than an associated risk factor. Making a loan on a 6 years older vehicle is significantly riskier.
  6. When we transmit an application to American Honda Finance Company that is not a question asked that we need to answer.
  7. Both the Open Office and the Excel version are downloadable and are functional. Google docs will auto convert an Excel file to its own format. We haven't placed any restrictions on the availability of the file(s). You may have a problem with your browser or operating system setting.
  8. Any nitwit credit analyst looking at a credit file that contains an auto loan from 2006 that still shows a balance of ~$500.00 without any other critical information present doesn't know how to read a credit file. That loan has long since been PIF.
  9. Why you bump a 2-year-old post? Nobody would ever get my login information to any bank account I owned.
  10. Most lenders like an 80% LTV. Sent from my SM-N950U using Tapatalk
  11. Welcome to the board. It might help you to follow Why Chats' advice.
  12. I've had to do this before when nobody would listen to me. Kept saying sorry is too high. Sure enough it was and customer had to resign. If the apr is the only thing that changes the only number you really need to check is the total amount financed on the new contract. It Shou k d be exactly to the only the same as the old contract. Sent from my SM-N950U using Tapatalk

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