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About MarvBear

  • Birthday October 21

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  1. I looked for a lil bit, couldn't find it, My search kung fu is crappy.
  2. If even this matters every creditor has the ability to suppress a trade line so that it does not show nor calculate a FICO score if they so choose. However it WILL show to the consumer about which it is furnished on a snail mail copy of that cra's credit file. It would be easy to prove if that creditor were withholding information.
  3. Swingline: As one of the site owners, I, nor the rest of our staff will allow disrespect. Some of the most knowledgeable members of this forum have taken the time to respond to you at length. You may disagree with their commentary or advice, but had it been wrong, either I or staff would have made corrections. You don't have to like the information, you don't have to agree with it, you can simply ignore it. But nothing was offered to you with an intent to belittle you or deride you.
  4. hd: I like your sense of humor. You just ran afoul of a generation younger than either yours or mine.
  5. Wow/////////////////////////////////// Hunter you made me sneeze.
  6. I expect you are approvable. You should know by now, if you have followed this forum for any length of time, I always shy away from trying to predict an APR.
  7. What is the length of the terms this settlement shall pay till?
  8. Nope.......that status will no longer be used.
  9. REMINDER! Account Status 05 (Account transferred) to become obsolete for reporting Effective April 2022 As noted within Exhibit 4 (Account Status Codes) in the Credit Reporting Resource Guide (CRRG®) since 2020, Account Status 05 (Account Transferred) will become obsolete for reporting in April 2022. Refer to the Transferred category within Exhibit 6 for a list of Special Comment Codes that should be used instead of Account Status 05. Refer to Frequently Asked Question & Answer 46 for guidance on reporting transferred accounts, and to Frequently Asked Question & Answer 47 for guidance on reporting sold accounts. All guidance that relates to accounts being transferred or sold has previously been updated to advise that the Account Status should be reported as of the time of transfer or sale so no further updates will be made to existing CRRG® FAQs (46 & 47) as a result Account Status 05 being retired. The Metro 2® Task Force recommends that data furnishers transition away from reporting Account Status 05 as soon as possible. If there are any questions, please e-mail metro2info@cdiaonline.org. Thank you, CDIA and Metro 2® Task Force Metro 2® Webinar: Retirement of Account Status 05 (Transferred) Dec. 8, 2021 @ 2pm ET Join us Dec 8, 2021 for the Metro 2® Webinar: Retirement of Account Status 05 (Transferred). Developed in collaboration with the Metro 2® Format Task Force, which includes experienced representatives from Equifax, Experian, Innovis, and TransUnion, this webinar will discuss how accounts that are transferred internally or to a servicer should be reported, as reflected in the 2021 Credit Reporting Resource Guide®. The reporting of accurate data is an essential obligation of data furnishers under the Fair Credit Reporting Act. Account Status 05 will be retired for Credit Reporting in April 2022. Presented by Pat Dubie, Training Consultant at Consumer Data Industry Association, this webinar will focus on the following discussion topics as they pertain to transferred accounts: · Use of the L1 Segment to identify the Identification Number and/or Account Number Change · Use of Special Comment Codes to identify the “transferred’ condition · FAQ #46 Duration: 45 minutes Cost: $245 per registration (incl. up to 5 individual participants login) Your registration includes: · Access to the scheduled webinar and all handout materials · An audio re-play file of the event accessible online for up to one year, which can be shared internally with your team · Free download of the latest version of the Credit Reporting Resource Guide® (CRRG®) · The webinar is a single sign-on experience. Register Today! If you can't join us for one of the scheduled webinars, you may register for the on-demand replay of this event. The on-demand replay as well as the handout material will be emailed to you approximately 48 hours after the purchase. To view CDIA's Metro 2® attendance policy, please click here. Legal Disclaimer: CDIA's teleseminars are educational in nature and do not represent legal advice. If you need legal advice, consult an attorney in your jurisdiction.
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