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Please Read Before Posting - NEWBIES START HERE

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Stickies, Announcements, Newbie Guides, Basic Introductions, Posting Tips

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CB gets Press!

We're mentioned in the news-

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CreditBoards Success Stories

Share your success stories ! **read only** New threads must be added by admin

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What A Difference A Year Makes - last post by Ginnysaved32

Newbies Section

Beginners info and frequently requested topics

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News & Announcements

Credit-related news and articles; CB Announcements

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Credit Forum

Credit Reports, Collections, Credit Cards and related discussion

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The Master obsolete delete... - last post by whipped

Medical Billing & Medical Collections

NOT PAY FOR DELETE! Why Chat's HIPAA dispute method. May require repayment.

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Can't find form letter... - last post by Why Chat


Bankruptcy discussion

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Foreclosures/Loan Modifications

You're trying to get a modification, or you're being foreclosed?
While every lender, foreclosure and modification situation is different, this is a place to discuss and share your experiences.

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Mired in Bank of America bu... - last post by DeadMoneyDrew

Chexsystems Help

Discussion and help for consumers who have trouble getting a bank account.

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Certegy Denial - last post by CreditCuestions

Debt Consolidation, Counseling and Management

You're in debt and don't think you'll ever get out, maybe got some late payments, but are trying to work something out so you don't completely trash your credit. Discussion of Debt Management Programs, debt consolidation, settlement and consumer credit counseling programs.

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Help please not sure what t... - last post by Outdoorsy08

Military Credit

For the credit issues that are unique to our military members

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I and my husband already ha... - last post by Ginnysaved32

Canadian Credit

The unique challenges for our neighbors to the north.

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old credit card went into c... - last post by ThinkingCapital

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Discussion of mortgages, buying and selling a home, real estate investing

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First Time Home Buyer Looki... - last post by Brian B The Loan Professor

Automotive Financing

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Discussion of Automotive Financing

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Loan transfer for second car. - last post by BRBiz

Student Loans

Student loan resources and discussion

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Business Credit

Information on establishing business credit and creating a business credit score.

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Money Management

Discussion and tips on sound money management.

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VISA MC policies

Complaints, discussions and rants regarding perceived merchant violations of CCC policy

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What do you do when store p... - last post by AlanJ44

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Laws Laws Laws

FCRA, FDCPA and other credit-related laws

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Where can I Find?

Contact Info, Search sites, lists, locators, etc

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State Laws

  1. Misc State Info

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Debt Collector Hall of Shame

Collectors Caught in the Act

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Identity Theft

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CreditPulls Database

Want to know which CRA a creditor will pull? Check here! Don't forget to add your experiences as well!

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Databases and Reference

Reference Materials, contact information, CRA usage info, Misc Information

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Sample Letters

Examples for you to use and modify. Read-Only Forum.

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General Discussion

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General non-credit related discussions

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