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Please Read Before Posting - NEWBIES START HERE


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Stickies, Announcements, Newbie Guides, Basic Introductions, Posting Tips
THESE FORUMS ARE READ-ONLY.

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How you found creditboards - last post by breeze

CB gets Press!

We're mentioned in the news-

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Get a debt letter from USB... - last post by breeze

CreditBoards Success Stories

Share your success stories ! **read only** New threads must be added by admin

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From 400s to 800s. From... - last post by rebelshoplady

Newbies Section

Beginners info and frequently requested topics

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News & Announcements

Credit-related news and articles; CB Announcements

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Credit Forum

Credit Reports, Collections, Credit Cards and related discussion

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Is Email ever Ok instead of... - last post by breeze

Medical Billing & Medical Collections

NOT PAY FOR DELETE! Why Chat's HIPAA dispute method. May require repayment.

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Last medical collections wo... - last post by Shellybean23

Bankruptcy

Bankruptcy discussion

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Foreclosures/Loan Modifications

You're trying to get a modification, or you're being foreclosed?
While every lender, foreclosure and modification situation is different, this is a place to discuss and share your experiences.

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SOL Defense In NYC--Timelin... - last post by roman123

Chexsystems Help

Discussion and help for consumers who have trouble getting a bank account.

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Chime bank - last post by tmcgill

Debt Consolidation, Counseling and Management

You're in debt and don't think you'll ever get out, maybe got some late payments, but are trying to work something out so you don't completely trash your credit. Discussion of Debt Management Programs, debt consolidation, settlement and consumer credit counseling programs.

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Inquiries on Credit Records - last post by IH8SPM

Military Credit

For the credit issues that are unique to our military members

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VA Overpayment on Credit Re... - last post by ICANHASMUNY?

Canadian Credit

The unique challenges for our neighbors to the north.

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Hello Canada - last post by mec

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Mortgages

Discussion of mortgages, buying and selling a home, real estate investing

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Usda loan prep (need advise) - last post by HopefullyDebtFree

Automotive Financing


  1. Reading and Resources

Discussion of Automotive Financing

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Can you dispute inquiries i... - last post by mendelssohn

Student Loans

Student loan resources and discussion

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called the debt collector - last post by luckydriver

Business Credit

Information on establishing business credit and creating a business credit score.

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Recommended business cc tha... - last post by blake10

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Money Management

Discussion and tips on sound money management.

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When will the world see its... - last post by Burgerwars

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VISA MC policies

Complaints, discussions and rants regarding perceived merchant violations of CCC policy

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Is target debit card visa o... - last post by illusemycreditcard

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Laws Laws Laws

FCRA, FDCPA and other credit-related laws

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Where can I Find?

Contact Info, Search sites, lists, locators, etc

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CaseLaw

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State Laws


  1. Misc State Info

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Debt Collector Hall of Shame

Collectors Caught in the Act

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Identity Theft

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CreditPulls Database

Want to know which CRA a creditor will pull? Check here! Don't forget to add your experiences as well!

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Databases and Reference

Reference Materials, contact information, CRA usage info, Misc Information

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Sample Letters

Examples for you to use and modify. Read-Only Forum.

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General Discussion


  1. The Contests ,
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General non-credit related discussions

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So...now my daughter is int... - last post by iH8cra

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