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Please Read Before Posting - NEWBIES START HERE

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Stickies, Announcements, Newbie Guides, Basic Introductions, Posting Tips

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CB gets Press!

We're mentioned in the news-

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CreditBoards Success Stories

Share your success stories ! **read only** New threads must be added by admin

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Hello Kitty's success s... - last post by ciahardy

Newbies Section

Beginners info and frequently requested topics

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News & Announcements

Credit-related news and articles; CB Announcements

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Credit Forum

Credit Reports, Collections, Credit Cards and related discussion

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Capital One Weirdness! - last post by deanmartini

Medical Billing & Medical Collections

Discussion of medical billing issues and collections centering around Why Chat's HIPAA method of dispute. This includes repaying the amount owed.

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Starting WhyChat method, a... - last post by wishfulthinking


Bankruptcy discussion

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Foreclosures/Loan Modifications

You're trying to get a modification, or you're being foreclosed?
While every lender, foreclosure and modification situation is different, this is a place to discuss and share your experiences.

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How Loan Mod reports? - last post by mrss35

Chexsystems Help

Discussion and help for consumers who have trouble getting a bank account.

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2 new-ish Chex/EWS entries,... - last post by mindovermoney

Debt Consolidation, Counseling and Management

You're in debt and don't think you'll ever get out, maybe got some late payments, but are trying to work something out so you don't completely trash your credit. Discussion of Debt Management Programs, debt consolidation, settlement and consumer credit counseling programs.

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Debt settlement - is it wor... - last post by Sandscrit

Military Credit

For the credit issues that are unique to our military members

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AAFES/Transworld Systems, I... - last post by ICANHASMUNY?

Canadian Credit

The unique challenges for our neighbors to the north.

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Canadian debt collection la... - last post by ICANHASMUNY?

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Discussion of mortgages, buying and selling a home, real estate investing

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Florida mortgage,any incent... - last post by Nihil

Automotive Financing

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Discussion of Automotive Financing

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Which open-to-all credit un... - last post by MarvBear

Student Loans

Student loan resources and discussion

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Business Credit

Information on establishing business credit and creating a business credit score.

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Business credit building fr... - last post by BRBiz

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Money Management

Discussion and tips on sound money management.

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Shop Via our Links

Shop via the CB links

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Special Offers - last post by TaraD

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VISA MC policies

Complaints, discussions and rants regarding perceived merchant violations of CCC policy

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What do you do when store p... - last post by InsultComicDog

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Laws Laws Laws

FCRA, FDCPA and other credit-related laws

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Where can I Find?

Contact Info, Search sites, lists, locators, etc

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State Laws

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Debt Collector Hall of Shame

Collectors Caught in the Act

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Identity Theft

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CreditPulls Database

Want to know which CRA a creditor will pull? Check here! Don't forget to add your experiences as well!

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Databases and Reference

Reference Materials, contact information, CRA usage info, Misc Information

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Sample Letters

Examples for you to use and modify

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Now a link to politicsfirst.com

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General Discussion

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General non-credit related discussions

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