Is Cap 1 on Crack? 50K Limits?

[casemodgod]

 

So tempted, they've bumped me from 2k to 4k on Platinum and 7500 to 8500 on my Venture One

in the past month.

 

So I know we're in good standings with each other. 15-20K? with 700's across the board?

 

At this point though I'm starting to feel like Ron1.

 

I still got a pending Citi AA app, maybe I should hit this before I finish that since that pulls already

done anyway, and the card won't show up yet.

 

Decisions.

 

I thought about it, gonna hold off, I got minimum spend on Ink I still have to satisfy. My monthly

spend overall is about 3-4k, so I wouldn't reasonably satisfy both at the same time, I'd lose out on

rewards. I'll wait 30 days

Hi,

Did Citi approve your app?

 

Gotta send in the paperwork, I been buried with work and just simply unable to do anything but work and sleep sadly enough.

I'm gonna send it out tomorrow though, gotta go to PO to pickup some stuff

[banditone]

I looked at the Cap one BT offers and it says in the FAQ that interest accrues as soon as the BT is processed. Does anyone see something different?

[TeflonCat]

 

 

So tempted, they've bumped me from 2k to 4k on Platinum and 7500 to 8500 on my Venture One

in the past month.

 

So I know we're in good standings with each other. 15-20K? with 700's across the board?

 

At this point though I'm starting to feel like Ron1.

 

I still got a pending Citi AA app, maybe I should hit this before I finish that since that pulls already

done anyway, and the card won't show up yet.

 

Decisions.

 

I thought about it, gonna hold off, I got minimum spend on Ink I still have to satisfy. My monthly

spend overall is about 3-4k, so I wouldn't reasonably satisfy both at the same time, I'd lose out on

rewards. I'll wait 30 days

Hi,

Did Citi approve your app?

 

Gotta send in the paperwork, I been buried with work and just simply unable to do anything but work and sleep sadly enough.

I'm gonna send it out tomorrow though, gotta go to PO to pickup some stuff

 

Oh ok cool. I got it a 2 weeks ago I like it I have not used it yet but will soon.

[cv91915]

I looked at the Cap one BT offers and it says in the FAQ that interest accrues as soon as the BT is processed. Does anyone see something different?

http://creditboards.com/forums/index.php?showtopic=539758&p=5241076

[mendelssohn]

 

I looked at the Cap one BT offers and it says in the FAQ that interest accrues as soon as the BT is processed. Does anyone see something different?

http://creditboards.com/forums/index.php?showtopic=539758&p=5241076

+1

[sk337sk337]

C1 increased me from 1k to 3k today with no pull. Pretty awesome.

[blueskies]

Fico 770, two previous inqs. TU pull 50k instant!

[variable]

just applied for Venture card, approved 15k....pulled all 3 reports

 

now I have capitol one credit steps at 5k CLI through EO

and quicksilver at 5k instant

now venture

plus I got an AMEX today.....im done

[cv91915]

To summarize the first 48 pages of this thread:

 

No, Capital One is not on crack, and 99.3% of you will not get a $50,000 limit.

[mendelssohn]

To summarize the first 48 pages of this thread:

 

No, Capital One is not on crack, and 99.3% of you will not get a $50,000 limit.

 

I'd hate to get a $50K Cap1 card because I'd feel like I have to keep it open and active. I don't have any use for their rewards cards at this point.

[cv91915]

 

To summarize the first 48 pages of this thread:

 

No, Capital One is not on crack, and 99.3% of you will not get a $50,000 limit.

 

I'd hate to get a $50K Cap1 card because I'd feel like I have to keep it open and active. I don't have any use for their rewards cards at this point.

 

 

From the vantage point of someone with a $35,000 PayPal Extras MasterCard, I'd concur.

[pinkrokkr]

Just an FYI... They're still at it. I pulled the trigger on a whim today (with my EX still frozen). HP on EQ and T for instant $15k approval (double my highest limit). Almost 5 years post BK7 with 1-2 IIB COs still showing. Scores in the 690s.

[AJAnderson]

I applied today and received an instant approval for $ 50,000, which is over twice the limit of any other card I have. My income is good, but I have a bankruptcy discharged in 2010. The BK still appears on all three reports. Scores in the 700-740 range.

[parisamour]

I applied today and received an instant approval for $ 50,000, which is over twice the limit of any other card I have. My income is good, but I have a bankruptcy discharged in 2010. The BK still appears on all three reports. Scores in the 700-740 range.

 

Sweet!

That's pretty impressive !!

[johnnyt6]

Let me add too... I got the V card a few weeks back.. 20k after VOI. However... 22.9% apr.. lol.. sock drawer!

[Danyael]

My brother told me about Venture cards and I was bored so I applied, I only got $15k... still, not bad for a sock drawer card.

[nateinva]

For those of you planning to just sock drawer this card I hope you at least get the sign up bonus. It's a free $460 in travel reimbursement.

 

For year 2, contact the EO before the AF is due and see if you can PC to the no fee Venture One....

[mrjuggalo9er]

For those of you planning to just sock drawer this card I hope you at least get the sign up bonus. It's a free $460 in travel reimbursement.

 

For year 2, contact the EO before the AF is due and see if you can PC to the no fee Venture One....

This is only two trips to target maximum

[computergal]

Wow I just got venture $15000 and v1 $7500. I was a little afraid this was another juniper.... I hope not. 2.5 out of bk also.

[1420Elexismc]

Applied for venture after getting approved for venture one and quicksilver about a month ago...got the 7-10 days(same with the other two) faxed in verification of identity. Called a couple times but they said it was still pending. Called Friday and was told I was approved, but the csr said they couldn't see my limit yet. Called again last night and got the same answer...guess I'll wait for the letter or email!

[PotO]

For those of you planning to just sock drawer this card I hope you at least get the sign up bonus. It's a free $460 in travel reimbursement.

For year 2, contact the EO before the AF is due and see if you can PC to the no fee Venture One....

Do they generally allow PC on this card?

Edited April 26, 2015 by PotO

[Konrad2012]

 

To summarize the first 48 pages of this thread:

 

No, Capital One is not on crack, and 99.3% of you will not get a $50,000 limit.

I'd hate to get a $50K Cap1 card because I'd feel like I have to keep it open and active. I don't have any use for their rewards cards at this point.

Spark Cash. True 2% cash back. Reports to personal, but so do all the other Cap One products.

[PotO]

App'd a few weeks ago and got the 7 - 10 day message. Got a call about a week after requesting verbal confirmation of physical home address as I used my DPO on the app. Instant approval, but they didn't know the limit.

 

Last week got the welcome letter and yesterday the card. $30k @ 12.9%.

 

$30k is a tad bit lower than my highest reporting limit. I expected better, but it could also have been worse.

 

Exact same scenario for wife.

 

I wonder just how they determine limits.

 

Does anybody know if CapOne has an overall maximum exposure on all their cards?

[1420Elexismc]

Finally got my welcome letter in the mail...approved for $10k...guess it's time to close credit one and Merrick!

[ubercat]

I mashed the luv button today, because my account has been open a year. 3300 limit - 2k CLI. Looks like it was an AR or soft - no hard pull.

 

Has the Cap1 luv button been popping off quicker than six months? Don't get me wrong, I'm into romance and stuff, but I'd rather just get after it...