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Everything posted by cv91915

  1. What's still true, though, is that inquiries don't matter. If they did, you wouldn't have a vacation home or a couple of new credit cards.
  2. Who else is going to jump in while Barclays is still ?
  3. Thanks. Now I regret not asking for $77,777.
  4. I got six emails from monitoring services almost immediately after I submitted the request, so they did a fresh pull. I just looked more closely now, and it was TU.
  5. Speaking of Chase and high limits... TAD just got approved for the Amazon Prime card, issued by Chase. Limit: $5,000. This is his only Chase card. We closed his Marriott card earlier this year (had been in the $60k range thanks to combos, but they cut the limit in half in a pandemic-fueled credit panic).
  6. Wells Fargo must not be spending much ad money with The Carma.
  7. Issued by Cross River Bank. Categories appear to be pretty broad. https://www.upgrade.com/upgrade-card/triple-cash/categories/
  8. Barclays Aviator Silver +$25,000 to $75,000 This is now my second-highest single-card limit.
  9. I can go pick it up at their house tomorrow. The annoying part is choosing the delivery address based on the delivery date that was estimated at the time of order, and then having it change this significantly. I should have had it shipped to the closest HD store, with my mother as the alternate pick-up person. That would have given me the most flexibility.
  10. You can try some of the "preselector" sites. https://www.creditcards.com/cardmatch/ , for example, may yield some offers. If you find a match using something like this, we're more than happy to offer our opinions on a card before you apply for it. There are a lot of garbage cards out there. At this point I would be looking for V/MC/AE cards from major issuers. You may not get their most exciting product now, but you may be able to PC a card you get today to something more useful down the road (vs. closing the card when it no longer provides you with any value).
  11. I don't see where they display a separate cash advance limit. This is what the transfer process looks like when I attempt to dump the proceeds into a savings account. There is no notation that suggests that I can't transfer the entire limit. I do not trust PennFedd's technology at all, so I was unwilling to click Continue to see what happens next.
  12. This item was estimated to arrive on 6/29 when I ordered it yesterday. I had it shipped to my parents' house since I don't know where I'll be next week. But it's arriving tomorrow, and there won't be anyone at my parents' house until Monday.
  13. Chase isn't going to waive interest. If you want to pay 50% of the balance and the rest over time, well, that's how credit cards work, so just do that. Note that rewards cards (I'm assuming this is the United Explorer) generally carry much higher interest rates than non-rewards cards. Can you open a 0% balance transfer card and park the balance there while you chip away at it?
  14. Decent person litmus test: Did you at least supply him with Flintstones Chewables?
  15. I've been broke. Really broke. My first employer out of college paid me with checks that bounced about 1/3 of the time. Sometimes two or three in a row. I eventually quit and temped for several months, and made almost nothing. At no point would I have switched banks to get one paycheck two days early. By contrast, responsible use of a credit card would defer many expenses for weeks at a time, whenever needed.
  16. I appreciate your optimism. I am predicting a decline for "not enough usage."
  17. I put in a CLI request at Barclays earlier today, and within about 20 seconds of submitting it I got six emails alerting me to the inquiry, from: Amex Capital One TrueIdentity Credit Sesame Kredit Carma WalletHub
  18. Except it only helps one time, which is why it's such a joke. For this to have appeal, you'd also have to lack a basic understanding of how calendars work.
  19. I asked for +$25,000 to $75,000. Request credit line increase Your reference number is XXXXXXX. A decision regarding your request will be made within 48 hours. A letter regarding the decision will be mailed to the address we have on file for you within 10 business days.
  20. Once upon a time there was only the Freedom. Then the Freedom Unlimited (FU) came out, so shorthand for the original Freedom became F5.
  21. If you don't already have the F5, then the Flex is a decent card for when the stars align and the categories are useful.
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