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ubercat

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Everything posted by ubercat

  1. Nice limit Sidey! Hey, use a search engine outside of the CB site and look up "force mid cycle reporting" and you'll find some older gimmicks that might just work for you. I remember a few of the apaches around here would go hard on a spree and follow up with the mid-cycle reporting gimmick. I never tried it because I was usually happy with a spree as it stood. Search return from CB: "I called last month and it took 30 seconds on the phone. Took another 30 hours to see it on reports. I told them I needed the score bump for a mortgage app. Used the number on the back of card." GL!
  2. I have the same one. Good to know. I'm gunna carry it more often. ...again, I hope everything has worked out for you and the emm-are-ess.
  3. Wow. I hope everything is working out for you. Have you sold your story to the company who makes the par that LITERALLY saved your life? BTW, who made that thing? Do you still have it?
  4. I believe most people are good at heart, but they're also really crap at organizing. Maybe we'll get our ess together someday...
  5. I wonder why stories like this are printed. This is how business is done now. If everyone was held to this standard we'd have far fewer million/billionaires. I could list a good number of corporations who behave exactly like this old con artist.
  6. Look at those scores! Holy crap! You aint ever been about messing around! Congratulations. You totally deserve it!
  7. Raccoon on your bread truck. Sounds like a crazy sex move. Maybe like the-beast-with-two-backs, but at a high rate of speed?
  8. This weekend a closed loan started reporting on my otherwise clean report (TU) and hit me for 71 points. The loan was opened in the summer of 1985, and reported as closed August 31 of this year. Fun stuff right? Gets better. I called around. Turns out the company reporting the 34 year old loan (of 300 dollars) did an update on their reporting systems, and they accidentally batched a butt load of old COs. Yup, you guess it right, the reporting entity is a Credit Union. I managed to get carbon copied on internal email that is currently being traded between the Asset Recovery Team and the underwriters. The first sentence of the first email reads, "[Name Redacted] called in and his credit was affected due to the update that we, the Credit Union installed back in August of this year." So, they apparently are going to batch repair what they broke at the end of the week. I guess it could be worse. Folks, this is why you need at least three credit cards. Crap like this can pop up out of LITERALLY nowhere. JDBers can pull the legs out from underneath you, costing you approvals, APR, etc... I got off easy, I guess. It's a pain in the ass. I dunno. I feel like I want to respond with something other than a calm disposition and a few jokes.
  9. I'm absolutely shocked that a beat-up, jet trash attention whore would resort to credit card fraud to support a spending addiction. Flabbergasted.
  10. Yeah. I bet you ten bucks you're wrong by the end of the year.
  11. Where eat? Tell food story. Benny's? Are you kidding me?
  12. USB gives out the C+ with an eyedropper. That's their flagship card, and they're tight-gripped with it.
  13. Trusting an Ex to have your best interests in mind is absolute folly.
  14. For the love of Mike, in which dystopian nightmare is booze not considered essential?
  15. Cute. I love the assumption that the middle class is populated by 60% of consumers with wealth starting at $0.00. The chart should clearly illustrate a housing shortage, but no...
  16. Yeah, you tip the guy. He effectively moved your dead Grand Pappy, and thanked you for it. Tip enough for a 12 pack. Trust me, that's the sweet spot.
  17. It's a CU, so there's a ton of different ways they could have screwed it up.
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