TeeSharice

Mercedes Benz Finance Corp Pulled TransUnion only Score 746 Rate: 4.99%

the only thing that goes on that card in Verizon cell phone payments... they can close it for all I care

NAHHH I work from home in my PJs instead of commuting & wearing suits

Synch got me..... I had a limit of $21K.... Balance of $1100... decreased my limit to $1200.... PIF and to the freezer it goes.... never late, blah blah blah... The did similar last year to my Verizon & Sam's card and in 6 months gave me CLI back to or near to original limit.... Time will tell on this one

got similar message from Neiman Marcus....Its hard for me to use these cards because I dont shop like I used to....

Synchrony did that to my Sams Club card back in March 2024- cut my limit to less than $100 of my current balance- I PIF and almost closed it but stuck it in the sock drawer. In June/July they raised it back to within $500 of original limit These creditors make no sense

https://www.wsj.com/finance/banking/jpmorgan-in-talks-with-apple-to-take-over-credit-card-from-goldman-67b24d14 “The team at JPMorgan negotiating the deal wants to pay less than the full face value of the roughly $17 billion in outstanding balances in the Apple credit-card program…Apple has both subprime exposure and terms associated with its current program that could be costly to take on for any issuer…JPMorgan also wants to do away with…Apple’s requirement that all cardholders receive their statement at the beginning of the month”

thats more effort than i wish to put in... Also, I have the Amazon store card (synchrony) as well as the Amazon Visa/mc (Chase) Closing not often used card makes sense for ME

US Bank Visa/MC Target TD Bank Visa/MC It was PAINFUL (psychologically) but I did it.... rotating cards to keep from being closed by issuer for non-usage is a PITA... Gonna close a few more in 3-6 months... Scores currently about 760 with high Util on 2 CU cards... When I pay those down Im gonna close 3 more cards.... I planned on closing Ann Taylor store card & Comenity Caesars Visa but when I called, they gave me CLI so they get to stay around a bit... I work from Home since Covid....dont shop even 10% as much as I used to....Plan on retiring in Aug 2025.... Plan to buy 1 more new car and refi my house before then....I should be in a good place unless Life does its life-ing thing....

Sync lowered both my Verizon & Sams Club card in Feb 2024. Last month I Got a CLI on VZ card almost back to original limit- I only use it pay pay my cell bill and PIF every month I got a CLI on Sam's... still not at original limit but since I closed my Sams Club membership I wasnt caring much UNTIL this month when I was informed that my Walmart card ( that gets LOTS of use) will become a Cap1 Visa/MC....It was originally a Sync Card. I forgot what company will now issue WM store cards

my Lowes has been at $17k for 10+ years my husband has a Lowes $24K

I defaulted on HD years ago... thought Id be on Citi's blacklist. In May I applied, instant approval for $5k. Called and said I needed more because I was installing a fence- pulled another Hard but gave me $25k total - #winning

its probably some rebranded version of a cruddy payday loan company

i got this yesterday too- I know nothing about Bread Financial except they are related to Comenity?

Immediately file suit against the company and all of their aliases...