StantheMan

To be fair the great majority of individuals who frequent casinos don’t have a gambling problem and this is the target audience for this card. The same can be said for a Target or Walmart card. Are there shopaholics who will be irresponsible? Of course however these cards are intended for the overwhelmingly prudent customers.

Disregard my last post. The car dealer will get paid monthly but will lose in essence by giving free financing.

Correct me if I’m mistaken. If one could actually get a loan at 5 or 6% why not let’s say buy a car and put down 5 to 10k and put the loan in a high yield savings account on top of the amount already on deposit. Use the account as collateral for the purchase. Wouldn’t you actually be virtually getting an almost free loan?

Me too, when I lived in LA my family would go to Vegas on a vacation. Me and my siblings would get a kick seeing the giant thermometer in Baker. We stayed at the Frontier since the rooms were comped.

Anyone who goes with those terms should be declared insane.

To be blunt, very rarely.

Like many things one man’s meat is another’s poison. I have two Synchrony cards, the Verizon is actually an excellent card if you use Verizon and Cathay Pacific if you fly them frequently which I do. Use them and pay in full and you can rack up nice bonuses. Just don’t apply unless you actually take full advantage of them and make only a few choices.

Since it wasn’t reporting to any CRA you should have waited it out unless there was legal action being taken against you.

I requested validation from Debt Collector and received a copy of the statement (a recent one). What should be my response if any?

The ones who work in cellular stores are salespeople who get paid through commission. UR brother was probably giving lip service. Always call customer service where everything is recorded.

Makes sense but CK does “guarantee” you will be approved by applying without any mention of credit bureau access or $50. Again I completely understand where you’re coming from but unable to access a file is in effect a denial.

Maybe a silly question. What if I freeze a bureau right before I apply for one of those $50 guaranteed acceptance and get declined for that reason would I get the $50?

Call 866-617-1894, you will get Costa Rica. Ask to speak with a supervisor in the USA. They will transfer you.

I’ve rented cars at least a 100 times. Not only do I photo the car upon return but take one of the employee who takes possession of it with keys in hand, they never object.