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Glacier

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About Glacier

  • Birthday 03/15/1964

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  • Location
    Illinois

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  1. You may get more views if you post in the Main Credit Forum.
  2. Glacier

    Refinancing

    When I refinanced, the lender that I used, required me to fund my escrow (No option to roll into the loan, and I would not have done that anyway), with a balance approximate to what the balance of the escrow was with my original lender. Once the original lender received full payment of the mortgage, the original lender sent me a check for the escrow balance I had with them. The balance of the escrow was not transferable between lenders.
  3. If you keep for a rental, most lenders usually require 2 years of rental income for that to be counted as income for your DTI, so look to see if current income could support the 2 mortgages.
  4. Mine was a 1973 Chevy 3/4 Ton pick up.
  5. I have been using ESET for years privately with no issues.
  6. We had one last Friday and sadly a repeat again today. It is obvious some start very early in the day. Considering our policy of not going back to work, or currently working after/while having an adult beverage, I'm sure if they spy on the webex, there may be some discipline.
  7. When I went to finance a new Civic in 2013, with 20% down, I was 3 years post discharge, with a 668 score, and Honda said no, due to the BK. Not no to the special rate, but just no.
  8. We switched to Teams last year. No one is happy with it.
  9. I have one of those, and just love it!!
  10. Not sure about the stores, but for home office layoffs there are no more severance packages.
  11. Not sure about credit wise, but since neither house has been rented for over 2 years, you may not be able to use rental income as income when calculating DTI, so adding a new mortgage may be difficult that way.
  12. Since you are wanting to pay your mortgage off early, you should add the amount of the interest to your principle payment each month. Ask WF how.
  13. How to handle depends on Type of Creditor; When was Date of First Delinquency and never Caught Up, what is SOL for your state?
  14. I have used Cars.com; AutoTrader and even used KBB and Edmunds to receive offer from Dealer. Right now I am considering selling a car via Carvana, as it appears to offer the most $$$. Of course until the money is in hand, I won't know for sure.
  15. Happened to me one as well. Mentioned it when I went to pick them up, and found out the eye place I go to will match certain online retailers. In my case Walmart is the only one who sells my lenses (they are a specialty), so spending a few minutes to print out the prices usually saves me $300 a year. My prescription never has a rebate, as it are only made by one company.

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