Glacier

I have a card from Discount Tire, I think it is called Car Credit, that can be used at Gas Stations, and Discount Tire. There may be some rewards on gas, I am not certain.

Have you attempted to use another broker? Each broker may have different fees and costs. Also, rates are based upon the perceived creditworthiness of the borrower, so rates cannot be arbitrarily lowered. Also, are you applying for a special mortgage program? What "government standards" do you need to meet?

It is now Wednesday. Any update?

Citi Double Cash - Approved $4k. FICO 702, BK7 in 2010., but I did not BK on Citi.

The amount has likely increased due to late charges and interest. Does Hunter Warfield own the debt, or are they just the collection agency? Is all the information reporting correct?

Maybe ask an Admin to move this to the main credit forum for more views. However, your plan of attack would depend on who owns the debt at that time, and who the letter was from.

I believe he would have to refinance into is name only. Does the divorce decree mention he needed to do that?

Flat

A typical HELOC does not require you to use the entire amount. It is a line of credit, where you can apply for the $10K and use the $5K to fix your issue. Then you only pay interest on the $5k balance. Similar to credit cards.

$4,500 increase, instant. From $20,500 ===>>> $25,000. My largest CL at the moment.

Cartoon

Homer

Dunkin

Crunch

When Beanie Babies were popular, I made a profit of $25,000 on them. Fortunately, I saw the decline coming, and got out while ahead.