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wingwalker reacted to a post in a topic: Bill sent to collections while on payment plan. How to proceed?
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wingwalker reacted to a post in a topic: TikTok money guru mocked for “fraudulent” credit card advice
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wingwalker reacted to a post in a topic: Banks Are Closing Customer Accounts With Little (Like None) Explanation
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wingwalker reacted to a post in a topic: Paying a Credit Card Online from a Savings Account
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wingwalker reacted to a post in a topic: Paying a Credit Card Online from a Savings Account
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wingwalker reacted to a post in a topic: Paying a Credit Card Online from a Savings Account
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wingwalker reacted to a post in a topic: Can hospitals report to credit bureaus?
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wingwalker reacted to a post in a topic: Equifax credit report help
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wingwalker reacted to a post in a topic: Threatening Letter from Fidelity Legal Group
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wingwalker reacted to a post in a topic: Threatening Letter from Fidelity Legal Group
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wingwalker started following Threatening Letter from Fidelity Legal Group
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Threatening Letter from Fidelity Legal Group
wingwalker replied to Tryin2GetItRight's topic in Credit Forum
I received a couple of these letters, too. Stashed in a drawer. -
hegemony reacted to a post in a topic: people suck
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MP80 reacted to a post in a topic: 60k in debt and unemployed
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60k in debt and unemployed
wingwalker replied to Nijjah25's topic in Debt Consolidation, Counseling and Management
I'm so sorry for the stress you're under. Perhaps this will help: Cap 1 and BOA will reduce your payments to $0. BOA does it for a several-month stretch, so give them a call ASAP and have them set it up. With a $0 minimum payment (check your account after your BOA statement cuts to confirm that it "took"), you won't have any lates and you'll preserve precious unemployment dollars. With Cap 1, they'll reduce your minimum payment to $0 (they have this option on the automated phone system), but you need to call before your due date to avoid any late fees. They'll waive the late fees, but it's best not to cut it too close. You can call every month to request a $0 minimum. I hope that helps! I don't know about the other cards, but given that California was just knocked back to more a restrictive reopening schedule, I would think that they do. Take care, and don't forget to breathe! 💛 -
NorCalR1 reacted to a post in a topic: Economy Watch Thread
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Which ties in with the recent news in the Bay Area that many tech employees who are currently working from home are eyeing real estate in the Tahoe area. Not that it's cheap, but probably a bit less expensive than SF and the Peninsula.
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hegemony reacted to a post in a topic: Economy Watch Thread
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LOL! And true! My family is my destination Although I've gotten very fond of Double Daves, Taco Cabana (now all the way out in Bryan), Aggie baseball, and 100K people rocking a football stadium! 👍
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Every time I go from northern Cal. to B/CS, I daydream about buying gas... I'd love to know what's happening with the premium gas price, though.
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NorCalR1 reacted to a post in a topic: Economy Watch Thread
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I agree, NorCal. Loyal Sharks and Giants fan here too.
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RehabbingANDBlabbing reacted to a post in a topic: Dormant PayPal Credit accounts are coming back to haunt users—and hurt their credit scores
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Burgerwars reacted to a post in a topic: Dormant PayPal Credit accounts are coming back to haunt users—and hurt their credit scores
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smartlypretty reacted to a post in a topic: Dormant PayPal Credit accounts are coming back to haunt users—and hurt their credit scores
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hegemony reacted to a post in a topic: Dormant PayPal Credit accounts are coming back to haunt users—and hurt their credit scores
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hegemony reacted to a post in a topic: Dormant PayPal Credit accounts are coming back to haunt users—and hurt their credit scores
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Lending Standard to Relax for Bad Credit Borrowers
wingwalker replied to IndyPoolPlayer's topic in Credit Forum
I went to that dance. Took me about 10 years to mostly recover. -
When I saw this, I thought of you right away, Tess.
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Not a unicorn! My $300 starter card got to $10K (after numerous intermediate steps) in about 2-2.5 years (I don't remember). It's possible On edit: It's not $75K, but not bad...
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Thanks! I called yesterday, and it's gone. I guess someone noticed it was stale and zapped it.
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Just joined PENFED, how do I see my free EQ 09 score?
wingwalker replied to tireredsquare's topic in Credit Forum
In about the last year, Penfed has been pulling a SP on EQ the first Tuesday of the month, and that score shows up around the 1st of the next month. Once in a while (like this month, it seems), they'll skip updating it. Semi-random, it seems -
Thanks! Time to dispute once I get the report.