Credit Card "Pre-Selector" sites?

[nbipbm]

I was part of the Contour club. Results changed as of today, though.

Every time I do it, I only get that Contour card. It's funny because I have 57500 in credit with them already, yet they say I don't qualify for anything.

[MrDonivan]

I assume these Pre-Selector sites only work if you are "opted-IN"???

[cleancredit2004]

I think you have to be opted-IN.....I'm opted out and never get pre-qualified, only recommendations.

[bajan]

Who are US Bank softing offers? I'm guessing it's EQ because I don't see any softs on TU or EX

[terrig]

I've only been getting US Bank Flex Card as recommended .. today that popped up as well as Harley Davidson and Club Carlson Visa

[loops77]

I think you have to be opted-IN.....I'm opted out and never get pre-qualified, only recommendations.

 

I'm opted out and I got a pre-approval for Credit One. I don't have a score as my secured card isn't reporting yet...and I only have one baddie on Experian now.

 

I'm tempted to take it if it reports quickly...but I actually want a chance at prime cards this summer. Any advice?

[SmellyMonkey]

If those sites are doing soft pulls, wouldn't they then help with B*?

 

Cute: only thing I got was an offer for a debit card through US Bank

Edited March 26, 2014 by SmellyMonkey

[casemodgod]

If those sites are doing soft pulls, wouldn't they then help with B*?

 

Cute: only thing I got was an offer for a debit card through US Bank

I don't think so, they show up as promotional offers, which I think are disregarded in B*

[Jordan0542]

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Is that US Bank's version of pre-approval? I didn't get the Contour at least

[shifter]

no, that's just an ad.

[memin]

I'm guessing this is not a pre-approval?

 

Edited April 25, 2014 by memin

[memin]

This might answer the question someone had earlier...

 

[NewbietoFinance]

Somehow this seems highly unlikely...

 

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[jry0423]

I did Barclay and got congratulations you're preselected for aspiring prime rewards or something to that effect. Pre-selected is NOT pre-approved, right?

[TheDrewbert]

So if the Chase pre-selector gave me 3 cards and said "You are pre-qualified for the following offers" that means I should be good? I was offered Slate, Freedom, and Saphire Preferred.... the SP would be my likely choice.

[Beautyandcredit]

I recently did the Chase preselector and had two cards in my selection. Mine had the "opt out language" included in the preselect info. I was approved.

[FromGoodtoGreat]

I recently did the Chase preselector and had two cards in my selection. Mine had the "opt out language" included in the preselect info. I was approved.

Who did they pull and what was your score?

[Beautyandcredit]

They pulled TU as well as EX. My TU was 674 or close to it and EX 669. This is my first prime $4800 limit after I called to verify info. My highest limit was $5000 Care Credit other than that, I have $750 Barclays that I got approved for in June. I still had 2 negs at the time more than 4 years old.

[mac9999]

What is the Barclays backdoor line phone #?

[cv91915]

I'm guessing this is not a pre-approval?

 

No, that's a flaming turd.

[nysbadmk8]

Chase pre selector had the freedom selected for me with a 150 bonus on a 500 spend.. Ex was frozen. I said screw it. Approved. I'm pretty shocked since they declined a pg'ed biz card a few weeks ago.. ok anyways. Back to pretending to garden.

Edited July 22, 2014 by nysbadmk8

[cv91915]

Back to pretending to garden.

 

No bronze spade for you.

[nysbadmk8]

 

Back to pretending to garden.

 

No bronze spade for you.

 

 

 

They wouldn't even give me a dam seedling if I wanted it.

[seattle]

Approved $1000 Guess we all have to start or rebuild some where lol... Got it today after going through the links here. Never had a Discover Card Till Today..

 

 

Edited August 7, 2014 by seattle