mendelssohn's road to 760+

[moneypyts]

Have you tried the "Ask for an APR reduction, get a SP CLI" method with Barclays card?

http://ficoforums.myfico.com/t5/Credit-Card-Applications/The-BarclayCard-CLI-Soft-Pull-thread/td-p/3854097/highlight/false

 

I got $3K on each of my 2 cards using this method.

 

I kinda suspect that with 1 card, I'd have gotten a single $3K increase, and with 3 cards I'd have gotten 3 $3K increases. (Seems consistent with various reports of Barclays SP CLIs, I can't name any links).

 

So, if you're aspiring for Credit Pimpdom, you might leave that Barclays Rewards MasterCard in hopes of occasional SP CLIs.

Food for thought,

MP

[mendelssohn]

Have you tried the "Ask for an APR reduction, get a SP CLI" method with Barclays card?

http://ficoforums.myfico.com/t5/Credit-Card-Applications/The-BarclayCard-CLI-Soft-Pull-thread/td-p/3854097/highlight/false

 

I got $3K on each of my 2 cards using this method.

 

I kinda suspect that with 1 card, I'd have gotten a single $3K increase, and with 3 cards I'd have gotten 3 $3K increases. (Seems consistent with various reports of Barclays SP CLIs, I can't name any links).

 

So, if you're aspiring for Credit Pimpdom, you might leave that Barclays Rewards MasterCard in hopes of occasional SP CLIs.

 

Food for thought,

MP

I did try that and was successful with the Rewards MC only.

 

I'm also closing it because I want to open other cards.

 

CP is a goal of mine, but I don't intend to rush to get there.

[NoPresetSnarkLimit]

 

Have you tried the "Ask for an APR reduction, get a SP CLI" method with Barclays card? http://ficoforums.myfico.com/t5/Credit-Card-Applications/The-BarclayCard-CLI-Soft-Pull-thread/td-p/3854097/highlight/false

 

I got $3K on each of my 2 cards using this method.

 

I kinda suspect that with 1 card, I'd have gotten a single $3K increase, and with 3 cards I'd have gotten 3 $3K increases. (Seems consistent with various reports of Barclays SP CLIs, I can't name any links).

 

So, if you're aspiring for Credit Pimpdom, you might leave that Barclays Rewards MasterCard in hopes of occasional SP CLIs.

Food for thought,

MP

I did try that and was successful with the Rewards MC only.

I'm also closing it because I want to open other cards.

CP is a goal of mine, but I don't intend to rush to get there.

Tried this Friday, 'twas a bust.

Factors I believe that caused failure:

Aviator is in their system as not activated, mailed not received yet.

Sallie Mae was on last day of 0%, couldn't lower rate from 0, said to call back.

SM is 1 year old, Aviator is 8 months old.

Will try again.

[mendelssohn]

 

 

Have you tried the "Ask for an APR reduction, get a SP CLI" method with Barclays card? http://ficoforums.myfico.com/t5/Credit-Card-Applications/The-BarclayCard-CLI-Soft-Pull-thread/td-p/3854097/highlight/false

 

I got $3K on each of my 2 cards using this method.

 

I kinda suspect that with 1 card, I'd have gotten a single $3K increase, and with 3 cards I'd have gotten 3 $3K increases. (Seems consistent with various reports of Barclays SP CLIs, I can't name any links).

 

So, if you're aspiring for Credit Pimpdom, you might leave that Barclays Rewards MasterCard in hopes of occasional SP CLIs.

Food for thought,

MP

I did try that and was successful with the Rewards MC only.

I'm also closing it because I want to open other cards.

CP is a goal of mine, but I don't intend to rush to get there.

Tried this Friday, 'twas a bust.

Factors I believe that caused failure:

Aviator is in their system as not activated, mailed not received yet.

Sallie Mae was on last day of 0%, couldn't lower rate from 0, said to call back.

SM is 1 year old, Aviator is 8 months old.

Will try again.

 

 

Definitely try again. I'm going to run my M&M up to 80%+ of the limit a few times and see if I can get a CLI from that.

[mendelssohn]

I just applied for Global Entry and paid with my Amex Business Platinum. I'm going to try to get the most out of my 11 months with this card, and the AF of $450 was definitely worth it.

 

So far:

 

$200 in AA GCs

$100 Global Entry application credit

I signed up for Priority Pass

There is an Amex Centurion Lounge at DFW

I will hit the bonus spend for the other 50K of the 150K MR points today

 

Next year, I will get another $200 in AA GCs, so even the cash aspect of this card covers the $450 AF.

[Cappy]

I just applied for Global Entry and paid with my Amex Business Platinum. I'm going to try to get the most out of my 11 months with this card, and the AF of $450 was definitely worth it.

 

So far:

 

$200 in AA GCs

$100 Global Entry application credit

I signed up for Priority Pass

There is an Amex Centurion Lounge at DFW

I will hit the bonus spend for the other 50K of the 150K MR points today

 

Next year, I will get another $200 in AA GCs, so even the cash aspect of this card covers the $450 AF.

What is Priority Pass?

 

I know Global Entry is good for 5 years.

[mendelssohn]

 

I just applied for Global Entry and paid with my Amex Business Platinum. I'm going to try to get the most out of my 11 months with this card, and the AF of $450 was definitely worth it.

 

So far:

 

$200 in AA GCs

$100 Global Entry application credit

I signed up for Priority Pass

There is an Amex Centurion Lounge at DFW

I will hit the bonus spend for the other 50K of the 150K MR points today

 

Next year, I will get another $200 in AA GCs, so even the cash aspect of this card covers the $450 AF.

What is Priority Pass?

 

I know Global Entry is good for 5 years.

An airline lounge program.

 

Yes, I knew that.

[mendelssohn]

I just applied for Global Entry and paid with my Amex Business Platinum. I'm going to try to get the most out of my 11 months with this card, and the AF of $450 was definitely worth it.

 

So far:

 

$200 in AA GCs

$100 Global Entry application credit

I signed up for Priority Pass

There is an Amex Centurion Lounge at DFW

I will hit the bonus spend for the other 50K of the 150K MR points today

 

Next year, I will get another $200 in AA GCs, so even the cash aspect of this card covers the $450 AF.

I forgot to add that I also have SPG Gold status now. I'll be getting that anyway from $30K on my SPG this year.

[RussInGotham]

Have you seen FT's New Platinum Card: To-Do List thread?

[mendelssohn]

Have you seen FT's New Platinum Card: To-Do List thread?

I hadn't. I've done the most valuable stuff already, but there are a few things left to do.

[mendelssohn]

I just closed my Chase United Mileage Plus Visa and moved the entire $6500 limit to my CSP, and I also moved $500 from my Freedom to my CSP.

 

Before:

CSP $12K

United $6.5K

Freedom $5.5K

 

After:

CSP $19K

Freedom $5K

 

There was no need to keep $500 on the donor card, and the donor card was less than a year old. They did soft TU before approving the transfer.

 

My Current Tradelines:

 

$xx,xxx Amex Premier Rewards Gold (2/14->2/92)

$35,000 Lowe's (2/14)

$25,000 Fidelity Amex (11/14)

$25,000 NFCU Flagship Rewards Visa (6/13)

$21,050 Barclays Miles & More MC (10/14)

$19,000 Chase Sapphire Preferred Visa (7/14)

$15,000 NFCU CLOC (6/13)

$15,000 Walmart (6/13)

$13,500 Discover it (2/14)

$7,500 Cap One Quicksilver Visa (3/12)

$5,000 Chase Freedom Visa (2/14)

$5,000 DCU Platinum Visa (7/12)

$5,000 Nordstrom Visa (10/14)

$4,800 Citi Platinum Select AAdvantage MC (7/14)

$3,050 Barclays Rewards MC (6/13)

$3,000 Amex Starwood Preferred Guest (9/14->9/92)

$1,000 Amex Hilton HHonors (11/14->11/92)

 

Total Limits: $201,900

Average Limit: $12,619

 

 

Not included above:

 

$7,000 Citi Business Platinum AAdvantage

$3,000 Amex Starwood Preferred Guest Business

$xx,xxx Amex Business Gold Rewards

$xx,xxx Amex Business Platinum

[mendelssohn]

Somehow I shorted my total limits by $1K.

My Current Tradelines:

$xx,xxx Amex Premier Rewards Gold (2/14->2/92)
$35,000 Lowe's (2/14)
$25,000 Fidelity Amex (11/14)
$25,000 NFCU Flagship Rewards Visa (6/13)
$21,050 Barclays Miles & More MC (10/14)
$19,000 Chase Sapphire Preferred Visa (7/14)
$15,000 NFCU CLOC (6/13)
$15,000 Walmart (6/13)
$13,500 Discover it (2/14)
$7,500 Cap One Quicksilver Visa (3/12)
$5,000 Chase Freedom Visa (2/14)
$5,000 DCU Platinum Visa (7/12)
$5,000 Nordstrom Visa (10/14)
$4,800 Citi Platinum Select AAdvantage MC (7/14)
$3,050 Barclays Rewards MC (6/13)
$3,000 Amex Starwood Preferred Guest (9/14->9/92)
$1,000 Amex Hilton HHonors (11/14->11/92)

Total Limits: $202,900
Average Limit: $12,681


Not included above:

$7,000 Citi Business Platinum AAdvantage
$3,000 Amex Starwood Preferred Guest Business
$xx,xxx Amex Business Gold Rewards
$xx,xxx Amex Business Platinum

Edited June 18, 2015 by mendelssohn

[cv91915]

[NoPresetSnarkLimit]

Maths is hard, just started a Statistics class, not loving it.

[AnnMichele]

Maths is hard, just started a Statistics class, not loving it.

How old are you?

 

hahahaha.

[mendelssohn]

I forgot to edit my Chase Freedom CLI on my spreadsheet.

[NoPresetSnarkLimit]

 

 

Maths is hard, just started a Statistics class, not loving it.

 

How old are you?

I am at peak contribution, completing a Masters because I have free time, hence statistics.

[cv91915]

 

 

I forgot to edit my Chase Freedom CLI on my spreadsheet.

 

 

[TrevorHere]

Dang, thought Bob was back at first glance...

[Cappy]

Dang, thought Bob was back at first glance...

Still praying for him to come back sometime soon.

 

His presence is missed

[TrevorHere]

Yes, we miss Bob...his charts, knowledge, humor and all of his wonderful contributions. I have told him this...

[mendelssohn]

So today is a good day for rewards.

 

My United miles posted from my last statement, including the 10K bonus for hitting $25K spend. That card got me just over 90K miles and a nice CLI on my CSP.

 

My 2250 AA bonus miles from the eshopping portal promotion for spending $700 posted this morning.

 

The last transaction that put me over $20K spend on the Amex Business Platinum posted this morning, so the remaining 50K of the 150K bonus should post at any time.

 

[AnnMichele]

 

 

Maths is hard, just started a Statistics class, not loving it.

How old are you?

I am at peak contribution, completing a Masters because I have free time, hence statistics.

 

What a great way to tell me your age. I LOVE it!!

[Cappy]

Yes, we miss Bob...his charts, knowledge, humor and all of his wonderful contributions. I have told him this...

Do you think he will come back?

[Cappy]

So today is a good day for rewards.

 

My United miles posted from my last statement, including the 10K bonus for hitting $25K spend. That card got me just over 90K miles and a nice CLI on my CSP.

 

My 2250 AA bonus miles from the eshopping portal promotion for spending $700 posted this morning.

 

The last transaction that put me over $20K spend on the Amex Business Platinum posted this morning, so the remaining 50K of the 150K bonus should post at any time.

 

Congrats!

 

It seems like you would be able to achieve spending on a $100K 1 MIL Points bonus...

 

I'm quite surprised they don't have Mega Sign Up Bonuses for the higher tiers.

 

Obviously these people have money and don't need the Bonus no matter what the offer is, however, a $20,000 signup bonus would be exciting for anyone.