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  1. I googled the title of the article and was able to read it. Sounds like a close approximation to a money tree.
  2. 90K outstanding loan + 40K new loan. I think I'll hang onto the one I have that is paid off.
  3. From what I read, if Synch decides to sell the portfolio, Cap1 will ultimately offer (or has offered) a price to take over the portfolio that takes into account current loss ratios. If the offer falls below fair market value, WMT has to pay Synch the difference. Which may be why WMT recently sued Synch.
  4. I'm surprised Synch is still issuing Walmart Mastercards as they will be out of the picture in 6 or 7 months. Unless they are planning to re-issue generic Mastercards once the Walmart connection is severed.
  5. chicagorich

    Should I convert Sears store card to mastercard?

    This wasn't an offer to convert the Sears Mastercard. Citi decided to upgrade my mother's regular Sears card to a Sear MC about 6 months ago. She has been getting offers since the upgrade every quarter, but the 10% gas/groceries/restaurant is pretty lucrative I think, as long as it lasts. Eventually, Citi will move those cards to something not as bountiful.
  6. chicagorich

    Should I convert Sears store card to mastercard?

    Old thread, but my mother has the Sears MC (recently converted by Citi) and they offered 10% back on gas, goceries and restaurants for 2018 Q4 and have now extended that offer for 2019 Q1. That's a pretty nice payout if you have that card.
  7. chicagorich

    Next Best Bank/CU to Switch to?

    Don't foget the cross collateralization not uncommon with credit unions. Make sure they'll give you the title to the car eventually.
  8. chicagorich

    Free TrustedID Going Away?

    I got the same email.
  9. chicagorich

    Walmart Sues Synchrony Financial

    Article seems to suggest that increases in the number of co-branded Walmart cards coincided with the increase in loan losses.
  10. chicagorich

    Walmart Sues Synchrony Financial

    I don't consider myself a devotee, but there are some things I get at WMT that my local TGT stopped carrying (mostly toiletry type stuff).
  11. chicagorich

    Walmart Sues Synchrony Financial

  12. My mother has a Sears Mastercard--she gets these types of promotions also--some extra cash back fr stuff not bought at Sears. It seems weird. She got a new card last week and I helped her activate it--shows the open date as 1965. A 53 year old tradeline!!
  13. When I think of USAA, I think of their commercials with military guys. For that demographic, I see USAA customers paying household expenses, car payments, etc and having a couple of direct deposits a month. I don't see that demographic transferring $5K or other large amounts in/out multiple times like jellybeans, while not doing much actual banking with USAA. So your transactions set you apart from what USAA sees in their typical customer demographic. Now, what USAA does with that information...
  14. chicagorich

    What did you get in the email today?

    Why would a company that sells kitchen ware encourage card holders not to use their kitchens?

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