Combining Cards Help

[CKB750]

Which Cards are best to combine and gives you higher limits? I'm also looking to combine my Freedom,BOA and Barclays..

[lilyflower]

Well first off we need more info on what you have since you mentioned 3 different banks

 

 

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[shifter]

the 3 banks you mentioned all combine.

 

but you need more than 1 card from each of them to combine them...

[Buy49Get1Free]

I did that. Now I've got a FreeBoaClays card.

[CKB750]

Ok, I already have BOA Platinum Cash Rewards,Chase Freedom and Barclays Apple Rewards.. And I'm thinking about Chase Sapphire,BOA Cash Rewards Visa Sig or BOA Travel Rewards (I want a Visa Sig from BOA) and Barclays I'm not sure which one for a second card. Thanks

[mfarmer]

From what I've read here and elsewhere, it appears BOA will combine cards / limits. I'll find out shortly as I have a Bank of America Cash Rewards Platinum Visa and just was approved for a BOA Cash Rewards Signature Visa

[Cappy]

From what I've read here and elsewhere, it appears BOA will combine cards / limits. I'll find out shortly as I have a Bank of America Cash Rewards Platinum Visa and just was approved for a BOA Cash Rewards Signature Visa

BOA does combine

[mendelssohn]

From what I've read here and elsewhere, it appears BOA will combine cards / limits. I'll find out shortly as I have a Bank of America Cash Rewards Platinum Visa and just was approved for a BOA Cash Rewards Signature Visa

 

Yes, they do. I've done it myself.

 

https://creditboards.com/forums/index.php?showtopic=524538

[mfarmer]

Thanks guys. Just waiting for my new card, then I'll combine and close out the Platinum - Signature offers a $200 for $500 spend and a lower APR for me.

[get.randy]

Thanks guys. Just waiting for my new card, then I'll combine and close out the Platinum - Signature offers a $200 for $500 spend and a lower APR for me.

 

How old is your platinum? You'd potentially be losing out by closing a seasoned acct in favor of a brand new one. Perhaps you could PC the platinum to something you'd rather have, and then combine any new cards into that one, keeping the oldest TL open.

[mfarmer]

Anyone know if PCing still gets you bonus? I'd love their travel card with 20k miles bonus...

[mec]

I doubt it.

 

I'd like to apply for both of those cards later this year and I'm thinking the 20k card first so it's a bit older when I close the + and transfer it's balances.

[mfarmer]

Just updating the thread for anyone searching in the future: BOA rep I reached was willing to "combine" my limits... but insisted on leaving $200 on the card to be closed... transferring the rest and stated she "had" to do a fresh HP to process this as an application for new credit.

 

So... I lose $200 of already established credit, close the older account, and take a HP hit (with potential decline)!? Er... no thanks. If I'm going to take the HP I'll just CLI the better of the 2 cards.

[Cappy]

I combined my limits with BOA with a soft recently.

[mfarmer]

Yes, I've heard other examples of no pull, sp and "we can't do that." Think it depends on the csr

[cv91915]

https://creditboards.com/forums/index.php?showtopic=524538

[mendelssohn]

I combined my limits with BOA with a soft recently.

Same here.

[dilligaf]

https://creditboards.com/forums/index.php?showtopic=524538

Wouldn't it be cool if there were a thread about this?

Anyone know if PCing still gets you bonus? I'd love their travel card with 20k miles bonus...

Very unlikely that you'll get a bonus.