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dilligaf

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Everything posted by dilligaf

  1. Oh, she is killing me now. We took turns leading for a long time. Funny thing is she couldn't tell you what her CL is.
  2. And, the one thing they won't tell you is that by using a CRO, the person loses all the rights afforded them by FACTA. Here is a good link explaining it: http://www.creditrep...do-for-you.html
  3. $4k more for DW Me 03/31/2015 - $1k 05/11/2015 - $3k 05/27/2015 - $3k 06/12/2015 - $3k 09/11/2015 - $500 12/11/2015 - $1.5k 02/11/2016 - $5k 04/29/2016 - $5k 07/29/2016 - $2k 12/23/2016 - $1k -> $31.6k DW 04/08/2015 - $1k 05/11/2015 - $1k 05/27/2015 - $1k 06/12/2015 - $1k 09/11/2015 - $1.5k 11/11/2015 - $1.5k 12/11/2015 - $1.5k 03/14/2016 - $1k 04/29/2016 - $3k 06/24/2016 - $1k 07/25/2016 - $5k 09/14/2016 - $1.5k 10/25/2016 - $1.5k 12/20/2016 - $4k 02/01/2016 - $4k -> $42k
  4. Interesting thread. But, I am confused. How is Experian "forcing you to give up your right to sue in court"?
  5. I couldn't tell you when I renewed my Sam's membership last. It has been a long time. I still have the card.
  6. How would I find that out? The CC used was Visa. What happened when you called the bank that issued the card and told them that after finding in your favor on a charge-back this merchant sent you to a collection agency? According to this article from Credit.com http://blog.credit.com/2015/06/think-you-won-your-credit-card-dispute-not-so-fast-118101/ Merchant agreements do not preclude the merchant from trying to collect the payment from the consumer.
  7. Mmmm k. Got one for me. Yay. Me 03/31/2015 - $1k 05/11/2015 - $3k 05/27/2015 - $3k 06/12/2015 - $3k 09/11/2015 - $500 12/11/2015 - $1.5k 02/11/2016 - $5k 04/29/2016 - $5k 07/29/2016 - $2k 12/23/2016 - $1k -> $31.6k DW 04/08/2015 - $1k 05/11/2015 - $1k 05/27/2015 - $1k 06/12/2015 - $1k 09/11/2015 - $1.5k 11/11/2015 - $1.5k 12/11/2015 - $1.5k 03/14/2016 - $1k 04/29/2016 - $3k 06/24/2016 - $1k 07/25/2016 - $5k 09/14/2016 - $1.5k 10/25/2016 - $1.5k 12/20/2016 - $4k -> $38k
  8. Only Visa and Amex right now. But, a couple on each one in the wallet.
  9. They still don't like me anymore. DW got $4k after a two day message. Me 03/31/2015 - $1k 05/11/2015 - $3k 05/27/2015 - $3k 06/12/2015 - $3k 09/11/2015 - $500 12/11/2015 - $1.5k 02/11/2016 - $5k 04/29/2016 - $5k 07/29/2016 - $2k -> $30.6k DW 04/08/2015 - $1k 05/11/2015 - $1k 05/27/2015 - $1k 06/12/2015 - $1k 09/11/2015 - $1.5k 11/11/2015 - $1.5k 12/11/2015 - $1.5k 03/14/2016 - $1k 04/29/2016 - $3k 06/24/2016 - $1k 07/25/2016 - $5k 09/14/2016 - $1.5k 10/25/2016 - $1.5k 12/20/2016 - $4k -> $38k
  10. Quite the assumptions you have. Those aren't assumptions. Those are evaluations based on the stories that were told.
  11. You have another option from above. Use your DL and DD214.
  12. I think mine was about two weeks. Have no idea why.
  13. Don't do that! https://www.army.mil/article/28452/photocopying-military-cac-ids-a-violation-of-federal-law
  14. Liver ain't ever given me an SP CLI!
  15. They have opened it up to more states ...
  16. +1000 Don't jump straight to a DV for a company you are currently doing business with. Mistakes happen. Pick up the phone.
  17. Dang. So can I contact my cc companies and take her off as an AU Sent from my iPhone using Tapatalk Yes. But, is age helping more than high balance? Depends on her overall profile.
  18. Raises hand...I was part of the OPM hack, so far nothing has happened, probably because my credit is so bad. Hey, silver lining, right? Data miners, making money off of my data annoys me to the point that I do whatever I can to limit my data exposure. Also in the OPM hack. Zero issues. But, I only know that because of my history and my time on CB!
  19. The number of CCs was not the OPs issue. Instead of limiting yourself to two cards, come up with a good way to remind yourself about due dates and such.

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