dilligaf

Oh, she is killing me now. We took turns leading for a long time. Funny thing is she couldn't tell you what her CL is.

And, the one thing they won't tell you is that by using a CRO, the person loses all the rights afforded them by FACTA. Here is a good link explaining it: http://www.creditrep...do-for-you.html

$4k more for DW Me 03/31/2015 - $1k 05/11/2015 - $3k 05/27/2015 - $3k 06/12/2015 - $3k 09/11/2015 - $500 12/11/2015 - $1.5k 02/11/2016 - $5k 04/29/2016 - $5k 07/29/2016 - $2k 12/23/2016 - $1k -> $31.6k DW 04/08/2015 - $1k 05/11/2015 - $1k 05/27/2015 - $1k 06/12/2015 - $1k 09/11/2015 - $1.5k 11/11/2015 - $1.5k 12/11/2015 - $1.5k 03/14/2016 - $1k 04/29/2016 - $3k 06/24/2016 - $1k 07/25/2016 - $5k 09/14/2016 - $1.5k 10/25/2016 - $1.5k 12/20/2016 - $4k 02/01/2016 - $4k -> $42k

Interesting thread. But, I am confused. How is Experian "forcing you to give up your right to sue in court"?

I couldn't tell you when I renewed my Sam's membership last. It has been a long time. I still have the card.

How would I find that out? The CC used was Visa. What happened when you called the bank that issued the card and told them that after finding in your favor on a charge-back this merchant sent you to a collection agency? According to this article from Credit.com http://blog.credit.com/2015/06/think-you-won-your-credit-card-dispute-not-so-fast-118101/ Merchant agreements do not preclude the merchant from trying to collect the payment from the consumer.

Marry your neighbor.

IDA

I am thinking about twice a day button mashing in 2017 😀

Mmmm k. Got one for me. Yay. Me 03/31/2015 - $1k 05/11/2015 - $3k 05/27/2015 - $3k 06/12/2015 - $3k 09/11/2015 - $500 12/11/2015 - $1.5k 02/11/2016 - $5k 04/29/2016 - $5k 07/29/2016 - $2k 12/23/2016 - $1k -> $31.6k DW 04/08/2015 - $1k 05/11/2015 - $1k 05/27/2015 - $1k 06/12/2015 - $1k 09/11/2015 - $1.5k 11/11/2015 - $1.5k 12/11/2015 - $1.5k 03/14/2016 - $1k 04/29/2016 - $3k 06/24/2016 - $1k 07/25/2016 - $5k 09/14/2016 - $1.5k 10/25/2016 - $1.5k 12/20/2016 - $4k -> $38k

Only Visa and Amex right now. But, a couple on each one in the wallet.

They still don't like me anymore. DW got $4k after a two day message. Me 03/31/2015 - $1k 05/11/2015 - $3k 05/27/2015 - $3k 06/12/2015 - $3k 09/11/2015 - $500 12/11/2015 - $1.5k 02/11/2016 - $5k 04/29/2016 - $5k 07/29/2016 - $2k -> $30.6k DW 04/08/2015 - $1k 05/11/2015 - $1k 05/27/2015 - $1k 06/12/2015 - $1k 09/11/2015 - $1.5k 11/11/2015 - $1.5k 12/11/2015 - $1.5k 03/14/2016 - $1k 04/29/2016 - $3k 06/24/2016 - $1k 07/25/2016 - $5k 09/14/2016 - $1.5k 10/25/2016 - $1.5k 12/20/2016 - $4k -> $38k

Quite the assumptions you have. Those aren't assumptions. Those are evaluations based on the stories that were told.

You have another option from above. Use your DL and DD214.