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dilligaf

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    State of Confusion
  1. Oh, she is killing me now. We took turns leading for a long time. Funny thing is she couldn't tell you what her CL is.
  2. And, the one thing they won't tell you is that by using a CRO, the person loses all the rights afforded them by FACTA. Here is a good link explaining it: http://www.creditrep...do-for-you.html
  3. $4k more for DW Me 03/31/2015 - $1k 05/11/2015 - $3k 05/27/2015 - $3k 06/12/2015 - $3k 09/11/2015 - $500 12/11/2015 - $1.5k 02/11/2016 - $5k 04/29/2016 - $5k 07/29/2016 - $2k 12/23/2016 - $1k -> $31.6k DW 04/08/2015 - $1k 05/11/2015 - $1k 05/27/2015 - $1k 06/12/2015 - $1k 09/11/2015 - $1.5k 11/11/2015 - $1.5k 12/11/2015 - $1.5k 03/14/2016 - $1k 04/29/2016 - $3k 06/24/2016 - $1k 07/25/2016 - $5k 09/14/2016 - $1.5k 10/25/2016 - $1.5k 12/20/2016 - $4k 02/01/2016 - $4k -> $42k
  4. Interesting thread. But, I am confused. How is Experian "forcing you to give up your right to sue in court"?
  5. I couldn't tell you when I renewed my Sam's membership last. It has been a long time. I still have the card.
  6. How would I find that out? The CC used was Visa. What happened when you called the bank that issued the card and told them that after finding in your favor on a charge-back this merchant sent you to a collection agency? According to this article from Credit.com http://blog.credit.com/2015/06/think-you-won-your-credit-card-dispute-not-so-fast-118101/ Merchant agreements do not preclude the merchant from trying to collect the payment from the consumer.
  7. Mmmm k. Got one for me. Yay. Me 03/31/2015 - $1k 05/11/2015 - $3k 05/27/2015 - $3k 06/12/2015 - $3k 09/11/2015 - $500 12/11/2015 - $1.5k 02/11/2016 - $5k 04/29/2016 - $5k 07/29/2016 - $2k 12/23/2016 - $1k -> $31.6k DW 04/08/2015 - $1k 05/11/2015 - $1k 05/27/2015 - $1k 06/12/2015 - $1k 09/11/2015 - $1.5k 11/11/2015 - $1.5k 12/11/2015 - $1.5k 03/14/2016 - $1k 04/29/2016 - $3k 06/24/2016 - $1k 07/25/2016 - $5k 09/14/2016 - $1.5k 10/25/2016 - $1.5k 12/20/2016 - $4k -> $38k
  8. Only Visa and Amex right now. But, a couple on each one in the wallet.
  9. They still don't like me anymore. DW got $4k after a two day message. Me 03/31/2015 - $1k 05/11/2015 - $3k 05/27/2015 - $3k 06/12/2015 - $3k 09/11/2015 - $500 12/11/2015 - $1.5k 02/11/2016 - $5k 04/29/2016 - $5k 07/29/2016 - $2k -> $30.6k DW 04/08/2015 - $1k 05/11/2015 - $1k 05/27/2015 - $1k 06/12/2015 - $1k 09/11/2015 - $1.5k 11/11/2015 - $1.5k 12/11/2015 - $1.5k 03/14/2016 - $1k 04/29/2016 - $3k 06/24/2016 - $1k 07/25/2016 - $5k 09/14/2016 - $1.5k 10/25/2016 - $1.5k 12/20/2016 - $4k -> $38k
  10. Quite the assumptions you have. Those aren't assumptions. Those are evaluations based on the stories that were told.
  11. You have another option from above. Use your DL and DD214.

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