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mec

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  1. mec

    Welcome New Members!

    ... Welcome to Credit Boards
  2. mec

    0.20833333333 is a long way away...

    I'll be at 0.20833 tomorrow, and at 0.1666 January 1st. I don't think it will be a Chase card when the next app goes down though.
  3. Looks like some of the SLH hotels have points values attached. Says they can be booked after Dec 6th. https://www.hyatt.com/promo/small-luxury-hotels-of-the-world?src=wohpartners_email_SLH-SLHWOH18-SOLO_NA_EN_20181129_maincta_M0107201014240706EN__G-535767792Q_H100000801960210535767792Q20181128VPAUS I'm seeing redemptions from 12-40k points per night... $0.015, $0.016, $0.022... hopefully the rest come online and offer some good values.
  4. I am usually pretty anal about monitoring transactions, but I suppose I was lulled into complacency. My mortgage company called me on ~ the 20th. I missed the call but logged into the website, then into Plastiq. The payment was initiated on the 23rd, sent but never received . Nice mortgage company rep waived the fee as I paid them with a check draft over the phone. Plastiq credited the payment back and canceled the check. Moral of the story is you have to watch the USPS if it is important. They are bound to fail on something important eventually.
  5. mec

    The Master Travel Redemptions Thread

    That is fantastic for a Mudland redemption.
  6. I didn't realize his new sub was out there. Seems like a great deal to combine with the hotels.com return for a nice easy SUB... if you get approved.
  7. mec

    Master 2018 Approvals and CLIs Thread

    As CT Sox signature says, it's a marathon, not a Sprint. You are on your way.
  8. mec

    The Master Travel Redemptions Thread

    2 passengers... PIT -EWR - UA x EWR - BOS - UA x layover Boston (1 night at the Residence Inn Downtown Seaport [1 35k cert related to $95 fee {$3.39 per fee dollar} ] ) BOS - LIS - TP i LIS - FLR - TP i Florence (5 nights at the St Regis [240k marriott {0.02 ppd} ] ) FLR - VIE - OS i VIE - MUN - OS i MUN - DBV- OU i Dubrovnick (7 nights in Croatia, Montenegro and Bosnia [details yet to be ironed out] ) DBV - VIE - OS i Vienna (4 nights in Vienna at Le Meridian [140k marriott {0.007 ppd} ] ) VIE - ZRH - LX i ZRH - GVA - LX i GVA - JFK - LX i EWR - PIT - UA x [230k Aeroplan miles +$499.xx USD in taxes and fees. (190k MRs transfered at 1.2 and 2k transfered at 1.0) {not sure how to value this flight, google has a Business class booking through TP for about $4,600 per seat, that would put it ~0.045 mpd} ] )
  9. mec

    The Master Travel Redemptions Thread

    Istanbul is out. Pushed the plans ahead about a month and spent 10 hours, 2+ on the phone with agents, finding workable flights on Aeroplan. Got a booking reference this evening. PIT -EWR - UA x EWR - BOS - UA x BOS - LIS - TP i LIS - FLR - TP i Florence (5 nights at the St Regis [240k marriott {2¢ pp} ] ) FLR - VIE - OS i VIE - MUN - OS i MUN - DBV- OU i Dubrovnick (7 nights in Croatia, Montenegro and Bosnia [details yet to be ironed out] ) DBV - VIE - OS i Vienna (4 nights in Vienna [middle of the night departure for a 06:45 takeoff to return home] ) VIE - ZRH - LX i ZRH - GVA - LX i GVA - JFK - LX i EWR - PIT - UA x 230k Aeroplan miles (190k MRs transfered at 1.2 and 2k transfered at 1.0) Lots more details to iron out here but I feel like I've got a real good thing underway. I will be arriving in Florence the day before the Calcio Storico finals. An event I have been fascinated by since I first came across it on YouTube. I need to get a connection for tickets.
  10. mec

    The Master Travel Redemptions Thread

    I tried to book a 2 week, 8 flight itinerary this morning through an Aeroplan phone rep. I had a list of dates and flight numbers that were all available one way through the Aeroplan site. Everything was a go except for the 2 TK legs (DBV to IST & IST to ZRH), which were showing phantom availability and were un-bookable. Seven days from today will be less than half a year until the flight dates, so I was thinking of just trying again next Saturday and to try switching those legs (one at 1.75 hours and the other at 3.00 hours) to economy class if there was still no availability for those flights. I do want to avoid connecting flights that would eat up large portions of those travel days if possible. If anyone has any experiences with TK phantom availability issues, I'd love to hear about them.
  11. mec

    Installment loan advice:

    Alliant CU & NFCU have both been talked about here as alternatives. I recently found the my Riverset Credit Union (regional to several counties in SW PA) HE loan functions this way. The original loan amount was 25k and a phone rep confirmed that my next payment is due at the end of June... in 2020. I don't know specific others, but I'm sure there are many. This thread could be a good resource if we could establish a more comprehensive list.
  12. mec

    Just wrapped up IRS audit triggered my MS

    Thank you for reporting this. Do you suspect what may have triggered the audit?
  13. It looks like many SLH hotels will be point redemptions that mesh with Hyatt's categories. https://www.doctorofcredit.com/how-hyatt-is-selling-the-new-category-8-award-tier-slh-partnership/
  14. mec

    Amex

    I think there is a risk on SUBs and other spending bonus' but not so much on regular MS.
  15. I think I'll just let mine lapse.

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