NASA are you kidding me!!! Someone HAS to be playing me!!

[blqbutterfly]

 

So i got the AA letter in the mail today and it cites

 

1 -- Bankruptcy I'm only 13 months post BK

2--Excessive number of new accounts -- about 10 in last 8 months

3--Excessive revolving credit -- okay whatever....

 

LOL I'll try and again next year around this time...lots of things will have aged a bit!!

 

 

They definately would turn me down then. My stats are close to yours! BK 12 months old. $65k in revolving credit and about 18 new accounts in the last year. Over half my credit is from Navy and USAA. The rest are toy cards!

 

Yep don't do it....wait it out....let those cards age and wait the 24 months post BK....however I would apply for the savings account it was a soft pull for me and dump like 25-50 bucks in it every month until then! I think I'm not upset because they softed me if it was a hard on EX I would be pissed! lol

[GoCardinals]

 

 

I'm pretty sure I messed this up. I applied for membership and got instant membership approval. I then applied for CC and got instantly approved for $7,500 but i never saw a spot to request a different amount. It gave me the option of 7500 cash rewards or 7500 advantage rewards. Did i miss a spot to input the 30k request?

Maybe they are running out of money already

 

I talked to a CSR and she insisted there was a place to input the requested CL but I didn't see it anywhere. Anyhow, no hard inquiries yet. I also put in for an auto loan, and requested through the CSR to do a manual review of my CL for the card. EX Currently at 728.

 

Update:

They would not increase my limit due to DTI.

They approved me for auto refi 41k@2.84 for 75 months.

Excellent customer service.

[Allisson0605]

Congrats

[dac5678]

 

 

 

I'm pretty sure I messed this up. I applied for membership and got instant membership approval. I then applied for CC and got instantly approved for $7,500 but i never saw a spot to request a different amount. It gave me the option of 7500 cash rewards or 7500 advantage rewards. Did i miss a spot to input the 30k request?

Maybe they are running out of money already

 

I talked to a CSR and she insisted there was a place to input the requested CL but I didn't see it anywhere. Anyhow, no hard inquiries yet. I also put in for an auto loan, and requested through the CSR to do a manual review of my CL for the card. EX Currently at 728.

 

Update:

They would not increase my limit due to DTI.

They approved me for auto refi 41k@2.84 for 75 months.

Excellent customer service.

 

Was the auto refi a soft pull?

[trubliever82]

Just a little update for those still following. I got approved for 30k cc a while back when this started and I just got approved for a 25k auto loan today with no proof of income needed for either. I got slightly better rates at DCU but their professionalism was not on the level of NASA and plus NASA doesn't have 1.5 hr wait times on the phone. I still haven't received credit card. Maybe today!

What was rate for auto loan?

[themanwhocan]

 

 

 

 

Whoa! When did that happen? Lol

You deserve it. `Cause you crazy.

And you know you're gonna app for this CC. As soon as you get your EX PIN.

You outed me? OMG? You ARE the devil!

 

ROFL! Yeah. Guilty as charged.

 

I knew it!

 

 

She's evil folks! Evil!

 

I need to find a new CC to app. Can't think of one though. Think I've already app'ed for everything! Lol

 

In NASA's case, I've even app'ed twice.

 

 

You haven't applied for the savingstar.com credit card.

 

https://savingstar.com/credit_card

[alexthegreat]

I did the Savings and was denied for the CC.

 

Is it a Soft on the Checking account to?

[themanwhocan]

Well no NASA moon-shot credit line for me, 10K. They aren't too keen on self-employed peeps making 100K+ I reckon. Congrats to those who scored big.

 

Nasa FCU Offers a Business Platinum Credit Card, with limits up to $50,000

[GoCardinals]

 

 

 

 

I'm pretty sure I messed this up. I applied for membership and got instant membership approval. I then applied for CC and got instantly approved for $7,500 but i never saw a spot to request a different amount. It gave me the option of 7500 cash rewards or 7500 advantage rewards. Did i miss a spot to input the 30k request?

Maybe they are running out of money already

 

I talked to a CSR and she insisted there was a place to input the requested CL but I didn't see it anywhere. Anyhow, no hard inquiries yet. I also put in for an auto loan, and requested through the CSR to do a manual review of my CL for the card. EX Currently at 728.

 

Update:

They would not increase my limit due to DTI.

They approved me for auto refi 41k@2.84 for 75 months.

Excellent customer service.

 

Was the auto refi a soft pull?

 

Yes, it was in my case.

[Slug71]

 

Mine still says "Approved". More than a week now. Going on two actually.

Send them a secure message and ask if there any additional info they need from you to process. That's what I did and within 20 min got the e-sign docs.

Did this the same day you posted this and still nothing. Called them today to do a follow up and I just got the e-doc to sign a few mins ago. I also asked about upping the limit like Lolly2011 mention below.

Just signed the e-doc, but not sure if they gave me the higher limit.

Under Loan in tracking, it still says the original $4k. I asked for $10k on the phone. So will see i guess.

I called and followed up with a message after I was approved for $5k. They approved me to $10k after further review, sent me a new document to sign and it was done. I explained I wanted to use their BT offer, but did not want to eat up my $5k limit. They said they would have to review my CR again, but no new soft pull and no hard pull would be done, that they could use what they had on file. This is a great CU.

Thanks for this Lolly2011! Edited October 6, 2014 by Slug71

[Slug71]

I'm still REALLY surprised I even got approved. I have a Repo on my Report which is a year old and is reporting newer because it got all jacked up when I disputed it for reporting wrong. Now its even more wrong.

[perryswoman]

I'm still REALLY surprised I even got approved. I have a Repo on my Report which is a year old and is reporting newer because it got all jacked up when I disputed it for reporting wrong. Now it

s even more wrong.

Do u mind if I ask your scores? Hubby will be applying in a few months.

 

Thanks!

[Slug71]

 

I'm still REALLY surprised I even got approved. I have a Repo on my Report which is a year old and is reporting newer because it got all jacked up when I disputed it for reporting wrong. Now it

s even more wrong.

Do u mind if I ask your scores? Hubby will be applying in a few months.

 

Thanks!

Last I checked(about a month ago), it was 639, 629 and 639.

I believe EX was the 629.

 

I also got approved for Barclay - $500

And CapOne Quicksilver - $750 within the last month. CapOne was a pre-approved offer I got in the mail.

 

And got denied for CITI.

Edited October 6, 2014 by Slug71

[Phantik]

I received card in the mail this morning. Tried to use it for a soda pop at convenience store and was declined...

 

 

 

 

 

 

 

 

 

 

JK everything is fine.

[hyp0luxa]

Ugh, apparently NASA set me up as a member twice.

 

One account has the share account, and the cc,

 

The other only has the share account.

 

I'm sure all this will be sorted out, but I haven't gotten the card yet

 

and it's not on my reports.

[blqbutterfly]

I received card in the mail this morning. Tried to use it for a soda pop at convenience store and was declined...

 

 

 

 

 

 

 

 

 

 

JK everything is fine.

LOL I was like OMG....then I scrolled down and saw J/K....lol

[loops77]

Got approval today for 10K even though I was initially declined. Lowest rate. I'm going

to go ahead and accept and go for a CLI when I get the card. By then, my backdated AMEX should

be reporting. My file is still kinda thin...

 

Oh, my brother was approved for two different cards. They declined to combine limits to make one 25K card. He ended up just taking the one with the

higher limit.

[perryswoman]

 

 

I'm still REALLY surprised I even got approved. I have a Repo on my Report which is a year old and is reporting newer because it got all jacked up when I disputed it for reporting wrong. Now it

s even more wrong.

Do u mind if I ask your scores? Hubby will be applying in a few months.

 

Thanks!

Last I checked(about a month ago), it was 639, 629 and 639.

I believe EX was the 629.

 

 

 

I also got approved for Barclay - $500

And CapOne Quicksilver - $750 within the last month. CapOne was a pre-approved offer I got in the mail.

 

 

That's great! Gives hubby hope LOL. What kind of limit? Hubby has 51k individual income but his scores are just getting to 600's. He wants to wait till all baddies are off in May.

 

 

[perryswoman]

I received card in the mail this morning. Tried to use it for a soda pop at convenience store and was declined...

 

LOL!!

 

 

 

 

 

 

 

 

 

 

JK everything is fine.

[Slug71]

I'm still REALLY surprised I even got approved. I have a Repo on my Report which is a year old and is reporting newer because it got all jacked up when I disputed it for reporting wrong. Now it

s even more wrong.

Do u mind if I ask your scores? Hubby will be applying in a few months.

 

Thanks!

Last I checked(about a month ago), it was 639, 629 and 639.

I believe EX was the 629.

 

 

 

I also got approved for Barclay - $500

And CapOne Quicksilver - $750 within the last month. CapOne was a pre-approved offer I got in the mail.

 

 

That's great! Gives hubby hope LOL. What kind of limit? Hubby has 51k individual income but his scores are just getting to 600's. He wants to wait till all baddies are off in May.

I was initially approved for $4k. I asked for $10k when I was on the phone with them earlier though. But not sure if I got it. I the Loan Status it still says $4k.

[Phantik]

 

I received card in the mail this morning. Tried to use it for a soda pop at convenience store and was declined...

JK everything is fine.

 

LOL I was like OMG....then I scrolled down and saw J/K....lol

Couldn't help myself

[almostanonymous]

Ugh, apparently NASA set me up as a member twice.

 

One account has the share account, and the cc,

 

The other only has the share account.

 

I'm sure all this will be sorted out, but I haven't gotten the card yet

 

and it's not on my reports.

 

The same thing happened to me. I have one account number linked to share savings and one to the CC. My application for savings was still in process when I was approved for the card, at which time it seemingly also automatically apps you for membership.

 

I still don't have the card but it's reported since the day after I was approved, which was two weeks ago.

[Tatortodd]

Ugh, apparently NASA set me up as a member twice.

 

One account has the share account, and the cc,

 

The other only has the share account.

 

I'm sure all this will be sorted out, but I haven't gotten the card yet

 

and it's not on my reports.

This happened to me as well. They just closed one of them

[amandal0514]

My boyfriend got approved for his $20k card on 9/23. I got approved for my $25k card on 9/25. His cc has been reporting on his 3 reports since September but nothing on any of mine yet. No cards yet either. But it is showing online when I log into NASA's site.

[Navistar]

I got a softpull for auto loan as well. Customer service has been great so far