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Got grilled by FIACardServices re: CLI

Islandgal

By Islandgal
in Credit Forum

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The last post in this topic was posted 6865 days ago. 

 

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Islandgal

Islandgal

Posted
Posted (edited)

Got the dreaded call from a Sr.Credit Analyst yesterday about my recent CLI on my ML+ , and today when I logged on saw this.. :swoon: ..I checked my other BOA/FIA accounts - no reallocations... :D:P - along with a 0% BT offer with max $75 BT fee..my first 6 digit CL on single CC.

I wish I could get Citi to luv me as much...

 

As of August 18, 2007 19:42 ET

 

 

Cash or Credit Available: $112,895.85

 

Current Balance: $4.15

 

Temporary Authorizations: $0 (rounded)

 

Credit Line: $112,900.00

Edited by Kiowa

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GEORGE

GEORGE

Posted
Posted
Got the dreaded call from a Sr.Credit Analyst yesterday about my recent CLI on my ML+ , and today when I logged on saw this.. :swoon: ..I checked my other BOA/FIA accounts - no reallocations... :D:P - along with a 0% BT offer with max $75 BT fee..my first 6 digit CL on single CC.

I wish I could get Citi to luv me as much...

 

As of August 18, 2007 19:42 ET

 

 

Cash or Credit Available: $112,895.85

 

Current Balance: $4.15

 

Temporary Authorizations: $0 (rounded)

 

Credit Line: $112,900.00

Can you put in a good word for me??????????????

GEORGE

GEORGE

Posted
Posted
That is .. awesome!

I'm still working on my first 6-digit CL. Congratulations!!!

I only got up to $99,000 X 2 (AMEX)

 

Didn't want anybody to think I was greedy...................

JIELA

JIELA

Posted
Posted
Got the dreaded call from a Sr.Credit Analyst yesterday about my recent CLI on my ML+ , and today when I logged on saw this.. :swoon: ..I checked my other BOA/FIA accounts - no reallocations... :D:P - along with a 0% BT offer with max $75 BT fee..my first 6 digit CL on single CC.

I wish I could get Citi to luv me as much...

 

As of August 18, 2007 19:42 ET

 

 

Cash or Credit Available: $112,895.85

 

Current Balance: $4.15

 

Temporary Authorizations: $0 (rounded)

 

Credit Line: $112,900.00 :D:P

 

CONGRATS Kiowa!! :yu::yahoo::yahoo:

 

Can't wait until I reach that milestone...somewhere in my near future.

Islandgal

Islandgal

Posted
  • Author
Posted
Got the dreaded call from a Sr.Credit Analyst yesterday about my recent CLI on my ML+ , and today when I logged on saw this.. :swoon: ..I checked my other BOA/FIA accounts - no reallocations... :D:P - along with a 0% BT offer with max $75 BT fee..my first 6 digit CL on single CC.

I wish I could get Citi to luv me as much...

 

As of August 18, 2007 19:42 ET

 

 

Cash or Credit Available: $112,895.85

 

Current Balance: $4.15

 

Temporary Authorizations: $0 (rounded)

 

Credit Line: $112,900.00

Can you put in a good word for me??????????????

 

Did you keep that Quantum card?

Credit Matters

Credit Matters

Posted
Posted
Got the dreaded call from a Sr.Credit Analyst yesterday about my recent CLI on my ML+ , and today when I logged on saw this.. :rolleyes: ..I checked my other BOA/FIA accounts - no reallocations... :D:P - along with a 0% BT offer with max $75 BT fee..my first 6 digit CL on single CC.

I wish I could get Citi to luv me as much...

 

As of August 18, 2007 19:42 ET

 

 

Cash or Credit Available: $112,895.85

 

Current Balance: $4.15

 

Temporary Authorizations: $0 (rounded)

 

Credit Line: $112,900.00

 

First off, congrats. But secondly, you suck. As soon as I saw your new limit I sighed. It's like an arms race around here. Now I need to take my Merrill card over $100K. It will be $95K next week. Need to find a way to squeeze another $5K out of BOA.

GEORGE

GEORGE

Posted
Posted (edited)
Got the dreaded call from a Sr.Credit Analyst yesterday about my recent CLI on my ML+ , and today when I logged on saw this.. :rolleyes: ..I checked my other BOA/FIA accounts - no reallocations... :D:P - along with a 0% BT offer with max $75 BT fee..my first 6 digit CL on single CC.

I wish I could get Citi to luv me as much...

 

As of August 18, 2007 19:42 ET

 

 

Cash or Credit Available: $112,895.85

 

Current Balance: $4.15

 

Temporary Authorizations: $0 (rounded)

 

Credit Line: $112,900.00

Can you put in a good word for me??????????????

 

Did you keep that Quantum card?

MY MBNA SUB-PRIME QUANTUM CARD THAT I FINALLY

GOT UP TO $38,000 (last year) THAT WAS $31,600 FOR 11+ YEARS....

 

***YES***

Edited by GEORGE
Islandgal

Islandgal

Posted
  • Author
Posted
WOW! What was it before the CLI?

 

 

CONGRATS!!

 

It had been sitting at $50K CL for a while, then I got a couple of $10K auto CLI, the last time I requested a CLI, they re-allocated $12K from another card..so I called up and said if thats the best they can do, to re-allocate it back...this time, I called to request CLI via phone, got switched around for a bit, and then got Mr.Griller :rolleyes: he musta went through every single account on my CR with me, fortunately most are at $0 bal right now, after that conversation I fully expected a 'nipped CL....

Credit Matters

Credit Matters

Posted
Posted
WOW! What was it before the CLI?

 

 

CONGRATS!!

 

It had been sitting at $50K CL for a while, then I got a couple of $10K auto CLI, the last time I requested a CLI, they re-allocated $12K from another card..so I called up and said if thats the best they can do, to re-allocate it back...this time, I called to request CLI via phone, got switched around for a bit, and then got Mr.Griller :rolleyes: he musta went through every single account on my CR with me, fortunately most are at $0 bal right now, after that conversation I fully expected a 'nipped CL....

 

I got drilled by a Sr. analyst about 6 months ago. Guy called me at about 7am -- the day after my CLI request went in. Asked me why I needed such a large limit, etc. I told him that I am an overachiever. Told him that I planned on using the card a lot more. Didn't turn out well. Ultimately denied.

 

But I've been getting auto CLIs since then. I use the card pretty regularly.

GEORGE

GEORGE

Posted
Posted
WOW! What was it before the CLI?

 

 

CONGRATS!!

 

It had been sitting at $50K CL for a while, then I got a couple of $10K auto CLI, the last time I requested a CLI, they re-allocated $12K from another card..so I called up and said if thats the best they can do, to re-allocate it back...this time, I called to request CLI via phone, got switched around for a bit, and then got Mr.Griller :rolleyes: he musta went through every single account on my CR with me, fortunately most are at $0 bal right now, after that conversation I fully expected a 'nipped CL....

 

I got drilled by a Sr. analyst about 6 months ago. Guy called me at about 7am -- the day after my CLI request went in. Asked me why I needed such a large limit, etc. I told him that I am an overachiever. Told him that I planned on using the card a lot more. Didn't turn out well. Ultimately denied.

 

But I've been getting auto CLIs since then. I use the card pretty regularly.

I DON'T RATE FOR ANY "AUTO-CLI"

Islandgal

Islandgal

Posted
  • Author
Posted
Got the dreaded call from a Sr.Credit Analyst yesterday about my recent CLI on my ML+ , and today when I logged on saw this.. :rolleyes: ..I checked my other BOA/FIA accounts - no reallocations... :D:P - along with a 0% BT offer with max $75 BT fee..my first 6 digit CL on single CC.

I wish I could get Citi to luv me as much...

 

As of August 18, 2007 19:42 ET

 

 

Cash or Credit Available: $112,895.85

 

Current Balance: $4.15

 

Temporary Authorizations: $0 (rounded)

 

Credit Line: $112,900.00

 

First off, congrats. But secondly, you suck. As soon as I saw your new limit I sighed. It's like an arms race around here. Now I need to take my Merrill card over $100K. It will be $95K next week. Need to find a way to squeeze another $5K out of BOA.

 

:) LOL! I try to suck pretty good ...although I got a ways to catch up with the other 6 figure CL'ers around here and hey congrats on your latest approvals....I focused on the Merrill, because they seem to be pretty good about giving me CLI, I'm not ready to give up my other BOA/FIA cards yet...as they are used for different purposes....

  • Admin
MarvBear

MarvBear

Posted
  • Admin
Posted
Got the dreaded call from a Sr.Credit Analyst yesterday about my recent CLI on my ML+ , and today when I logged on saw this.. :search: ..I checked my other BOA/FIA accounts - no reallocations... <_<:angry: - along with a 0% BT offer with max $75 BT fee..my first 6 digit CL on single CC.

I wish I could get Citi to luv me as much...

 

As of August 18, 2007 19:42 ET

 

 

Cash or Credit Available: $112,895.85

 

Current Balance: $4.15

 

Temporary Authorizations: $0 (rounded)

 

Credit Line: $112,900.00

 

 

need a housboy???????????????????

Credit Matters

Credit Matters

Posted
Posted
Got the dreaded call from a Sr.Credit Analyst yesterday about my recent CLI on my ML+ , and today when I logged on saw this.. :yahoo: ..I checked my other BOA/FIA accounts - no reallocations... :yahoo::yahoo: - along with a 0% BT offer with max $75 BT fee..my first 6 digit CL on single CC.

I wish I could get Citi to luv me as much...

 

As of August 18, 2007 19:42 ET

 

 

Cash or Credit Available: $112,895.85

 

Current Balance: $4.15

 

Temporary Authorizations: $0 (rounded)

 

Credit Line: $112,900.00

 

 

need a housboy???????????????????

 

That's a great question. Kiowa, do you need a boy toy??

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