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Everything posted by hegemony

  1. iPhones will soon accept contactless payments directly
  2. tempest meet teapot... inquiries don't matter. I hope the OP enjoys her new ride!
  3. welcome to CB! What exactly are you dealing with? How is it reporting to your paper reports? Is the debt within the SoL for your state?
  4. Did you jointly buy a vehicle? Was it financed? Is your name on the loan and.or title?
  5. welcome to CB! I don't have an answer to your main question but what have you done to get your mail sent to you?
  6. 😭 I'll survive. Highest monthly usage last year was about $180
  7. Alabama woman loses thousands through Zelle app scam
  8. BOA travel rewards FOAD my CLI request. stuck at 99,900 SAD!
  9. seems Klarna is embracing the card... Buy now, pay later firm Klarna launches physical card in the UK
  10. all "activation" means is that you, the proper person, received the card. It has nothing to do with reporting. If you don't want to abide by their ID verification process then you can close it, but it will still report. congrats on the approval!
  11. I cosigned student loans for my son, but he dropped out of school, and now I’m struggling with $50K in debt. What should I do?
  12. I had a hard time fitting the cursive in the dollar line especially given how terrible my penmanship has become in old age.
  13. Plaid might owe you money if you use any of these banking or financial apps
  14. I bought a new vehicle a couple of months ago and I wanted to wire the funds but the dealer said they prefer personal check. I though they would prefer the wire. BTW, there is a difference between 1) paying cash and 2) not using a auto loan. I have never used subprime cash as a means of exchange at a dealership other than vending machines.
  15. welcome to CB! FICO sees them as one. Moreover, once you have more than 5 in a 6 month period the damage to FICO scores is max... so 6 or 600 inquiries are the same. so your famly member's main credit problem is inquiries?
  16. hegemony


    I thought it always was 90+ days for amex?
  17. I'll just put this here... an amazing post... https://www.flyertalk.com/forum/accor-all-accor-live-limitless/2066390-omg-humilited-accor-simple-cleaner-can-make-you-die-ibis-north-point-hong-kong.html
  18. IME what matters is gross household income before deductions.
  19. why on earth would you rely on a third party to do one of the most important activities in your life? just because you are not paying them now doesn't mean they might not still conduct CRO activity. Have you fired them, in writing?
  20. what are you trying to upload? does snail mail not work?
  21. welcome to CB! you're in the right place For the medical items check out the medical subforum. For the credit items you need to determine the DOFD. I suggest taking the time for paper copies of your consumer credit reports: https://creditboards.com/forums/index.php?/topic/590506-ordering-paper-credit-reports-information-inside/&tab=comments#comment-5623246 IDS: https://www.innovis.com/personal/creditReport Since you are interested in a mortgage down the road you'll also need to take care of the other half of credit repair which means adding positive, useful tradelines especially from decent credit card issuers. Note that when you opt out you are excluded from pre-screened offers. At some point you may want to opt back in. You should also consider opening a secured card with a quality issuer such as SDFCU.
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