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Everything posted by hegemony

  1. Bank of America eyes loan growth after first decline in six years
  2. I had never heard about the fastest Citroën. I always thought they were the turtle of the car world. These Cars Might Be Ugly, But They’re Still a Blast to Drive
  3. X1, the smartest credit card ever made, raises $12 million $12 million?? doesn't sound like much??
  4. Second place goes to Alliant Credit Union (1/14/2021 1:14 PM)
  5. you should ask the mods to edit your post if that is your real MD and reference codes (the BCZ...) (and even the amount). have you spoken with a mortgage broker? Some may not require small collections to be paid depending on the mortgage program you are applying for. Also, IIRC small medical collections are not scored for most versions of FICO (my memory is not 100% on this so double check). The four major CRAs won't care about a letter provided by the consumer from a CA. The CRAs will go by what the data furnisher provides them . I would not trust a line in an email. So you have two related, issues here. The collection itself and how best to get it addressed and the mortgage. For the former, see WhyChat's guide and for the mortgage, remember that paying a collections will not necessarily improve your FICO scores but you will probably have to pay it to be approved. But without feedback from a mortgage professional, you are just guessing that paying it is both needed and helpful. @cv91915can chime in with better advice than I can regarding the underwriting of a mortgage refi.
  6. I'll just add that Penfed sent an email a few days ago informing me my tax forms will be ready "soon"
  7. Siegfried Fischbacher, illusionist of Siegfried & Roy, dead at 81
  8. I'd be less worried about walmart screwing it up and more worried about robinhood THEFTING
  9. so they mailed you a check for your remaining balance? I think this is a great idea (writing a letter) to avoid the frustrations of dealing with CSRs that are paid read me a script about the wonderful 1% cashback Visa card.
  10. sounds like a smart move. On JPMR I've already gotten $60 (doordoosh) and $300 travel credit and I am getting the pusaton credit ($120 total) and my global entry needs renewing this year ($100) so I'll be at $580 before the value of UR, chase offers, and the (not very highly valued) United Club. Spouse has C$R and will max the doordoosh, travel, and pusaton credit but will need to hunt for additional bennies to offset the AF this year.
  11. I can't wait to learn DCU's process. I wonder if I'll have to fly to MA and ring my cow bell in the lobby of a branch?
  12. another one down... Christopher & Banks Corporation Voluntarily Files Chapter 11 Bankruptcy
  13. Upgrade launches checking accounts and debit cards
  14. so Gemini acquired Blockrize which earlier (circa 2018) announced a similar (pending) credit card product. I wonder if this one will get off the ground; I didn't dig deep enough to see what bank will be the card partner.
  15. apple is reporting for me. some have reported success with apple CLI requests (not sure if it is a soft or not) so that may be an option for you to hit your goal.
  16. follow-up on this story...Canadian Regulator Unveils the Truth Behind Collapsed Crypto Exchange Quadrigacx  (Ponzi) QuadrigaCX trustee only has $30M to pay $171M worth of claims
  17. Lost Passwords Lock Millionaires Out of Their Bitcoin Fortunes imagine the supply/demand curve if all "coins" were in circulation...
  18. Affirm Prices IPO Above Range to Raise $1.2 billion
  19. Citi is an easy soft too (it will ask you for an additional step if it wants to pull a hard). that is a very nice CLI from BOA!!! congrats!
  20. The general convention is to never apply for any credit related product when you're expecting to have a mortgage funded. If there is an inquiry or the account reports as a new tradeline it may complicate the process. good luck on the mortgage!

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