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Everything posted by hegemony

  1. !!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!! CRANK ACCEPT CREDIT CARD!!!!!!!!!!!!!!!!!!
  2. https://www.thetimes.co.uk/article/natwest-goes-back-on-pledge-to-end-0-credit-card-deals-xcm0jcsqg
  3. We still have those paper apps with pre-qualifiers or approvals come in mail. They also come with terms on paper. If a customer mails in the filled and signed app, won't the terms that came with the app apply? I was browser some random community site recently and instructions to apply for a credit card started with "download and print our application... then mail it or bring it to a branch" I was tempted to do it just for the flashback experience
  4. https://www.marketwatch.com/story/when-you-play-the-game-of-loans-you-pay-either-way-2019-05-16?mod=personal-finance :crapflakes:
  5. the new way of sharing food may have reached its pinnacle with a $1,200 tomahawk available in -- where else -- Las Vegas. https://www.cnn.com/travel/article/las-vegas-steak-dinner/index.html
  6. I might ignore my normal investing rules and buy some LK. It has a different type of product and I enjoyed trying it out on a trip a few months ago. Even though it has no profits yet, the growth story may be worth a bet. https://markets.businessinsider.com/news/stocks/initial-public-offering-luckin-coffee-chinas-starbucks-competitor-debuts-2019-5-1028210977
  7. simulators are for entertainment purposes only
  8. welcome! keep in mind that FICO score is only a small part of getting an auto loan. The LTV also matters and you may need to prove income/ability to pay. You probably have a lot of good options with that score; it might depend on what you want to buy.
  9. the balance is $450, what is the limit? I wouldn't add him to a card with high utilization. Also, is the card old? Ideally AU accounts will be on aged cards. I applaud you for wanting to help him but you may need to focus on your own situation first. When he turns 18 he can open a secured card (or two) and hopefully by then you'll have a a higher limit card with zero or near zero utilization.
  10. https://www.retailtouchpoints.com/features/executive-viewpoints/rethinking-loyalty-rewarding-everyone-is-not-rewarding-you
  11. hegemony


    NOW I'M ALL SET FOR MY HOLIDAY IN LATVIA!!! https://www.verdict.co.uk/electronic-payments-international/news/apple-pay-set-to-debut-in-16-additional-european-countries/
  12. if it has been more than 30 days since closure then IMHO p<=.01 but it never hurts to ask; chances are they will expect you to apply for a new account instead.
  13. always tell the truth. also, are you completing this online? if so STOP! wait until you are at the dealership.
  14. https://www.cnbc.com/2019/05/17/grumpy-cat-the-face-of-thousands-of-internet-memes-has-died.html
  15. https://www.marketwatch.com/story/half-of-americans-are-just-one-paycheck-away-from-financial-disaster-2019-05-16?mod=mw_theo_homepage
  16. damn it! why didn't you mail it so you can update us??? how am I going to enjoy my weekend now?????
  17. COT from subprime discovery card making the card even less consumer friendly
  18. the slower you pay the more likely you're upside down. how many horror stories have we seen about people rolling negative equity from one 72+ month note to the next?
  19. https://www.straitstimes.com/singapore/courts-crime/jail-for-undergrad-who-bought-stolen-credit-card-details-to-make-fraudulent dear crapflakes, chili crab warning (i.e., non-US story)

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