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Everything posted by hegemony

  1. https://www.nbcnews.com/health/kids-health/unvaccinated-boy-almost-died-tetanus-hospital-bill-was-more-800-n981256 I don't get it... nutbar parents don't trust science to fully vaccinate their kid but they trust science to save the kid when he contracts a preventable disease.
  2. https://www.bbc.com/news/uk-england-47231027
  3. https://www.pymnts.com/debt/2019/credit-card-delinquency-rates-banks/
  4. hegemony

    Discovery charge off rate jumped to almost 4%

  5. hegemony

    Discovery charge off rate jumped to almost 4%

    I don't care how "cheap" the money appears to be; riding oneself of what is probably the largest liability makes more sense if one doesn't want to work forever.
  6. hegemony

    Help! Paid for car was repo’d

    what proof do you have they received/cashed the payment other than the check? did they post the payment before the payoff amount adjusted? who is the lender? roadloans? what communications did they provide before the repo? what paperwork was given to you by the towing firm?
  7. https://thecharlotteweekly.com/news/2019/03/credit-union-launches-new-credit-card/
  8. hegemony

    Denied BoA

    what denial reason(s) did the letter state?
  9. hegemony

    Discovery charge off rate jumped to almost 4%

    check out the interactive graph showing type of debt by generation. Why are so many people over 50 still carrying a mortgage? https://www.wfae.org/post/commentary-millennials-are-1-trillion-debt-theyre-better-saving#stream/0
  10. https://creditcards.usnews.com/articles/chase-sapphire-preferred-card-introduces-60-000-point-sign-up-bonus
  11. hegemony

    The Car Thread

    So, You’re Rich. Which Is the Best Car to Get Driven Around In?
  12. hegemony

    Discovery charge off rate jumped to almost 4%

    not much. That probably includes what is reported not what is revolving. Ever if it is revolving, the fact banks are making profits is good for those of us who enjoy benefits and rewards. Further, remember during the last recession when idiots kept paying credit cards but stopped paying mortgages and auto loans.
  13. hegemony

    Discovery charge off rate jumped to almost 4%

    delinquency includes account in arrears (>=30 day late) charge off are those that past the 180 day point and must be charged off (as an accounting mechanism) profit from idiots who think in-country powerless CSRs matter more than benefits and rewards. also a lot of people carrying balances as discover caters to folks with marginal credit.
  14. that balance according to the creditor or the balance according to the DMP? also, why would you think 1-2 punch is in order here.
  15. CRA policy has been to opt out folks with freezes. nothing to do with the any requirement from fed regs.
  16. https://www.nbcnews.com/business/taxes/tax-code-changes-leave-americans-asking-what-happened-my-refund-n969366 hahaha
  17. https://www.cnbc.com/2019/03/14/this-professors-long-journey-to-get-his-student-loans-forgiven.html
  18. https://www.usatoday.com/story/money/personalfinance/2019/03/15/saving-money-spending-less-how-quickly-rack-up-20-000/39175469/
  19. how do you know the score you see if the one they used? what was the denial reason(s) given?
  20. IMHO your brother is about to get screwed. I would not transfer any more debt to him. a payment plan with the IRS seems in order; you also need to file the neglected taxes asap. find a good CPA and hope the IRS will negotiate a reasonable payment plan. The equity in your house means little when you already spent the money that was due over the past 5 years. I would worry less about the equity and more about getting the taxes filed and payment plan worked out. do you have an unpaid state tax liability too?
  21. hegemony

    Updated Tale Of Woe

    I saw that earlier today; very sad cases.
  22. https://www.vegannection.com/
  23. no thanks, I'm on a low salt diet

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