GEORGE

Proves that only 3 is a MYTH as I already said

THE CLOCK IS TICKING... My next day off is MONDAY Would have been nice to go some place for $20 (even if it is a very short trip)

IT IS REALLY AMAZING ALL THE PLACES THAT HAVE YOUR INFORMATION THAT DIDN'T EVEN HAVE THE GUTS TO ASK IF YOU WANTED THEM TO COLLECT ANY INFORMATION ON YOU...BEFORE THEY COLLECTED IT

FREEZE THE CRA THEY ARE PULLING NO MORE CA HARDS Works more often than not... (not that it will make the CA go away) BUT THEY CAN'T HURT YOUR SCORE MORE THAN IT IS ALREADY Some people have had 3 and 4 HARDS in a month Month after month that has to make a scores take a MAJOR DUMP

YOU CAN FREEZE ALL 3 Works better than F/A (according to some of the people who had one) (F/A pretty much useless)

Addison initially denied me for being a money launderer. I guess a supervisor overrode the denial after pulling another Chex inquiry. TOO LATE NOW...BUT I WOULD HAVE LOVED TO SEE YOU TAKE THEM TO COURT OVER THAT PROVE I AM LAUNDERING MONEY IN FRONT OF A JUDGE

YOU CAN BORROW ONE OF MINE...I'M NOT USING ANY (that I know of) Unless it is like some non credit companies pull HARDS when they could do soft for some product (that is neither a credit card nor loan)

DON'T FORGET THEY ARE OWNED BY A COLLECTION AGENCY That makes you feel real special when they get to pull your pants down and make you show all

Some here act as if FP is better than CAPITAL ONE

DON'T FORGET Innovis (that some here worship) IS OWNED BY A COLLECTION AGENCY

FOR SOME REASON THEY CAN ACT AS A 3rd PARTY AGENT AND PULL EQ and TU and EX I wish you well with your RE-FI But I would have loved to pay you to FREEZE Innovis before you pulled the trigger and seen what happened when they were FROZEN...but you probably wouldn't want to risk a denial (IF THEY WOULD ACTUALLY SAY DENIED) I guess that is something that I will have to try on my own But I can't justify doing a CASH-OUT RE-FI this late in the game Under $30,000 left is a hard sell I was told

FOR A FACT...I GOT 2 HARDS Did not even have EXPERIAN FROZEN at that time Might have changed since I last applied I have no idea A few people even got only 1 HARD and didn't have any FROZEN

"IF" your fee is too high...MOVE ON...there is not just one place to go I even saw an ad for SAMS having credit card authorization terminals

ALWAYS THREE IS A MYTH

THE BEST AT FULL RECTAL EXAMS THE BEST AT CLD'S THE BEST AT TOTAL CLOSURE THE BEST AT APR JACKAGE THE BEST AT DENYING CHARGES WHEN YOU ARE NOT EVEN CLOSE TO THE CREDIT LIMIT or EXPOSURE LIMIT THE BEST AT TELLING YOU TO MAKE A PAYMENT (THAT IS NOT DUE FOR WEEKS) AND THEY WILL UN-FREEZE YOUR ACCOUNT