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Everything posted by MarvBear

  1. credit cure software - Credit Forum - CreditBoards I assume this software still works on the latest version of windows.
  2. What Is Section 609? Section 609 refers to a section of the Fair Credit Reporting Act (FCRA) that addresses your rights to request copies of your own credit reports and associated information that appears on your credit reports. Section 609, oddly enough, doesn't have anything to do with your right to dispute information on your credit reports or a credit reporting agency's obligations to perform investigations into your disputes. There is no such "609 Dispute Letter" anywhere to be found in the FCRA.
  3. Nope. I couldn't even reading from the original thread. It was split from an 11 year old thread with the exact same title. Good luck.
  4. Although I hope it never happens to you, I do hope you never brick an EV. And that does happen and also happens on ICE vehicles. You in a world of hurt if that happens in an EV.
  5. Perhaps because the scores to which you refer are not real FICO scores.
  6. That account can report 7 years plus 180 days from the time the last payment was made which never again brought the account current.
  7. https://www.hud.gov/sites/documents/88-8ML.TXT
  8. The type of report that is pulled is an RMCR. Residential Mortgage Credit Report.
  9. Can they show you the message Experian returned when they tried to access your file?
  10. What is the error message the creditor received from Experian upon attempting to access your file?
  11. Credit Karma is worth as much as heavily used toilet paper.
  12. I have analyzed credit files since the credit bureaus were nothing more than a local organization in the applicant's county seat. Then they went regional, and then national. As a credit analyst, we were taught that consumer credit counseling was the next step on the way to declaring a bankruptcy. So, in my opinion, Consumer Credit Counseling has a negative impact on a consumer credit file.
  13. SIC U.S. Government. Standard Industrial Classification: a system used by the federal government to classify business activities for analytical and reporting purposes.
  14. I know. that's why I sighed. Trolls will sooner or later out themselves.
  15. I want to hear it from the original poster.
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