NASA are you kidding me!!! Someone HAS to be playing me!!

[Phantik]

So yesterday I decided to open a share savings at NASA and was approved online instant. Then last night I decide to apply for their cash rewards Visa in hope to replace another credit line that Im closing at the end of the year.

 

Just 1

an email that my app was approved with a credit line of $30,000 WHAT!!!!! APR 15.99%

 

Ijust cant believe it. All I have to do is up load a copy of DL

 

Someone HAS to be pranking me!

[themanwhocan]

No prank. It really is a 15.99% APR.

[Phantik]

I was more referencing the credit line. My highest limit reporting now is only $6000.

 

Util is at 5% not sure what they pulled probably EX but for that limit I don't care

[Allisson0605]

Congrats .That's great , requested docs?

[mendelssohn]

Congrats!

[casemodgod]

Whats your stats?

 

Scores, income range.

 

I might have to go for this one.

[Phantik]

I take that back, I just checked BD on EX. Two softs one for membership and one for the CC

 

Is that normal?

[loops77]

Phantik, are you on Chex?

[Phantik]

Whats your stats?

 

Scores, income range.

 

I might have to go for this one.

That is why I'm so surprised,

 

EX FICO is at 665 Utilization at 5%

Income 76K

2.2 Yrs post BK7

Tons of new accounts in last 2 months

 

It is definitely worth a shot.

Phantik, are you on Chex?

I am and that is why I only app'd for their share savings. No checking.

Edited September 19, 2014 by Phantik

[rel]

I was approved & in chex with them recently, membership + card. soft pull only

[Phantik]

How great is that! Nice limits and no HP!?

[casemodgod]

I'm floored by that.

 

My income is near yours. Experian is frozen though.

 

I wonder if they'll approve w/o it? Looking at CP, they pull

EQ also.

 

I have no BK, and about 20 years history, but a lot of new accounts.

 

We'll see what happens, I put the app in. I like to gamble, and today is a

day to gamble with

[Phantik]

Why the heck not. I only applied there after reading a post on CB!

 

You guys are awesome!!

[whipster]

I'm floored by that.

 

My income is near yours. Experian is frozen though.

 

I wonder if they'll approve w/o it? Looking at CP, they pull

EQ also.

 

I have no BK, and about 20 years history, but a lot of new accounts.

 

We'll see what happens, I put the app in. I like to gamble, and today is a

day to gamble with

They should be able to soft while frozen I think...we shall see cuz I ain't thawing nuttin' out

[minnie aubre]

Wow! Congrats!

[Phantik]

Thanks

[casemodgod]

I dunno, I anticipate a hard pull regardless of your results, just cause.

 

That may explain why they gave you the high limit they did because the HP would have revealed

more than the SP did?

 

Just a thought there

[Navistar]

Its $20 for a membership and $5 for a savings right?

[Phantik]

Its no charge for membership, just $5 share deposit.

 

A complimentary membership to the National Space Society (NSS) entitles you to join NASA FCU.

[Navistar]

[trubliever82]

They must be loosening there standards cuz I had clean file with very low util and higher income and they wouldn't budge over $7k. I turned it down like a year ago. Just my experience. I guess Sometimes it just depends on who processes it. If more ppl app with good results maybe I'll try again

[Navistar]

 

I'm floored by that.

 

My income is near yours. Experian is frozen though.

 

I wonder if they'll approve w/o it? Looking at CP, they pull

EQ also.

 

I have no BK, and about 20 years history, but a lot of new accounts.

 

We'll see what happens, I put the app in. I like to gamble, and today is a

day to gamble with

They should be able to soft while frozen I think...we shall see cuz I ain't thawing nuttin' out

 

Please update because my Experian is frozen as well, but I have been thinking about thawing for a Nasa membership anyways

[Navistar]

I have high utilization at 22% but a clean report so I am curious as well. If they will give $20k I will be happy

[CreditDebitJustGetIt]

I applied recently...it is a hard pull. Most are manual review.

[Navistar]

I applied recently...it is a hard pull. Most are manual review.

Meaning?