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whipster

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  1. whipster

    It's Friday! Lurkers check in!

    Is she imitating a Camel's walk? Quite a nimble "toe" she has for it...
  2. The "Bangers and Mash" on the menu at the Portside sounds yummy. Scroll down a bit. Yum.
  3. whipster

    The Master obsolete delete time frame thread

    Sorry for the late response, I sent an online dispute to TU on 1-2-2019, and the file date was 7-2-2009. My dispute was "Obsolete"...Was deleted the next day. Just as a data point, disputed the other 2 in pretty much the same time frame, and no luck at all.
  4. whipster

    Master 2019 Approvals and CLIs Thread

    My current income. That's what they ask for.
  5. whipster

    Master 2019 Approvals and CLIs Thread

    4506-T, but my 2017 income was about half 2018 (current) income. Will hit them up again after the 2018 return is in the system, plus the last BK will be off of EQ and EX by then.
  6. whipster

    Master 2019 Approvals and CLIs Thread

    AMEX BCE been stuck at 25K a couple of years because of BK still on reports. Asked for 40K, got the verification request ...backed out....asked for 1K less each time....finally at 34K had the winner! BCE from 25K to 34K Winner!
  7. whipster

    The Master obsolete delete time frame thread

    Data Point: Disputed BK 7, file date was July 2 2009. Deleted 6 months early on TU. Will try the others soon.
  8. I BK'ed BOA in 2009, and have not tried to apply with them since. I assume I am off whatever blacklist they have by now, and was wondering which card the unwashed masses have had the most luck with here? Looking for some decent cash back, something that grows, and maybe a sweet chunk of free money SUB. The Cash Rewards has a 200/500 spend deal which looks good. Scores should be in the 750+ area when the BK drops. Thoughts?
  9. whipster

    Best Cards for Rebuilding Credit

    If you just bought a home, ask your mortgage company for a copy of your reports to see what's on there.
  10. This is in the BK forum, but I think the main forum could benefit since more than a few have gone through BK and there is already a "how I got BK deleted" thread here.
  11. whipster

    Free TrustedID Going Away?

    Yes the soft inqs were nice.
  12. There are some beautiful areas near the Ouachita mountains and Hot Springs.
  13. Pay a few bucks more. The interest shows up when the statement cuts. You can estimate what that is by looking at a few of the earlier statements and pay accordingly. So what if you have a credit balance?
  14. A BK is about the only way out here. All the fraudulent transfers that some have suggested will be undone anyway. The IRS will never go away, and upon filing you will have to catch up but the penalties and interest will be stopped. You are WAY in the hole, son, and really overthinking it. Go see an attorney or see several.
  15. Every year or so I look and see if there are points on all my cards/hotels/airfare etc to get amazon cards. Somehow, PenFed had me at a $25.00 dollar level for amazon. All I can say is "Cha Ching". I truly have no idea when I have bought anything other than the sock drawer tank of gas now and then.

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