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Posted

To All the CB members who helped me WhyChat LKH Pavlov Darkstorm Hoapres Pryan and anyone else I forgot to mention THANK YOU THANK YOU THANK YOU :yahoo:

I just received in the mail today a letter from the judge saying "motion is denied, plaintiff having failed to establish a prima facie case".

I am so excited here..and I owe it all to this board and all the menbers who helped me. You're terrific. I can't PM anyone as I am still a newbie so please help me reach all the vets on here to say thanks. :yahoo:


Posted

CONGRATULATIONS!!!

Now you can send a proper dispute to the CRA and get it removed.

 

Dear CRA

My name is xxxx my SS # is xxxx I am sending this certified mail #xxxx to insure delivery.

 

Account # xxxx from XXXX is a fraudulent entry on my report. I have no such account for this amount for this date from this creditor. I have Court documentation which substantiates my dispute.

 

If this account is verified, please provide me with the name and address and the method of verification so that I may pursue further legal action.

 

Send it in a hand addressed envelope, certified but NOT RR.

Posted

Thanks Why Chat will do.. Just have a question

Now that I have this dismissal can they(the ca or oc) revisit this at any time? Can it be sold? Or is this a dead issue?

 

Also just saw I AM A MEMBER now WOW!!! Life is Good!!! :grin:

Posted
Also this ca has 2 separate inquiries on my CR can I get them removed too?

They can try to sell it, however it would be easy to dispute off.

Yes, you can add the unpermissible pulls to your letter, and state that the same requirement on verification applies to these non permitted inquiries as to the fraudulent entry.

 

:rofl:

Posted

Thanks Why Chat

I have a long way to go but this victory was a good one. It was most needed and feels especially good considering who the ca was. Thanks again for all your help. Niteraven :rofl:

Posted

Way to Go niteraven :grin:

 

Doesn't it feel great?!?!?!

 

I'm in the same process right now. I got a letter from Midland saying they instructed the CRA's to delte... now I just have to follow up this week and see if they actually deleted.

 

Congrats again on your victory!!!!! Now you can get back to the rest of your life :good:

Posted

Good for you Niteraven! Yours is the first post I read when I logged on just now. Exactly what I needed to see as I'm about to get my interrogatories prepared and sent off. There is hope!

 

Congrats!!!

Posted

Why Chat Was wondering about post before this one from extracredit? Case is dismissed right? Also only entry on my CR is from original creditor who sold this account back in 04 to this ca. Ca has not reported anything only 2 inquiries. Can I get the original creditor diputed off then? Thanks

Posted

Thanks for your reply stupidcredit much appreciated. Could you answer this please?

Entry on my CR is from original creditor who sold this account back in 04 to this ca. Ca has not reported anything only 2 inquiries. Can I get the original creditor diputed off then? Thanks

Posted
Thanks for your reply stupidcredit much appreciated. Could you answer this please?

  Entry on my CR is from original creditor who sold this account back in 04 to this ca. Ca has not reported anything only 2 inquiries. Can I get the original creditor diputed off then? Thanks

Maybe. You're going to have to get them for reporting violations if there are any or get lucky with an obsolete dispute. Still show a balance?

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