Are you a member of the 800 Club?

[HoustonLynne]

802, baby!

 

I should add that almost exactly one year ago --

 

2/14/2014 -- this exact same score/source was 607.

 

What a difference a year can make.

[cashnocredit]

I should add that almost exactly one year ago --

 

2/14/2014 -- this exact same score/source was 607.

 

What a difference a year can make.

A true Wiki Wahine.

 

(college girlfriend once informed me she was a "wiki wahine." I wasn't sure what, exactly, what that meant until later that night. You put a new interpretation on it.)

[HoustonLynne]

 

I should add that almost exactly one year ago --

 

2/14/2014 -- this exact same score/source was 607.

 

What a difference a year can make.

A true Wiki Wahine.

 

(college girlfriend once informed me she was a "wiki wahine." I wasn't sure what, exactly, what that meant until later that night. You put a new interpretation on it.)

 

I'm still researching this.

 

I'm inclined to take it as a compliment,

 

but I like to know the exact nature of stuff.

[BobWang]

Inquiring minds...

[BDK]

 

802, baby!

 

Congrats!

 

So you and BDK both hit 802?

 

810

[BDK]

 

 

802, baby!

 

Congrats!

 

So you and BDK both hit 802?

 

Yeah...I'm still waitin' on his answer to my marriage proposal.

 

I NEED THAT PSECU.

 

I'm still waiting to hear the amount of the dowry.

[BDK]

 

 

I should add that almost exactly one year ago --

 

2/14/2014 -- this exact same score/source was 607.

 

What a difference a year can make.

A true Wiki Wahine.

 

(college girlfriend once informed me she was a "wiki wahine." I wasn't sure what, exactly, what that meant until later that night. You put a new interpretation on it.)

 

I'm still researching this.

 

I'm inclined to take it as a compliment,

 

but I like to know the exact nature of stuff.

 

Wikiwiki Wahine (Hawaiian for Speedy Women)

[InsultComicDog]

They say that 800 puts you in the top 20%. My guess is that a large percentage of the people with 800+ scores (like my 90yo mother-in-law, it turns out) have no idea that they even have a high credit score.

[cashnocredit]

They say that 800 puts you in the top 20%. My guess is that a large percentage of the people with 800+ scores (like my 90yo mother-in-law, it turns out) have no idea that they even have a high credit score.

 

Bingo. Gf had an 820+ score on the old EQ FICO 4. She signed up for the free FICO and then canceled. I had to strongly coerce her to do so. She has zero interest in credit related stuff no matter how much I tell her stories of spurious baddies that show up and that she should really check her credit reports. She just couldn't care less and probably will continue to do so if someone doesn't steal her id and go on a shopping spree.

[cashnocredit]

 

 

I should add that almost exactly one year ago --

 

2/14/2014 -- this exact same score/source was 607.

 

What a difference a year can make.

A true Wiki Wahine.

 

(college girlfriend once informed me she was a "wiki wahine." I wasn't sure what, exactly, what that meant until later that night. You put a new interpretation on it.)

 

I'm still researching this.

 

I'm inclined to take it as a compliment,

 

but I like to know the exact nature of stuff.

 

BDK nailed it. From my pov you tackled your credit with abandon and speed like a tiger.

[InsultComicDog]

 

They say that 800 puts you in the top 20%. My guess is that a large percentage of the people with 800+ scores (like my 90yo mother-in-law, it turns out) have no idea that they even have a high credit score.

 

Bingo. Gf had an 820+ score on the old EQ FICO 4. She signed up for the free FICO and then canceled. I had to strongly coerce her to do so. She has zero interest in credit related stuff no matter how much I tell her stories of spurious baddies that show up and that she should really check her credit reports. She just couldn't care less and probably will continue to do so if someone doesn't steal her id and go on a shopping spree.

 

 

Yeah, it's the kind of stuff not many people really want to know much about unless they more or less need to know about it or are worried about it.

 

Certainly not as interesting to most as celebrity news or sports or whatever they're into following.

[cashnocredit]

 

 

They say that 800 puts you in the top 20%. My guess is that a large percentage of the people with 800+ scores (like my 90yo mother-in-law, it turns out) have no idea that they even have a high credit score.

 

Bingo. Gf had an 820+ score on the old EQ FICO 4. She signed up for the free FICO and then canceled. I had to strongly coerce her to do so. She has zero interest in credit related stuff no matter how much I tell her stories of spurious baddies that show up and that she should really check her credit reports. She just couldn't care less and probably will continue to do so if someone doesn't steal her id and go on a shopping spree.

 

 

Yeah, it's the kind of stuff not many people really want to know much about unless they more or less need to know about it or are worried about it.

 

Certainly not as interesting to most as celebrity news or sports or whatever they're into following.

 

 

Yeah. She knows all the celeb names. No idea why. Seems like a strange affliction. OTOH, she wonders why I care about following consumer credit related stuff. Sometimes I wonder too.

[BobWang]

Gf had an 820+ score on the old EQ FICO 4.

 

EQ04 only went up to 818.

[mendelssohn]

^ beat me to it.

[cashnocredit]

Could be. I just remember it was around 820 and was way higher than mine at the time. I tend to remember round numbers and it was a couple years ago. I guess that's what 30 years, multiple CCs, and a clean record produce.

[RussInGotham]

 

802, baby!

 

I should add that almost exactly one year ago --

 

2/14/2014 -- this exact same score/source was 607.

 

What a difference a year can make.

 

[IndyPoolPlayer]

Yeah...I'm still waitin' on his answer to my marriage proposal.

 

Umm wouldn't your 30-something year old peaked in high school boyfriend be kind of upset by you getting hitched and all??

 

[InsultComicDog]

I haven't updated my FICO graph thing in years, and I don't buy scores any more, but Barclays tells me my TU score is 825.

[EricDET]

TU is 807 here. Was 580 on 7/3/14. 3 derogs gone and my first 3 credit cards got me to this point.

[mjdaniel7]

Right now I sit with a 757 and my wife sits with a 775

Whats funny 7 months ago she was denied a cap1 and I had a cap1 300

starting in January my cap1 rose to 3,300 and she applied for a Barclay and was given 25,000 really, really

how the heck that happened my credit score rose 175 points and hers 250 points.....

[HoustonLynne]

 

Yeah...I'm still waitin' on his answer to my marriage proposal.

 

Umm wouldn't your 30-something year old peaked in high school boyfriend be kind of upset by you getting hitched and all??

Clearly you haven't been paying attention.

[HoustonLynne]

 

 

 

I should add that almost exactly one year ago --

 

2/14/2014 -- this exact same score/source was 607.

 

What a difference a year can make.

A true Wiki Wahine.

 

(college girlfriend once informed me she was a "wiki wahine." I wasn't sure what, exactly, what that meant until later that night. You put a new interpretation on it.)

 

I'm still researching this.

 

I'm inclined to take it as a compliment,

 

but I like to know the exact nature of stuff.

 

BDK nailed it. From my pov you tackled your credit with abandon and speed like a tiger.

 

And it looks like my Collection Score is impressive, as well.

 

Brand new TL on EX from a JDB this morning.

 

No call; no letter.

 

These guys just don't know how to properly court a lady these days.

[JayB27]

SO 800 one day, and new collection the next.

 

Aint that a b!tch.

 

GL with em'.

[cashnocredit]

 

 

 

 

I should add that almost exactly one year ago --

 

2/14/2014 -- this exact same score/source was 607.

 

What a difference a year can make.

A true Wiki Wahine.

 

(college girlfriend once informed me she was a "wiki wahine." I wasn't sure what, exactly, what that meant until later that night. You put a new interpretation on it.)

 

I'm still researching this.

 

I'm inclined to take it as a compliment,

 

but I like to know the exact nature of stuff.

 

BDK nailed it. From my pov you tackled your credit with abandon and speed like a tiger.

 

And it looks like my Collection Score is impressive, as well.

 

Brand new TL on EX from a JDB this morning.

 

No call; no letter.

 

These guys just don't know how to properly court a lady these days.

 

[PhoenixDown]

Yes !!!!!! just climbed back into the 800 club. Consolidated some debt into a new HELOC. 80 point bump.