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PhoenixDown

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  1. That sucks .... I don't have a Centurion card and the offer isn't available on the cards I do have so I didn't dig much into it.
  2. They have a 100k sign up bonus for 15k in spend which I can meet with a large purchase coming up. I use Chase UR points a lot so figured this may be a good way to get free points.
  3. Apparently you can buy a $99 1Password gift card if you already are a member.
  4. https://www.theverge.com/2021/10/12/22722758/charter-spectrum-debt-forgiveness-letter-reporting-credit-agencies
  5. I currently have the original Chase Freedom card with the rotating 5% cash back catagories. It looks like the Freedom Flex offers this in addition to several other benefits. Is there any reason not to product change besides the minimal sign up bonus? And on that note, with the Freedom Flex offering 5% on travel booked through the UR portal, is there any reason not to downgrade the CSR to the CSP? I know the UR portal may not always offer the best rates but for flights at least it seems consistent with what you can get by booking direct.
  6. The crazy part to me is the 5% CB on travel purchased through Chase. I have no idea why the CSR isn't doing the same (unless I missed something).
  7. Some people are reporting that they are seeing credit limit increased on their Goldman Apple Card -- possibly to do with adding family/family share. https://forums.macrumors.com/threads/apple-card-credit-increased.2297220/
  8. I'm sure others here can give you better advice than I can about this but yes, I would certainly sue the CU. As for the collection agencies, follow the same process of disputing. I would state that this has been settled and provide a copy of the settlement agreement. I would also tell them to remove any negative items on your CR that they are responsible for or you will sue them too under the FCRA. Don't back down.
  9. On my AMEX Blue Cash Preferred: Spend $100 or more at Amazon.com and get $10 back. Up to 2 times (total of $20)
  10. I am wondering if it will be worth keeping the Freedom 5% along with the Flex. I have to look at prior categories to see if I would even get that kind of use out of it.
  11. Maybe I'm missing something obvious but this seems to undermine the value of the CSR or the CSP. The FU & Flex both get 5x on travel (booked through Chase) where-as the CSR gets 3x and the CSP gets 2x. The FU & Flex both get 3x on dining same as the CSR and 1x more than the CSP The FU & Flex both have no annual fee vs the CSR ($250 net) or CSP ($95). The only upside I see for the CSR and CSP is: You can get the travel points on non-Chase portal purchases. You can get 50% (CSR) or 25% (CSP) bonus on travel redemption. I am not sure if th
  12. For $50 free bucks, I may sign up too! hot damn!
  13. I just saw this thread after posting here:
  14. Chase Freedom has an offer for $15 back on $50 or more of select merchandize. You must use a portion of your UR reward points to get the deal. 500 points will get you a redemption of 3 cents per point. Promotion ends 10/31 or when they hit 46,667 redemptions. https://smile.amazon.com/b?node=21328382011
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