Jump to content

Please consider disabling your adblocker for CreditBoards if you have not already done so.  This site depends on advertising revenue to stay online.


IndyPoolPlayer

Mod Squad
  • Content Count

    6,234
  • Joined

1 Follower

About IndyPoolPlayer

  • Rank
    Mr. Troll Buster

Recent Profile Visitors

1,431 profile views
  1. I'd venture to guess its more the first three. The ones with a long rap sheet know if its bad enough on the streets, they can stick up a stop-and-rob and go back to the joint for a 6x9 with three hots and a cot.
  2. I avoided a gold digger once. Second phone call before we even had our first official date "how much money do you make?". She then told me I wasn't what she wanted in a relationship. I replied with a terse tirade and ended communication with her. We found each other years later on LinkedIn - she married and the guy she married .... well she was definitely the breadwinner there. Then she got downsized. Karma. ETA: Marriage is overrated anyway
  3. I love Mustangs but they are not essential transportation. They are toys like sport bikes. I would never have one as my primary or only mode of transportation.
  4. It could be the lot was waiting on the title paperwork to come back clean before offering it for sale. The whole talk of "prep for delivery" sounds like a game they're playing to get you to move quickly. Don't walk. Run.
  5. No but I hear that's how United removes passengers from their aircraft
  6. It has happened. I know of: Snork Maiden and Romadant (they married and had a couple kids at least), RussInGotham and HoustonLynne (not sure if they married yet or not), and I think OrangeCrush may have met her spouse on here? Most I think moved to be near the object of their affection.
  7. I just received the same notice from Chase. Went from $23,000 to $11,500. Seems 50% CL cuts are the new normal with Chase.
  8. I meant the left coast as in geographically, not politically.
  9. What is that? Whole Foods generic?
  10. You have the animal poop out in the streets in San Francisco. There's your zoo. Chicago let a bunch of murderous raping inmates out of their jails, in order to make room for those violating isolation rules and curfew/quarantine.
  11. I don't voluntarily visit the Left Coast. I prefer to see the sun rise over the ocean, not set.
  12. D@mn right. I did gently remind her that paying in excess of the monthly would be better, and she better plan to keep that vehicle for most of that 84 months. I've bought Fords on A/Z for years, there's never any bargaining on the price, just on the trade. I don't know if GMS or whatever FCA calls their program is any different or not.
  13. As part of our pending civil proceedings, we discussed the vehicle situation. Car has over 200K miles and nine years old, the truck is 4 years old and in very good condition, but it also still has a loan on it, all in my name only. So she decided she wanted a new vehicle and get it on her credit alone. Ok, great. I'll sign over the title to the car and you'll be good to go. So last night (Thursday) we go "looking".... now Marv can tell anyone here that "looking" customers can be turned into "buying" customers if everything works right .... she looked at various ones online, printed out some she wanted to look at, and away we went. Found the one she was really interested in so she goes to find a salesperson. At this point I'm rather surprised normally within 5 minutes of wandering a lot, five salespeople in plaid jackets are homing in on my location. I guess COVID-19 has changed things such as that. Anyway... We're using manufacturer employee pricing so that's pretty much fixed, no bargaining there. They asked what I expected to get for the trade, I rattled off the number I looked up on KBB.com, they said "no problem". Oh crap ... shoulda gotten greedy and asked for more. Since its her purchase, she went in and dealt with the salesman and F&I. She wanted me to go in there with her and I said "This is your deal, and its all on you so you handle it" .. "But you know how car dealers treat women!" ... anyway..... So I go wandering around drooli .... admir .... lusting over ... having wet dreams about ... looking at the Roush Mustangs and Shelby GT350 Cobras. Finally they bring me into the F&I office to sign over the trade title and sign the title PoA. So while chatting with the F&I I thought I'd be slick and rattle off some of my MarvBear Power F&I Vocabulary Terms, referring to things like "hanging the paper", "underwriters", "Adverse Action Notice", "moving metal", asking what tier she qualified for (Tier 0 for FMCC) and the all important FICO and the bazillion iterations of that. He looked at me and asked what dealership I worked for .. I said never. He said no way, only people who are in the industry even knows what that those things are and what they mean. HA! So the loan STBFDW got - FMCC, 0% (yay!) for 84 months (SMDH!) including full warranty and pre-paid maintenance for 100K miles. I think the final number was around $550 per month or so. Pulled EX with FICO of 767.
  14. Oooo... DA-40. I'll be happy just to find Arrow IV or a 78-80 non-turbo Arrow III in decent shape in a price range I can afford.
  15. Indianapolis

About Us

Since 2003, creditboards.com has helped thousands of people repair their credit, force abusive collection agents to follow the law, ensure proper reporting by credit reporting agencies, and provided financial education to help avoid the pitfalls that can lead to negative tradelines.
×
×
  • Create New...

Important Information

Guidelines