The Master Equifax C* Choppage Dates - Work in Progress Thread

[JFoley]

No C* yet in Ohio....

[FreakN]

I got hit today, down to 27 softs.

[TheCaptain11]

No C* yet in Ohio....

 

heh, was just going to post that. Did you get double chopped last month too?

 

 

 

[road2freedom]

So... anyone care to guess the dates for the next C* massacre?

[JFoley]

No C* yet in Ohio....

 

heh, was just going to post that. Did you get double chopped last month too?

 

 

 

 

Yep!

 

 

 

[TheCaptain11]

So everyone that is getting C* now, have you been double C*d last month?

 

 

 

[jmz.d]

The ax has fallen in missouri

 

CIC/EXPERIAN RPTS 02/24/12, 02/23/12, 01/31/12

 

CREDITEXPERT 02/24/12, 02/23/12, 01/30/12

 

Equifax Consumer Services 02/24/12, 02/23/12, 01/25/12

[BDK]

So... anyone care to guess the dates for the next C* massacre?

 

NOPE.

[road2freedom]

So... anyone care to guess the dates for the next C* massacre?

 

NOPE.

 

 

I think it send Bob into hiding.

[BeachDweller]

When Equifax does chop, how far back do they typically chop folks? Second question; How do people know how many soft pulls they have in Equifax?

[fusioncredit]

No chop in TN yet... probably tomorrow. But this week my magic number went from 85 to 87. I have 77 good softs and 10 hards. I was bumping fine (85 total) until a couple of days ago, went it added 2 more softs but didn't bump anything (see a previous post in this thread from a couple of days ago). Since then, the last couple of days I've added 2 softs each day and bumped 2 hards. Very strange...

 

I'm getting frustrated with no B* action when I have 95 good softs that aren't bumping off 3 hards The only thing I can think of is the hards are from this month USAA 02/03, HSBC and M&T Bank 02/04

 

I even called Equifax to see if I have more than one file and the lady said I only have one file for my social

[brainchasm]

No chop in TN yet... probably tomorrow. But this week my magic number went from 85 to 87. I have 77 good softs and 10 hards. I was bumping fine (85 total) until a couple of days ago, went it added 2 more softs but didn't bump anything (see a previous post in this thread from a couple of days ago). Since then, the last couple of days I've added 2 softs each day and bumped 2 hards. Very strange...

 

I'm getting frustrated with no B* action when I have 95 good softs that aren't bumping off 3 hards The only thing I can think of is the hards are from this month USAA 02/03, HSBC and M&T Bank 02/04

 

I even called Equifax to see if I have more than one file and the lady said I only have one file for my social

FIFO - First In, First Out

 

This means you need 85 softs dated AFTER your hards in order for them to B*.

 

Right now, you're knocking off old softs.

[fusioncredit]

No chop in TN yet... probably tomorrow. But this week my magic number went from 85 to 87. I have 77 good softs and 10 hards. I was bumping fine (85 total) until a couple of days ago, went it added 2 more softs but didn't bump anything (see a previous post in this thread from a couple of days ago). Since then, the last couple of days I've added 2 softs each day and bumped 2 hards. Very strange...

 

I'm getting frustrated with no B* action when I have 95 good softs that aren't bumping off 3 hards The only thing I can think of is the hards are from this month USAA 02/03, HSBC and M&T Bank 02/04

 

I even called Equifax to see if I have more than one file and the lady said I only have one file for my social

FIFO - First In, First Out

 

This means you need 85 softs dated AFTER your hards in order for them to B*.

 

Right now, you're knocking off old softs.

 

Ahh makes sense now I counted 18 good softs before 02/04/12 so with 4 daily pullers I can bump the remaining 3 hards in 5 days assuming no choppage for me

[cookiemommy]

I think I have my first c* in nj on Feb 22.

 

I started w usaa on Feb 7 and looking today I only have 2 softs from creditexpert Feb 23 and 24.

 

I also just signed up for eidt. And eqc. In your pro opinions do you think I can get b* before the next chop or do you think its coming around same time in march?

[cookiemommy]

I think I have my first c* in nj on Feb 22.

 

I started w usaa on Feb 7 and looking today I only have 2 softs from creditexpert Feb 23 and 24.

 

I also just signed up for eidt. And eqc. In your pro opinions do you think I can get b* before the next chop or do you think its coming around same time in march?

 

 

UPDATE From my report on Feb 22 it was showing all of my creditexpert pulls but then on the 23 byebye.

 

W usaa eidt. And eqc will I be able to bump before next month? Should I also backdrop daily? Is choppage each month? I am so worried now.

[Repairerer]

28 * 3 = 84, plus you have some left over from this month. You'll make it.

[fusioncredit]

I think I have my first c* in nj on Feb 22.

 

I started w usaa on Feb 7 and looking today I only have 2 softs from creditexpert Feb 23 and 24.

 

I also just signed up for eidt. And eqc. In your pro opinions do you think I can get b* before the next chop or do you think its coming around same time in march?

 

 

UPDATE From my report on Feb 22 it was showing all of my creditexpert pulls but then on the 23 byebye.

 

W usaa eidt. And eqc will I be able to bump before next month? Should I also backdrop daily? Is choppage each month? I am so worried now.

 

If you pull everyday with MPM, USAA, EC you should be able to achieve B* before next choppage...if you need a 4th puller (free) pm me

[sawdust]

choppity chop chop in TN... went from 77 down to 13.

[slb08]

I just got C* in PA, down to 15 from 36.

[TheCaptain11]

Chopped in Ohio. You stupid MO$@($%&$#@

 

AS%^*$%^

 

 

CO#$$$^&*$#@@

 

 

[MMWTHREAD]

C* in PA today. Hoping to make it to end of Feb, but didn't.

 

 

[stefclay]

C* in OR today

[TheCaptain11]

hmm, do they seem to be chopping in alphabetical blocks?

[Take Action]

There were a couple of posted comments that one of the DPs might have lost its influence on B* just before C* this time (Feb 21, I think). Anybody else notice this. Has the suspect DP been IDed?

[BDK]

hmm, do they seem to be chopping in alphabetical blocks?

 

Sure have been, for over a year now!