brainchasm

It's here! It's here! Sized and programmed, and already loving it.

(This should be showing up soon...)

Got an email from Team Orange a few days ago, to the following effect: We are pleased to provide you with a promotional Annual Percentage Rate (APR) on your Discover® card. The promotional rate of 0.00% will apply to new purchases made during the promotional period between January 1, 2022 and December 31, 2022. After February 19, 2023, your standard purchase APR, currently 14.99% variable, will apply to any remaining balance. This APR will vary with the market based on the Prime Rate.* Please note that purchases that post to your account after the promotional period will be subject to your standard purchase APR. I mean, I HADN'T been using the card...and it HAS a $30k limit...so...well damn, I guess I'm gonna put a couple biggerish wants on there! Oh and groceries for now I suppose. Wait nm, BCP is still 6%.

Once you get past April 2022, it's beyond SOL...

"Deputies cited the person's honestly as a reason for the leniency." Honestly!

I wonder if I'm not getting my invite because my reports are frozen...

If you need a report from Experian, just start a dispute.

Mine is still sitting at $30k limit. No more auto-CLIs, and not approving any more requested CLIs. To be fair, I do no business with the card. Just can't bothered, or they are outgamed/outgunned by other cards I have. Like right now it's 5% at Amazon. ooOOOOooOO...my Amazon card is jealous! Wait, no it's not. Next month is 5% at grocery stores! Just like my CFF, and I prefer UR points at this time. I suppose I should throw something on their so they don't close a $30k tradeline, but eh. :effort:

Judging from this - "I've been reading around and..." and the breathless nature of their posting, I'd bet dinner they've been hearing it at myFICO forums.

USAA - FICO 3 from Experian NFCU - FICO Score 9 from Equifax PenFed - FICO Score 9 from Equifax AMEX - FICO Score 8 from Experian Wells Fargo - FICO Score 9 from Experian Discover - FICO Score 8 from TransUnion Citi - FICO Bankcard Score 8 from Equifax JPMorganChase and Alliant give VantageScore 3.0

Woop! Came in yesterday! Took it home and got it set properly and sized the bracelet...

Got another DHL tracking update today. Ya know, for how sketchy DHL seems to be (consistently), and how every one of their drivers has made me mutter something about work-release programs, they are pretty johnny-on-the-spot for international updates!

I like my one experience with Affirm, but sadly it wasn't available (random no-name e-shop out of Singapore)

Hoping to have a good post for this thread on or around Thursday...