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BobWang

The Master Equifax C* Choppage Dates - Work in Progress Thread

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I'm not sure if it was due to its age or it got b* off, but a soft inq from one of the auto insurance quotes is gone. :dntknw:

 

Anyways.. IIRC, My EQ got c* on 3/1. or was it 2/1? :P

Edited by more credit less cash

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'bout time you got this out Bob. You must be a union mad scientist :dntknw:

I get paid by the hour, not by the job. :P

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A request for daily pullers to post their lists of softs so we can fill in more dates and skipped months.

Especially helpful would be data from September, 2009 and earlier.

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A procedural note:

I'm chronicling the latest date of soft inquiries removed.

IOW, C* Choppage happened last night, the 20th, and all softs for March 19th and earlier were removed.

Leaving just the 20th for March.

People who did not pull recently will see an earlier date in March than the 20th for the one soft left standing.

 

Techinically, choppage occurred on the 20th, but I think it's easier to say the 19th, since the 20th was left alone.

It kind of makes sense in my brain, but feel free to mentally add one day to the dates in the spreadsheet if your brain works differently. ;)

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EquifaxChopDates2010-03-19.jpg

 

 

I KNEW there would be a spreadsheet for this! ;)

 

I can also verify a Dec 18th (exactly) C* in 2008 as well.

Edited by TangMeister

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On or about 8/21/2009 I experienced choppage. I am not absolutely positive about this (others who can validate my finding would be appreciated).

 

I'll attach a screenshot of an 8/25/2009 EQ report for reference after I learn how ...

 

Image of backdoor EQ

Edited by jackcrawfish

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On or about 8/21/2009 I experienced choppage. I am not absolutely positive about this (others who can validate my finding would be appreciated).

 

I'll attach a screenshot of an 8/25/2009 EQ report for reference after I learn how ...

 

Image of backdoor EQ

Terrific, Jack!

I'll post an updated spreadsheet with 8/21/09.

Thanks!

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On or about 6/17/2009 I experienced choppage. As was the case with the prior post, I am not absolutely positive about this (others who can validate my finding would be appreciated).

 

28936_chop20090617.png

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On or about 4/24/2009 I experienced choppage. As was the case with the prior post, I am not absolutely positive about this (others who can validate my finding would be appreciated).

 

28936_chop20090617.png

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This is awesome. I'm sitting here talking about bytes and data storage and soft inquiries while the wheels turn in my head and my husband cooks. He has no idea what I'm talking about, but who cares about that. B)

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This is awesome. I'm sitting here talking about bytes and data storage and soft inquiries while the wheels turn in my head and my husband cooks. He has no idea what I'm talking about, but who cares about that. :D

 

B)

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Good news, thanks to jackcrawfish, the next few months are coming into focus.

Bad news, looks like we're heading into a period of monthly chops.

 

EquifaxChopDates2010-03-22.jpg

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I THINK I WAS CHOPPED ON SUNDAY.

 

I began twice daily pulling on the first of this month (CCT and MPM). I was pulling MOST days last month with CCT (My MPM credentials arrived on the first of this month). I pulled both CCT and MPM on Saturday and noticed B* -- two hards were gone on EQ (both were dated in mid April 2008, so it didn't help me too much) then on Sunday another hard (FROM mAY 2008) was gone after the first pull. Nothing after the second pull (the pulls were about 12 hours apart, since I forgot to pull MPM right at the 24-hour mark). On my CCT this morning, again, no B*. So I think I was probably chopped at some point on Sunday (since I don't recall any softs that would have come in the way of a hard B*).

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