chicagorich

Didn't somebody on here try to get around this by paying down their mortgage and then having the smallish balance recast to a small monthly payment to keep the account active?

I sent a email question to DCU about the plan for their EQ FICO: "As of now, there are no changes to the FICO Credit Score offer we have for our DCU Members. If changes are to take place, we will certainly notify our members. If this service does change, any potential change would happen towards the end of 2026."

So, instead of a Mastercard or Visa logo on the card, there will be some kind of Discover logo on the Cap1 cards?

How do you know if your Dicso card migrates to Cap1?

The most important education is understanding the difference between a need and a want.

I am/was on the Chase B/L since I IIB'd them in 2007. In the interim, they inherited my Airtran Visa which got converted to the Southwest Visa, which Chase never made a move to close, although I closed it several years ago as I don't use Southwest. I'm assuming they won't hassle me about my Apple card, but we'll see.

Isn't the transition two years from now? Seems like a long time.

804 (-6) I charged a new set of tires on a goodyear card to get the double rebate. I guess I get 6 months deferred interest if I so chose.

Which card? I haven't gotten anything about my WF Cashwise Visa.

A lot of scummy scammers out there, if these surveys are accurate.

Just got an email from DCU: First Tech Member Vote Approves Merger with DCU Now we’ll see if the EQ FICO survives the merger.

810 (+8) I'm wondering if this EQ score will survive into next year after the DCU-First Tech merger closes.

You had a pretty good balances across multiple cards. Ding #1. You ended up with late payments, ding #2. Unfortunately, creditors see those late payments on your report and take adverse action against you for being late anywhere. It sucks, but the system is not likely to change. You are just a number to the bank.

Looking at the statement, First Tech is bigger financially than DCU, but fewer members. Without the EQ FICO, I have no reason to stick around. Anybody else give a free EQ FICO.?

https://www.prnewswire.com/news-releases/ncua-grants-regulatory-approval-allowing-digital-federal-credit-union-and-first-tech-federal-credit-union-to-proceed-with-planned-merger-302571209.html Wonder if the EQ FICO will go away.