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Ace_TX

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  1. i had 2 statements. no sign of reporting 🤷🏿‍♂️
  2. following up to see if this card actually reported on anybody's reports
  3. are you a current amex customer?
  4. if you have good credit you can open a biz checking @ Wells Fargo... they soft pull your Experian, and try to qualify you for a Biz CC and BLOC
  5. i applied for this just because on the 19th and they said id get a metal card 🤷🏿‍♂️ got approved for $4k on the prequal then refroze my reports back the app seem kinda bootleg but i read this bank was doing fry's electronics and other lil store finances. i was wondering why they didnt go with a more well known bank but anyways.. hope i receive my metal card 😀 i went ahead and spent ~ $85 bucks on it @ H-E-B i wish they would have offered more shoulda went 5% + 2% everywhere else and maybe give a credit for new accounts and maybe offer free or discounted delivery (sometimes i use groc delivery).. but its whatever 🤷🏿‍♂️ btw, got a notification shortly after that an inq was blocked on transunion from From FIRSTELECTBK/IMPRINTPYMT Type Miscellaneous Finance Contact 2150 SOUTH 1300 EA SUITE 400 SALT LAKE CITY, UT 84106 United States 6093571098
  6. why is it called "preferred" 😅 i got the premiere card a couple years ago just because and its 2% 😉 i looked this up and its a measley 1%... the walgreens mc would be way better if anyone is going for a pif synchrony card with perks at least it def wouldnt hurt to give an intro offer at least or something to entice potential customers
  7. i am not sure if a paydex 80 matters what we know is that synchrony will deny if any business info isnt matching up when you apply you can't choose... they will give you one or the other if approved how i got the MC was when i applied they instant approved for the store card $8k used the card /pif'd for ~ 6-7 months...then went back and applied again...told the cust svc i was applying for the biz MC. gave them my driver license/current membership/credit card and i printed the filled out app with pertinent biz info ein/duns etc of course when they transmit the app it will say pending and to call in... because you already have a credit account.... the cust svc confirms id info etc with person over the phone. they then wanna talk to you, they ask biz verification questions ie. biz phone, address, title at company but they also ask for social sec... i pushed back and told india that i am applying for biz and not personally guaranteing. they explained its for verification since i am a principle making decisions. i wasnt too concerned as i stated i was not pg'ing and my credit reports are frozen and all they can do is use lexis nexis or whoever to verify identity after being on hold with a bad phone connection to india. they approved the mastercard for the same cl as the store card so long story short just focus on getting approved and then reapply after using the store card for some months notes: at the time i first got sams i think i only had amazon net55 $5kcl as the only synchrony account
  8. not sure about reporting but i know that they will pull your EQ biz report when you apply
  9. eker services inc dba eker plumbing eker services inc dba eker landscaping eker services inc dba eker cakes and pies the legal company name is "eker services inc" credit applications asks for the LEGAL COMPANY NAME and EIN they may give you a seperate place to put the DBA name but the LEGAL NAME is what matters
  10. why would you apply for a loan if you didnt want a loan? the terms of this loan was known beforehand and everyone has the same 3.75/30 yr terms
  11. you will establish business credit when you make purchases and have payment history purchase items and/or services you need/use for your business every business needs tangible items and/or certain services to operate make a list and crossreference the list with vendors listed on this forum that supply those items/services and setup accts with them make regular purchases, vendors that report will report your payment history to business credit bureaus the point is that business credit comes by businesses purchasing from vendors, and getting payment experiences reported to experian, equifax, dnb make sure your business is in order.. see threads in this forum
  12. instead of this: 1234 MAIN ST APT 5678 type this: 1234 MAIN
  13. as already stated, use home as physical addr and get a po box for a mailing addr dont make your physical home addr avail to "angry customers" for official stuff and biz credit use your physical home addr everything else should have your mailing addr a reg agent svc is fine for state docs but dont try to use it as a phys addr also keep in mind, DnB will reject any kind of fake phys addr, virtual, mailing etc.. so no point trying rinse, repeat
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