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About IvyMgmt

  • Birthday 02/14/1969

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  1. So I been dealing with EIDL as well. There more credit score than what we see on this front. There is FICO, Vantage, and SBA has there own score model which most can’t see unless they pay for. If you go NAV pay the $49.95 a month you will see all it’s looking at. It’s a bit bizarre. I know a few with 700 score and there Vantage score is low. But their SBA score is high. My suggestion pay down as many cards as you can higher limits first. Sent from my iPhone using Tapatalk
  2. How many did you have reporting when you applied? Did you go to the store and do that?
  3. IvyMgmt


    so I did wind up signing up and it says that a tradeline reported but I can't see it .. its so odd. I will need to call them.. I also have other net 30s with suppliers now but none of those report to Duns 😞
  4. I would pay myself first then pay debt. Also be sure you have separate accounts showing it all. Sent from my iPhone using Tapatalk
  5. Stop dealing with customer service. Since your letter directly to the CEO and plead your case. Follow up with phone calls directly to their office. I have had success many times doing that. Sent from my iPhone using Tapatalk
  6. Yeah see I can't see in spending in all these other places when I can use Duns to directly report my tradelines. They will do all the calling and verifying.. If you call them up they will provide special offers..
  7. I have subscribed to him for a long time and he wants a lot of damn money.. I am not doing it. I am considering investing the the 4 tradelines that D&B is offering.. I just can't wait anymore to try and build I am spinning my wheels.
  8. IvyMgmt


    Is there a way to use Nav without entering your personal information? Will they begin to track your personal credit as well?
  9. If you put in your application for this they are starting to now issue the loans. The PPP was the easiest and quickest to obtain.
  10. So when I first discovered all of this L/N stuff a few years back I began by going through all the little data furnishers first then attacked L/N with disputes.. it was extremely time consuming but it was sort of the right thing to do b/c I had more leverage.
  11. Hey there I have not heard of them before but I will send for my stuff. I am still having things pop up now and again.. I really think some creditors are purchasing monthly and using old data.
  12. This is not the basis of my argument but its a start that they can't think they are exempt from the FCPA.. especially when the big banks got together and formed this organization.. A FEDERAL COURT ORDERED THIS NOTICE. Shabani Stewart, et al. v. Early Warning Services, LLC United States District Court, District of New Jersey, Civil Action No. 2:18-cv-03277-CCC-SCM A class action lawsuit has settled, and we are sending this to you to explain how this settlement will affect you. Nature of this Action. The Plaintiff alleges the Defendant (“EWS”) violated the Fair Credit Reporting Act by failing to provide, upon a consumer’s request, the complete contents of all information in the consumer’s file at the time of such request. EWS denies any and all liability. Who is in the settlement? The “(b)(2) Settlement” all natural persons residing in the United States who, from March 7, 2016 through February 21, 2020, requested from EWS the contents of their file maintained by EWS, where in response thereto, EWS provided to such consumer a “Summary File Disclosure.” Excluded from the (b)(2) Settlement Class are individuals who have previously released his or her claims against EWS, who had a record of a match in the Internal Fraud Prevention Service and the Judge overseeing the Litigation. What are the settlement terms? EWS is changing its processes for providing file disclosures in response to consumer requests and will provide disclosures that include all information maintained in a consumer’s file that is used in a product or service that is subject to the FCRA. In exchange, everyone in the settlement is releasing their right to bring a claim against EWS for statutory or punitive damages, or a class action claim, relating to any violation of FCRA § 1681g (and any FCRA State Equivalent) and all claims based upon or related to the content, form, manner, or nature of the consumer disclosures provided in response to a consumer’s request for the contents of the consumer’s file. Binding Effect. If the Court approves the settlement, it will be binding on you. Your right to an Attorney. If you would like, you are entitled to appear in this matter through your own attorney at your expense. The Court will hold a hearing to evaluate the settlement on June 22, 2020. Can you object to the settlement? Yes. To object, you must send a letter stating that you object to the settlement in Stewart v. Early Warning Services, LLC. Be sure to include: (1) the name of this lawsuit, Stewart v. Early Warning Services, LLC, Civil Action No. 2:18-cv-03277-CCC-SCM; (2) your full name, current address, telephone number, and last four digits of your Social Security number; (3) a detailed explanation of the reasons you object to the settlement and any papers in support of your position; and (4) signed verification of membership in the Settlement Class. Mail your objection to all these three different places, postmarked by May 11, 2020:
  13. so I am confused you ordered the report but you couldn't get them on the phone so you filed a compliant.. what would the complaint be about?
  14. So did you actually request your reports? They have all the info on their website how to get a report.. https://www.sagestreamllc.com/consumer-report/
  15. I found them because of a lot of data that was placed on my LN I did contact them and got a lot deleted because it was wrong.. I have not contracted them in two years but I need to do rounds again with these types of data furnishers..

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