Here we go again with another credit union.. this one even more bizarre.. (Oh and to note the last one I had a problem with wind up giving me a credit card with a decent limit and refinancing my car) but I digress..
I applied at a different CU seeking to get higher cc lines versus dealing with capone and those ones who never want to increase you limit..
So I apply I had a bit of trouble at first because my Chexsystems was locked... they also hit my with an inquiry OK fine..
They open me for a checking account, savings, debt card, and I am not sure what else. The account department sends me welcome emails, call me, talk to me, take my checking account info on the phone for the opening deposit, and sit down for this -- the Loan department to talk about what I wanted and slow down because of inquiries blah blah but they would still open a cc for me but not what I needed.. ok fine I gotta start somewhere...
Next you know I call to follow up as the loan person I spoke to never called back.. I get some dude on the phone and he sound like I was committing treason .. I was insulted.. as he was so mysterious with his responses.. I received some janky letter with no rights on it no Adverse Action nothing.. I said ok bump this I went right to NCUA and filed a complaint.
All of a sudden I get a notice from UPS I am getting a letter from them.. low and behold the letter says this same crap.. and with the worst grammar and language of a "professional" letter..
Bull shiddy nat! I gave these people my drivers license, social security card, voters registration, paystub(s), and car registration - all of which have the same address except my DL as we are going through RealID here and I refuse to pay twice for a new DL.. when my renewal is coming in less than 6 months..
I need to know how in the hot ham sandwich LN really works.. I just did another scrub thinking I had my entire report.. wrong.. it did not have the identity portions attached so I have to wait another few days.. I need to know- how do some of these credit unions get "old" outdated data.. how do they get certain information that does not belong to you and how in the heavens are they allow to keep doing this shiddy nat!